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	<title>Money Hacks &#187; Kids and Money</title>
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		<title>Kids and Money Blog Carnival July 2010 Edition</title>
		<link>http://money-hacks.com/3064/kids-and-money-blog-carnival-july-2010-edition/</link>
		<comments>http://money-hacks.com/3064/kids-and-money-blog-carnival-july-2010-edition/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 04:00:41 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Kids and Money Blog Carnival July 2010 Edition]]></category>

		<guid isPermaLink="false">http://money-hacks.com/?p=3064</guid>
		<description><![CDATA[Welcome to the July 2, 2010 edition of kids and money. Jaqueline Dornbach presents How to Spend Less on Groceries posted at The Young Pastor&#39;s Wife. educationmediabits presents Make Saving a Habit, Not an Obligation posted at HVAC Training. Hussein Sumar presents How to Negotiate Debt Obligations with Creditors posted at Debt Consolidation, saying, &#34;If [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to the July 2, 2010 edition of kids and money.</p>
<p><!-- Carnival Submission -->
<p><b>Jaqueline Dornbach</b> presents <a href="http://www.youngpastorswife.com/2010/05/how-to-spend-less-on-groceries/">How to Spend Less on Groceries</a> posted at <a href="http://www.youngpastorswife.com">The Young Pastor&#39;s Wife</a>.</p>
<p><!-- Carnival Submission -->
<p><b>educationmediabits</b> presents <a href="http://www.hvactraining.net/make-saving-a-habit-not-an-obligation/">Make Saving a Habit, Not an Obligation</a> posted at <a href="http://www.hvactraining.net">HVAC Training</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Hussein Sumar</b> presents <a href="http://www.debtconsolidationblog.net/how-to-negotiate-debts.html">How to Negotiate Debt Obligations with Creditors</a> posted at <a href="http://www.debtconsolidationblog.net">Debt Consolidation</a>, saying, &quot;If creditors do not receive on time payments from you, they will often report your delinquency status to the major Credit Bureaus (Experian, Equifax and TransUnion). But what if you are willing to make payments to the creditors, but not the full amount they are asking for? For example, you have $15,000 of credit card debt and your minimum monthly payment is $375. However, you can only afford to pay $200 a month at the moment. How do you negotiate with your creditors so as to get the payment terms to your advantage and get negative items deleted off your credit report? That is the purpose of this article.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Sun</b> presents <a href="http://www.thesunsfinancialdiary.com/personal-finance/child-means-lots-expenses/">A New Child Means Lots of New Expenses</a> posted at <a href="http://www.thesunsfinancialdiary.com">The Sun&rsquo;s Financial Diary</a>.</p>
<p><!-- Carnival Submission -->
<p><b>educationmediabits</b> presents <a href="http://www.respiratorytherapy.net/taking-care-of-air-conditioners-and-heaters-will-save-money/">Taking Care of Air Conditioners and Heaters Will Save Money</a> posted at <a href="http://www.respiratorytherapy.net">Respiratory Therapist Schools &amp; Career Guide</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Casey Markee</b> presents <a href="http://www.discountpartysupplies.com/blog/2010/06/09/10-spoiled-kids-who-hate-their-presents-videos/">10 Spoiled Kids Who Hate Their Presents [Videos]</a> posted at <a href="http://www.discountpartysupplies.com/blog">Party 911 Blog &#8211; Tips, Tricks And Helpful Hints For Hosting A Great Party</a>, saying, &quot;We&rsquo;ve all received a Christmas or birthday gift we really didn&rsquo;t want. But some people take their displeasure to new extremes. Check out these videos of 10 Spoiled Kids Who Hated their Presents and weren&rsquo;t shy about expressing their disappointment!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Leave Debt Behind.com</b> presents <a href="http://www.leavedebtbehind.com/debt-settlement/is-it-possible-to-settle-that-student-loan/">Is it Possible to Settle that Student Loan?</a> posted at <a href="http://www.leavedebtbehind.com/">Leave Debt Behind</a>.</p>
<p><b>Wise Bread</b> presents <a href="http://www.wisebread.com/financial-freedom-and-using-passion-to-budget">Financial Freedom and Using Passion to Budget</a> posted at <a href="http://www.wisebread.com">Wisebread</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Gina @ MoneywiseMoms</b> presents <a href="http://www.moneywisemoms.com/2010/06/frugal-fun-free-low-cost-summer-movies.html">Free &amp; Low-Cost Summer Movies for Kids</a> posted at <a href="http://www.moneywisemoms.com/">Not the Jet Set Guest Post on Moneywise Moms</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jena Ellis</b> presents <a href="http://www.onlinecertificateprograms.org/blog/2010/30-rules-of-engagement-who-pays-for-the-wedding/">30 Rules of Engagement: Who Pays for the Wedding?</a> posted at <a href="http://www.onlinecertificateprograms.org">Online Certificate Programs</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Infernios The Hoarding Dragon</b> presents <a href="http://www.thunderdrake.com/blog/why-you-should-start-investing-early-into-your-hoard-right-now/">The dragon?s girth-staggering difference in investing early</a> posted at <a href="http://www.thunderdrake.com/blog">ThunderDrake</a>, saying, &quot;This post elaborates on the staggering (girth staggering, even) difference between starting at different age gaps. It urges readers to begin investing (or through the alter ego&#39;s word, hoarding) sooner than later. Time is perhaps one of the most crucial elements to financial independence. Perhaps this is tangential at best, but it&#39;s true to the most important element of investing; starting younger than older. I appreciate the consideration. May the ambitions of my writing fuel your carnival&#39;s success. &lt;3&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Gabriella White</b> presents <a href="http://www.associatedegreeonline.com/blog/2010/06/kids-summer-activity-list-100-creative-and-cheap-summer-activites-for-your-kids/">Kids Summer Activity List: 100 Creative and Cheap Summer Activities For Your Kids</a> posted at <a href="http://www.associatedegreeonline.com/blog">Associate Degree Online</a>, saying, &quot;If you are lucky enough to get to be with your kids during the summertime, instead of packing them off to day care every day, you will have to deal with the inevitable cries of, &ldquo;I&rsquo;m bored.&rdquo; Here are 100 creative, fun, and cheap things that you can do with your kids over the summer.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Andrea</b> presents <a href="http://savingsscoop.com/how-kids-handle-money">How kids Handle Money</a> posted at <a href="http://savingsscoop.com">Savings Scoop</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Amanda L. Grossman</b> presents <a href="http://www.frugalconfessions.com/save-me-money/9-ideas-for-some-frugal-family-fun.php">9 Ideas for Some Frugal Family Fun</a> posted at <a href="http://www.frugalconfessions.com">Frugal Confessions</a>, saying, &quot;As an adult I occasionally daydream about certain times during my childhood. When I&rsquo;m in my cubicle on a summer afternoon, it&rsquo;s not nostalgia for Nintendo, Gameboy, or shows from TGIF that puts a smile on my face; it&rsquo;s the more homegrown fun we had.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Elizabeth</b> presents <a href="http://www.debtconsolidationpaydayloan.com/blog/2010/06/20/debt-consolidation-works-best-when-financial-discipline-is-adhered-to/">Debt Consolidation Works Best When Financial Discipline Is Adhered To</a> posted at <a href="http://www.debtconsolidationpaydayloan.com/blog">Payday Loan Debt Consolidation Blog</a>, saying, &quot;You are happy after availing the services of a debt consolidation company and hope that now it will be convenient for you to pay off the debts. Further, you might heave a sigh of relief since all the creditors will now be handled by that company. You might be mistaken.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Anand</b> presents <a href="http://www.best-paydayloan.com/2010/06/ontario-shows-the-way-in-payday-loan-reforms-process/">Ontario Shows the Way in Payday Loan Reforms Process</a> posted at <a href="http://www.best-paydayloan.com">Best Payday Loan</a>, saying, &quot;Online lending companies have made borrowing easy loans have become very accessible. You don&rsquo;t need to worry about your credit history anymore. With the fast easy cash advance, you can repay the borrowed amount on the salary day and that will be the end of it.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Ashley Jacobs</b> presents <a href="http://blog.greensherpa.com/index.php/personal-finance/allowance-and-the-art-of-paying-your-child-6-tips/">Paying Your Child? Here are Six Ways to do it</a> posted at <a href="http://blog.greensherpa.com">Cash Flow Sherpas</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jaqueline Dornbach</b> presents <a href="http://www.youngpastorswife.com/how-old-should-my-child-be-before-i-return-to-work/">How Old Should My Child Be Before I Return To Work</a> posted at <a href="http://www.youngpastorswife.com">The Young Pastor&#39;s Wife</a>.</p>
<p><!-- Carnival Submission -->
<p><b>jacqjolie</b> presents <a href="http://www.singlemomrichmom.com/2010/06/charging-adult-kids-rent-to-do-or-not.html">Charging adult kids rent &ndash; to do or not to do?</a> posted at <a href="http://www.singlemomrichmom.com/">Single Mom, Rich Mom</a>, saying, &quot;When or when not to charge adult kids rent.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Isabella Smith</b> presents <a href="http://www.onlineuniversitylowdown.com/2007/08/100-tips-tricks-for-raising-seriously-smart-kids.html">100 Tips &amp; Tricks for Raising Seriously Smart Kids</a> posted at <a href="http://www.onlineuniversitylowdown.com">Online University Lowdown</a>, saying, &quot;The list in the article provides a few eclectic suggestions on how to bolster a kid&rsquo;s brain to keep him or her happy, healthy, and constantly growing in his or her education.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>BWL</b> presents <a href="http://www.christianpf.com/private-christian-school-tuition/">Deciding If You Can Afford Christian School Tuition</a> posted at <a href="http://christianpf.com/">Christian Personal Finance</a>, saying, &quot;This article looks at the challenge of affording private school tuition for your kids&#8230;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Nathan Richardson</b> presents <a href="http://www.complexsearch.com/blog/moneylife-lessons-from-toy-story-3-without-spoilers/">Money &amp; Life Lessons from Toy Story 3 (without spoilers)</a> posted at <a href="http://www.complexsearch.com/blog">Deals &amp; Tips</a>, saying, &quot;Thanks for your consideration.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>MoneyNing</b> presents <a href="http://moneyning.com/kids-and-money/learning-to-say-no-to-your-kids/">Learning to Say &ldquo;No&rdquo; to Your Kids</a> posted at <a href="http://moneyning.com">Money Ning</a>, saying, &quot;How do you say no to kids who want everything?&quot;</p>
<p><!-- Carnival Submission -->
<p><b>June Tree</b> presents <a href="http://www.thedigeratilife.com/blog/college-education-costs-worth-pay/">College Education Costs: Is College Worth What You Pay For It?</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Lots of parents think about the costs of college. Here is a closer look at those costs.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Michael Pruser</b> presents <a href="http://www.doughroller.net/banking/best-savings-accounts-for-children/">Best Savings Account for Children | Online Banking for Kids</a> posted at <a href="http://www.doughroller.net">The Dough Roller</a>, saying, &quot;Children can start a savings account anytime and the sooner the better. Here are a few great options to get them started.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Christien</b> presents <a href="http://www.creditcardstruthiness.com/credit-laws/impact-of-the-credit-card-act-on-different-types-of-cards/">Impact of the Credit Card Act on different types of cards</a> posted at <a href="http://www.creditcardstruthiness.com">Credit Cards Truthiness</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Karen Anderson</b> presents <a href="http://onlinechristiancolleges.net/13-timeless-finance-tips-from-the-bible/">13 Timeless Finance Tips From The Bible</a> posted at <a href="http://onlinechristiancolleges.net">Online Christian Colleges</a>, saying, &quot;In fact, the Bible has over 1,000 verses that discuss money. In this article, we&rsquo;ll discuss thirteen timeless pieces of financial advice straight from the Bible, as well as give you the actual Scripture references.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Random Jan</b> presents <a href="http://www.creativehemispheres.com/?p=1451">Homeschool Headstart Bazaar 2010</a> posted at <a href="http://www.creativehemispheres.com">Creative Hemispheres</a>, saying, &quot;My son and I sold some of our crafts at a homeschool bazaar where he made, demonstrated, and sold his own merchandise.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Case Ernsting</b> presents <a href="http://www.finditlocal411.com/blog/neighborhood-businesses/the-summer-help-jobs-in-the-midwest/">The Summer Help: Jobs in the Midwest</a> posted at <a href="http://www.finditlocal411.com/blog">FinditLocal411 Blog</a>, saying, &quot;Summer jobs are a great way to teach kids responsibility and work ethic. For some great inspiration and &quot;how-to&quot; tips for finding these jobs, check out this post.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Debra Jacobson</b> presents <a href="http://www.allthingsfrugal.com/saving_on_child_entertainment.htm">How To Be Frugal: Saving on Child Entertainment</a> posted at <a href="http://allthingsfrugal.com/">All Things Frugal</a>, saying, &quot;Children&#39;s entertainment does not have to be expensive.&quot;</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->
<p>That concludes this edition. Submit your blog article to the next edition of <b>kids and money</b> using our <a href="http://blogcarnival.com/bc/submit_3789.html" target="_blank" title="Submit an entry to “kids and money”">carnival submission form</a>. Past posts and future hosts can be found on our <a href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank" title="Blog Carnival index for “kids and money”"> blog carnival index page</a>.</p>
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		<title>Money-Hacks May Blog Carnival</title>
		<link>http://money-hacks.com/3034/money-hacks-may-blog-carnival/</link>
		<comments>http://money-hacks.com/3034/money-hacks-may-blog-carnival/#comments</comments>
		<pubDate>Fri, 28 May 2010 22:50:38 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[blog carnival]]></category>

		<guid isPermaLink="false">http://money-hacks.com/?p=3034</guid>
		<description><![CDATA[Welcome to the May 28, 2010 edition of kids and money. Sam presents New !! How to Pay for College posted at Surfer Sam and Friends, saying, &#34;Thanks for including my article. Here&#39;s an excerpt&#8230; How to Pay for College Smart Ways to Pay for Your College Did you know that the average cost for [...]]]></description>
			<content:encoded><![CDATA[<p><!--<br />
InstaCarnival Beta<br />
Draft HTML for Carnival Edition</p>
<p>http://blogcarnival.com/bc/spreview_36992.html</p>
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<div><!--<br />
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May 28, 2010 edition of "kids and money" here.<br />
Presence of the BlogCarnival LogoLink allows this carnival edition<br />
to be listed at blogcarnival.com. This example puts it in the upper<br />
right corner, but it can go anywhere in the blog post.<br />
--></p>
<div style="float: right;"><script type="text/javascript" src="http://blogcarnival.com/bc/logolink_36992.js"></script></div>
<p><!-- EDIT THIS: carnival introduction begins with this paragraph: -->
<p>Welcome to the May 28, 2010 edition of kids and money.</p>
<p><!-- Carnival Submission -->
<p><b>Sam</b> presents <a href="http://www.surfersam.com/articles/how-to-pay-for-college.htm">New !! How to Pay for College</a> posted at <a href="http://www.surfersam.com">Surfer Sam and Friends</a>, saying, &quot;Thanks for including my article. Here&#39;s an excerpt&#8230; How to Pay for College Smart Ways to Pay for Your College Did you know that the average cost for tuition and room and board is $32,000 at a private college? Some Ivy League schools charge more than $40,000 each year. At a public college the annual cost is over $13,000. Your college costs include the tuition, fees for labs, athletics and activities, and room and board on campus. You&#39;ll also pay for textbooks and supplies, computers, software and a printer, phone, transportation, personal expenses like laundry, clothes, and haircuts. Some of you will pay for sorority or fraternity fees or apartment rental if you live off-campus. Suddenly, your college costs seem astronomical. However, more financial aid is available now to help you pay for college, so few families have to pay the whole amount out of pocket. In the long run, a college education pays for itself. Not only does college open up better career opportunities, and reduce unemployment. There are also indirect benefits of college that continue throughout your life. Studies show that college has a positive influence on health, community participation and sense of satisfaction. A college education is a wise investment. Grab Financial Aid to Pay for College Seventy percent of all college students receive some financial aid. Financial aid comes from many sources to help you pay for college. There are grants and scholarships which give you college money clear and free, that never has to be repaid. There are work-study programs at each college, with good pay with part of your earnings paid for by the federal government. The money you earn on a work-study program is entirely yours, and is never repaid. Student loans are money you borrow to pay for college and must repay after graduation.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Gregory E. Rouse</b> presents <a href="http://www.frugal-living-skills.org/2009/07/frugal-business.html">Frugal Business</a> posted at <a href="http://www.frugal-living-skills.org/">Frugal-Living-Skills Blog</a>, saying, &quot;First, we don&rsquo;t know how to do math today&hellip; People will often spend money to save money (which is a paradox) or spend money to make money. We seem to forget that every penny spent has to be earned back.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>besthotel</b> presents <a href="http://best-hotels.co.cc/banyan-tree-luxury-hotels-spa-resorts/">Banyan Tree Luxury Hotels</a> posted at <a href="http://best-hotels.co.cc">List Of Best Hotels In The World 2007, 2008, 2009</a>, saying, &quot;Luxury hotels and spa resorts @ banyan. To live there is like a dream&quot;</p>
<p><!-- Carnival Submission -->
<p><b>diettypes</b> presents <a href="http://diettypes.co.cc/3-ways-to-avoid-weekend-weight-gain/">3 Ways To Avoid Weekend Weight Gain | Best Types of Diets</a> posted at <a href="http://diettypes.co.cc">All Types Of Diets</a>, saying, &quot;3 preety easy ways that will help you not get weight during weekends by eating things that are not good for your health.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>endowments</b> presents <a href="http://endowmentpolicy.pl/surrender-my-endowment-policy/">Endowment Life Insurance Policy Blog Surrender my endowment policy</a> posted at <a href="http://endowmentpolicy.pl">Endowment Policy</a>, saying, &quot;Some information on how to sell life insurance endowment policy&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/35400">3 Credit Cards That Could Change Your Life</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Barry</b> presents <a href="http://associatemoney.com/2009/07/saving-money-with-do-it-yourself.html">Saving Money With Do It Yourself Projects</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Master Your Card</b> presents <a href="http://masteryourcard.com/blog/2009/07/15/soft-pull-vs-hard-pull-which-is-what-and-who%E2%80%99s-responsible/">Soft Pull vs. Hard Pull: Which is What and Who&rsquo;s Responsible? | Master Your Card</a> posted at <a href="http://masteryourcard.com/blog">Master Your Card</a>, saying, &quot;The precise formula that credit reporting agencies use to determine your credit score is as elusive as Google&rsquo;s PageRank algorithm. But there are some things we consumers understand well about the factors that go into your credit rating. One such item that has a weighty presence on your credit report is a credit inquiry &ndash; that is, when someone (including you) checks out your credit history for whatever purpose. Conventional wisdom dictates that having many credit checks on your credit report is bad, while having fewer is better. But that&rsquo;s not necessarily true.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jonathan from Debt Loans</b> presents <a href="http://debtloans.com.au/2009/07/15/what-you-need-to-know-about-home-equity-loans/">What You Need to Know About Home Equity Loans | Debt Loans</a> posted at <a href="http://debtloans.com.au">Debt Loans</a>, saying, &quot;Home equity loans can be appealing loan options for a number of reasons. Still, before you seek out this type of loan, make sure you know what you are getting into. There are lots of things that you should know before you apply for that loan.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Belle</b> presents <a href="http://homesteaderbellesblog.blogspot.com/2009/07/how-to-make-fried-zucchini-with.html">How to make Fried Zucchini &#8211; with pictures</a> posted at <a href="http://homesteaderbellesblog.blogspot.com/">Homesteaderbelle&#39;s Blog</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/35458">Love Notes to the Trade</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Carlos Sera</b> presents <a href="http://financialtales.com/financial-tales/young-at-heart/an-unexpected-tale/">An Unexpected Tale &#8211; Teach Your Children Well</a> posted at <a href="http://financialtales.com">Financial Tales</a>, saying, &quot;As a young boy I was blessed to know and learn from my Uncle Segundo or Tio Segundo as I knew him. He like so many other relatives came to live with my family for a short time as they fled their beloved Cuba to make a new home in the welcoming arms of the United States. Tio Segundo was like many Cuban exiles. He came to this country in his late 40&rsquo;s by himself, penniless and left behind everything that he knew and cherished. In Cuba he was an intellectual, a philosopher, a consultant to Presidents, a lawyer and the Mayor of Holgin, the second largest city in Cuba. This tale teaches us that the unexpected happens and that you must prepare.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/how-secured-credit-cards-work.html">How Secured Credit Cards Work</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/apprenticeships-arent-only/">Apprenticeships aren</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/heres-paying-your-student-loans/">Here</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jeff Rose</b> presents <a href="http://www.goodfinancialcents.com/are-you-smarter-than-5th-grader/">Are You Smarter than a 5th Grader? (Kind of)</a> posted at <a href="http://www.goodfinancialcents.com">Jeff Rose</a>.</p>
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<p><b>Ryan @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/07/13/start-your-child-on-the-right-financial-path/">Starting Our Child on the Right Financial Path</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &quot;My wife and I have started our child on a strong financial path by opening a saving account for her and starting a college education fund.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Super Saver</b> presents <a href="http://my-wealth-builder.blogspot.com/2009/07/dealing-with-job-market-uncertainty.html">Preparing our Child for Job Market Uncertainty</a> posted at <a href="http://my-wealth-builder.blogspot.com/">My Wealth Builder</a>.</p>
<p><!-- Carnival Submission -->
<p><b>r00tman</b> presents <a href="http://majesticvision.com/blog/2009/05/19/11-other-laws-law-of-attraction/">11 Other Laws | majesticvision.com</a> posted at <a href="http://www.majesticvision.com/blog">Digital Spirituality</a>, saying, &quot;Thanks!&quot;</p>
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<p><b>Mrs Bankrupt</b> presents <a href="http://www.mrsbankrupt.com/raising-financially-smart-adults-what-can-you-do-today/">Raising Financially Smart Adults, What Can You Do Today?</a> posted at <a href="http://www.mrsbankrupt.com">Mrs. Bankrupt</a>.</p>
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<p><b>Madison</b> presents <a href="http://www.mydollarplan.com/bank-of-dad-will-your-kids-be-a-client/">Bank of Dad &ndash; Will Your Kids Be A Client?</a> posted at <a href="http://www.mydollarplan.com">My Dollar Plan</a>.</p>
<p><!-- Carnival Submission -->
<p><b>oneadvice</b> presents <a href="http://www.oneadvice.co.uk/IVAandDebtNews/iva-bank-accounts.html">IVA Bank Accounts</a> posted at <a href="http://www.oneadvice.co.uk/">One Advice</a>, saying, &quot;Been accepted for an IVA but worried that you cannot get a bank account? Need to move away from a bank that you are in debt too? You CAN get a bank account! Find out how&#8230;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>KCLau</b> presents <a href="http://kclau.com/make-money-tips/top-student-fallacy/">Why the worse classmates are wealthier than you?</a> posted at <a href="http://kclau.com">KCLau&#39;s Money Tips</a>, saying, &quot;Discusses if there is a correlation between academic success and financial well-being&quot;</p>
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<p><b>Summer</b> presents <a href="http://wiredfornoise.com/teaching-your-kids-to-be-energy-efficient">Teaching Your Kids to be Energy Efficient</a> posted at <a href="http://wiredfornoise.com">Wired For Noise</a>.</p>
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<p><b>Daoud</b> presents <a href="http://www.practicingparents.com/2009/06/29/15-fun-things-to-do-for-under-1/">15 Fun Things To Do For Under $1</a> posted at <a href="http://www.practicingparents.com">Practicing Parents</a>.</p>
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<p><b>Jenny</b> presents <a href="http://www.stopspendingmoney.net/strict-spending/">Strict Spending</a> posted at <a href="http://www.stopspendingmoney.net">Stop Spending Money</a>, saying, &quot;It is not too difficult to learn how to budget and still be happy.&quot;</p>
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<p><b>Ella Moss</b> presents <a href="http://underzodiacclock.com/2009/07/21/my-kinder-universe">MY KINDER UNIVERSE &laquo; Zodiac Times</a> posted at <a href="http://underzodiacclock.com">Zodiac Times</a>, saying, &quot;child-care summer-time blues&quot;</p>
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<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/407-seize-the-opportunity-of-unsecured-small-business-part-6">Small Business Loans</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;Many companies in the US are ready to help businesspersons when they need financial assistance. The lending companies have a team of experts who can guide you about matters pertaining to unsecured loans, so that you can make a smart financial decision.&quot;</p>
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<p><b>Kate Hopkins</b> presents <a href="http://onlinecollegedegree.org/2009/07/21/100-money-saving-lessons-from-poor-college-kids/">100 Money-Saving Lessons from Poor College Kids</a> posted at <a href="http://onlinecollegedegree.org/blog/">Online College Degree.org</a>.</p>
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<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/35937">Albert Einstein and Your Personal Economy</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>Barry</b> presents <a href="http://associatemoney.com/2009/07/managing-surplus-money-in-short-term.html">Managing Surplus Money In The Short Term</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
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<p><b>Cindy S</b> presents <a href="http://achingdebts.com/top-10-things-id-like-to-teach-my-children-about-money/">Top 10 Things I&rsquo;d Like To Teach My Children About Money</a> posted at <a href="http://achingdebts.com">Oh My Aching Debts</a>, saying, &quot;Do you watch your grown children making the same mistakes that you made? Here are some of the things that I wished I had taught mine.&quot;</p>
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<p><b>CindyS</b> presents <a href="http://achingdebts.com/top-10-things-id-like-to-teach-my-children-about-money/">Top 10 Things I&rsquo;d Like To Teach My Children About Money</a> posted at <a href="http://achingdebts.com">Oh My Aching Debts</a>, saying, &quot;Some of the things that I would like to teach my kids about money.&quot;</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/credit-card-perks-that-might/">Credit card perks that you might be missing out on</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/social-networking-sites-also-help/">How social networking sites can also help you save some money</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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<p><b>Robert Alan</b> presents <a href="http://sellitontheweb.com/blog/designing-websites-to-convert-beginners/">Designing Websites to Convert Visitors into Sales: Beginners Guide</a> posted at <a href="http://sellitontheweb.com/blog/">Sell It on the Web</a>, saying, &quot;Tips on how you can design your blog or website to convert more visitors into sales.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html">Best CD (Certificate of Deposit) Rates</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><b>oilhand99</b> presents <a href="http://www.treesfullofmoney.com/?p=725">Reduce Your Hot Water Bill with this One Simple Tip!</a> posted at <a href="http://www.treesfullofmoney.com">Trees Full of Money</a>, saying, &quot;While washing oatmeal off my 10 month old&#39;s face this morning, I came across an effective way to save on hundreds of gallons of hot water each year!&quot;</p>
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<p><b>Billeater</b> presents <a href="http://billeater.com/tips/ten-ways-save-money-during-pregnancy">Ten Ways to Save Money During Pregnancy</a> posted at <a href="http://www.billeater.com">Billeater</a>.</p>
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<p><b>Stingy Student</b> presents <a href="http://stingystudents.blogspot.com/2009/07/best-amazoncom-discount-sale-90-off-for.html">Best Amazon.com Discount Sale &#8211; 90% off for Back To School Shopping</a> posted at <a href="http://stingystudents.blogspot.com/">Stingy Students</a>, saying, &quot;Get up to 90% off at Amazon.com for back to school shopping!&quot;</p>
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<p><b>Silicon Valley Blogger</b> presents <a href="http://www.thedigeratilife.com/how-to-improve-credit-score/">How To Improve Your Credit Score: A 6 Step Plan</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Teach kids about maintaining a good credit score!&quot;</p>
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<p><b>The Smarter Wallet</b> presents <a href="http://thesmarterwallet.com/2009/how-to-consolidate-debt-reduce-debt/">How To Consolidate Debt: Ways To Reduce Your Debt Load</a> posted at <a href="http://thesmarterwallet.com">The Smarter Wallet</a>, saying, &quot;Teach your kids about how to manage debt.&quot;</p>
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<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/canadian-discount-brokerage-review-and-comparison/">Canadian Discount Brokerage Review and Comparison for TFSA and RRSP</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Discount Brokers&quot;</p>
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<p><b>Banker Saver</b> presents <a href="http://bankersaver.com/bank-fees-extra-charges/">Sneaky Bank Fees: How To Avoid Those Extra Charges</a> posted at <a href="http://bankersaver.com/">Banker Saver</a>, saying, &quot;Let&#39;s teach our kids how to avoid sneaky bank fees that eke away at our savings.&quot;</p>
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<p><b>Investing Toolkit</b> presents <a href="http://investingtoolkit.com/dollar-cost-averaging-basics/">Dollar Cost Averaging Basics</a> posted at <a href="http://investingtoolkit.com/">Investing Toolkit</a>, saying, &quot;We explain dollar cost averaging, an important investment principle that everyone should know.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>The Investor</b> presents <a href="http://monevator.com/2009/07/22/young-people-rich/">Young people are already rich</a> posted at <a href="http://monevator.com">Monevator.com</a>, saying, &quot;If you have teenagers or kids at college who waste their money on frivolous purchases, this link is a must read &#8211; and a must forward!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Bill Mayes</b> presents <a href="http://www.best-chiropractic-marketing.com/blog/16/chiropractic-marketing-that-works-period/">Chiropractic Marketing That Works&#8230;PERIOD! | Chiropractic Marketing Success</a> posted at <a href="http://www.best-chiropractic-marketing.com/blog">Chiropractic Marketing Success</a>, saying, &quot;Chiropractic Marketing Success Kit &#8212; Web Marketing Strategies for Chiropractors to Add 21 to 25 New Patients To Their Practice Every Month&#8230; Automatically!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Bill Mayes</b> presents <a href="http://www.best-chiropractic-marketing.com/blog/183/chiropractic-marketing-money-practice/">Chiropractic Marketing That Makes Money For Your Practice | Chiropractic Marketing Success</a> posted at <a href="http://www.best-chiropractic-marketing.com/blog">Chiropractic Marketing Success</a>, saying, &quot;Chiropractic Marketing Blueprint Reveals Proven Web Marketing Strategies for Chiropractors to Add 21 to 25 New Patients To Their Practice Every Month&#8230; Automatically!&quot;</p>
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<p><b>Alisha Harmann</b> presents <a href="http://etfdb.com/2009/10-essential-iphone-apps-for-intelligent-investors/">10 Essential iPhone Apps for Intelligent Investors</a> posted at <a href="http://etfdb.com">ETFdb</a>.</p>
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<p><b>Finance Tips 101</b> presents <a href="http://www.financetips101.com/saving-cash-with-coupons-three-tips-to-keep-more-of-your-money.php">Saving Cash With Coupons ? Three Tips To Keep More of Your Money</a> posted at <a href="http://www.financetips101.com">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/405-seize-the-opportunity-of-unsecured-small-businesspart-4">Unsecured Small Business Loan</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;&quot;Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit&quot;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/36352">The High Cost of Deep Fried Coke</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic.com &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/07/artificial-content-networks-and-link-farms-outdated-and-dangerous.html">Artificial Content Networks and Link Farms &ndash; Outdated and Dangerous</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>KCLau</b> presents <a href="http://kclau.com/estate-planning/rockwills-video/">The only financial company who knows the power of social media</a> posted at <a href="http://kclau.com">KCLau&#39;s Money Tips</a>, saying, &quot;there are always many methods to get free traffic and leads to your website. Beside search traffic, another major source of traffic is social media. There is one company who knows how to make use of social media &ndash; ROCKWILLS&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Mark Terrell</b> presents <a href="http://markterrell.co.uk/driving-traffic-to-your-blogs.htm">Driving Traffic To Your Blogs</a> posted at <a href="http://markterrell.co.uk">Mark Terrell</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Mark Terrell</b> presents <a href="http://markterrell.co.uk/still-cant-build-your-email-list.htm">Still Cant Build Your Email List?</a> posted at <a href="http://markterrell.co.uk">Mark Terrell</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Tom DeRosa</b> presents <a href="http://www.teachforever.com/2009/06/math-in-real-world-erasing-debt.html">Math in the Real World: Erasing Debt Activity</a> posted at <a href="http://www.teachforever.com/">I Want to Teach Forever</a>, saying, &quot;How to turn those debt consolidation and credit loan applications into a simple life (and math) lesson for your kids&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Kevin Fleming</b> presents <a href="http://satellitetvguru.net/tips-to-save-money-on-tv-and-satellite-subscriptions/">Easy Ways To Save Money on Satellite TV and Cable.</a> posted at <a href="http://satellitetvguru.net">Satellite TV Guru</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Tom Peper</b> presents <a href="http://freebusinessmembership.com/financing-a-small-business">Financing a Small Business | freebusinessmembership.com</a> posted at <a href="http://www.FreeBusinessMembership.com">How To Start Your Own Business</a>, saying, &quot;Free Business Membership offers information on how to start a business, home based business, franchise, SBA loans, promoting a business, LLC&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/best-buys-fall/">Best buys of the fall</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/first-kind-flower-retailer-sets/">The first of its kind: Flower retailer sets up shop on Facebook</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Darwin</b> presents <a href="http://www.darwinsfinance.com/top-10-college-degrees-2009/">Top 10 College Degrees in 2009 with Massive Demand</a> posted at <a href="http://www.darwinsfinance.com">Darwin&#39;s Finance</a>, saying, &quot;The Top 10 Highest Paying college degrees for new graduates. There&#39;s a cautionary tale of not focusing solely on starting salary to select your degree though.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/ten-great-summer-date-ideas.html">Ten Great Summer Date Ideas</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Ryan @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/07/29/unexpected-baby-expenses/">Unexpected Ways Having a Baby Changed Our Budget</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &quot;Having a baby changes your budget in many ways &#8211; some of which are unexpected and difficult to plan for.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/discount-brokers-5-tips-to-choose-the-best-discount-broker/">Discount Brokers: 5 Tips to Choose the Best Discount Broker</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Tips on how to find the best discount broker&quot;</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/07/reciprocal-linking-the-good-the-bad-and-the-ugly.html">Reciprocal Linking &ndash; The Good, The Bad and The Ugly</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/398-line-of-credit">Line of Credit</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;&quot;Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit&quot;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/understanding-domain-level-metrics-domain-rank.html">Understanding Domain Level Metrics &ndash; Domain Rank</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Barry</b> presents <a href="http://associatemoney.com/2009/08/does-it-make-sense-to-use-home-equity.html">Does It Make Sense To Use Home Equity To Invest?</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/37000">The Meaning of Wealth</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#39;re on a momey diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Site. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Wenchypoo</b> presents <a href="http://wenchwisdom.blogspot.com/2009/08/labors-of-labor.html">The Labors of Labor</a> posted at <a href="http://wenchwisdom.blogspot.com/">Wisdom From Wenchypoo&#39;s Mental Wastebasket</a>, saying, &quot;For teens and 20&#39;s kids.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Stephanie</b> presents <a href="http://www.stoptheride.net/2009/08/hard-choices-at-eleven.html">Hard Choices at Eleven</a> posted at <a href="http://www.stoptheride.net/">Stop the Ride!</a>.</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/fico-risk-factor-reason-codes.html">FICO Risk Factor Reason Codes</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/406-seize-the-opportunity-of-unsecured-small-business-part-5">Unsecured Small Business Loans</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;&quot;Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit&quot;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/domain-juice-and-authority.html">Domain Juice and Authority</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/link-exchanges-a-warning-to-all-webmasters.html">Link Exchanges &ndash; A Warning to all Webmasters</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/07/seo-musts-when-blogging.html">SEO Must&rsquo;s When Blogging</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/06/canonical-element-and-duplicate-profiles.html">Canconical Element and Duplicate Profiles</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/06/bing-seo-how-does-it-differ-to-google.html">Bing SEO &ndash; How Does it Differ To Google?</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/05/number-1-on-google-is-it-really-that-important.html">Number 1 On Google? Is It Really That Important?</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/05/blogger-or-wordpress-which-is-more-seo-compatible.html">Blogger or WordPress? Which is More SEO Compatible</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/04/local-rank-think-relevancy-think-in-community-links.html">Local Rank &ndash; Think Relevancy &ndash; Think In Community Links</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/04/site-authority-factors-that-matter.html">Site Authority &#8211; The Factors That Matter</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/04/difference-between-page-1-and-2-in.html">The Difference Between Page 1 and 2 In Google?</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/03/quick-look-at-make-money-seos.html">A Quick Look at the &ldquo;Make Money&rdquo; SEO&rsquo;s</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/why-page-rank-means-nothing.html">Why Page Rank Means Nothing</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/seo-blogging-the-power-is-in-the-longtail.html">SEO Blogging &ndash; The Power Is In The Longtail</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/a-few-seo-issues.html">A Few SEO Issues</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/content-distribution-advice.html">Content Distribution Advice</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/search-engine-optimisation-techniques-press-releases.html">Search Engine Optimisation Techniques &ndash; Press Releases</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/seo-analytics-understanding-traffic-data-sources.html">SEO Analytics &ndash; Understanding Traffic Data Sources</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/03/search-competition-you-need-to-know-who-and-how.html">Search Competition &ndash; You Need To Know Who and How!</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>Finance Tips 101</b> presents <a href="http://www.financetips101.com/pocket-some-hard-earned-cash-by-saving-on-the-electric-bill.php">Pocket Some Hard Earned Cash By Saving On The Electric Bill</a> posted at <a href="http://www.financetips101.com">Finance Tips 101</a>.</p>
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<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/37533">Change Is Inevitable &#8211; Spending Money Is Optional</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/paypal-adds-fees-really-hopes/">Paypal adds fees, and really hopes you don</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/start-selling-cars-ebay/">GM to start selling cars on ebay?</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/canceling-a-credit-card.html">Canceling A Credit Card</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><b>Billeater</b> presents <a href="http://billeater.com/tips/16-ways-save-money-laundry-day">16 Ways to Save Money on Laundry Day</a> posted at <a href="http://billeater.com">Billeater</a>.</p>
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<p><b>Wise_Bread</b> presents <a href="http://www.wisebread.com/back-to-school-savings-and-diy-projects-for-craft-capable-cheapskates">Back to School: Savings and DIY Projects for Craft Capable Cheapskates</a> posted at <a href="http://www.wisebread.com">Wisebread</a>.</p>
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<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/37697">Determining What Your Current Debt Is</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>Madison</b> presents <a href="http://kidmoney.about.com/b/2009/08/12/back-to-school-opportunities-to-teach-kids-about-money.htm">Back to School Opportunities to Teach Kids About Money</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
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<p><b>Madison</b> presents <a href="http://www.taxgab.com/taxes/state-sales-tax-holidays/">State Sales Tax Holidays</a> posted at <a href="http://www.taxgab.com">Tax Gab</a>.</p>
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<p><b>Tim Grice</b> presents <a href="http://www.seowizz.net/2009/08/directories-dont-work-apparently.html">Directories don&rsquo;t work&hellip;&hellip;Apparently</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>Dominic Joseph</b> presents <a href="http://hubpages.com/hub/Credit-Cards-for-College-Students-Review">Credit Cards for College Students: A credit card review for first timers</a> posted at <a href="http://hubpages.com/profile/madhubber">MadHubber</a>, saying, &quot;This post details the pros and cons of credit cards for college students. Find out how the new credit card laws will affect students beginning on February 22, 2010.&quot;</p>
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<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/37843">Remake Your Life For $22.45</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>Sheila Huggins</b> presents <a href="http://www.mybabysitterplus.com/i-need-a-babysitter-where-do-i-find-one/">I Need a Babysitter</a> posted at <a href="http://www.mybabysitterplus.com">Finding a Babysitter Made Easy</a>, saying, &quot;When you really need a babysitter, is usually when you begin to panic. You might even find that you don&quot;</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/increase-search-traffic-instantly.html">Increase Your Search Traffic Instantly</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/advertisers-journalist-air/">Can advertisers get a</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/tips-surviving-business-school-2/">Tips to Surviving Business School or Undergraduate Life: Books, Textbooks, and Supplies</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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<p><b>hotelyboy</b> presents <a href="http://best-hotels.co.cc/adam-eve-hotels-newyear-2008-party-belekantalya-turkey/">Adam</a> posted at <a href="http://best-hotels.co.cc">List Of Best Hotels In The World 2007, 2008, 2009</a>, saying, &quot;Great turkish hotel only for most wealthy people.&quot;</p>
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<p><b>golfer</b> presents <a href="http://golf-swing-basic-technique.hosthost.pl/which-stats-matter-most/">Which Stats Matter Most | Golf Swing Basic Technique</a> posted at <a href="http://golf-swing-basic-technique.hosthost.pl">Golf Swing Basic Technique</a>, saying, &quot;See what kind of stats are best for golf, and make the biggest difference in skillset&quot;</p>
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<p><b>yachts</b> presents <a href="http://yachts.luxury-luxury.pl/the-joys-of-going-on-holiday-to-calahonda-on-the-costa-del-sol/">The Joys Of Going On Holiday To Calahonda, On The Costa Del Sol</a> posted at <a href="http://yachts.luxury-luxury.pl">Custom Super Luxury Yachts</a>, saying, &quot;Great place to visit in the lifetime !&quot;</p>
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<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/your-home-is-not-an-investment.html">Your Home Is Not An Investment</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/">Dealing with Collection Agencies- Tips on Handling Collection Agencies</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Sometimes bad things happen to good people and find ourselves fighting with collection agencies. Here are some tips on how to deal with Collection Agencies.&quot;</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/20-steps-to-sniff-out-an-seo-scammer.html">20 Steps To Sniff Out An SEO Scammer</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>Jeremy</b> presents <a href="http://www.thecarspot.info/how-to-lower-your-car-insurance-payments/">How to Lower Your Car Insurance Payments</a> posted at <a href="http://www.thecarspot.info">The Car Spot</a>, saying, &quot;A great way to save money is to lower your monthly car insurance payments.&quot;</p>
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<p><b>MatthewPaulson</b> presents <a href="http://www.finetunedfinances.com/2009/08/college-debt-%E2%80%93-work-study-a-unique-solution/">College Debt &#8211; Work Study a Unique Solution</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>.</p>
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<p><b>MatthewPaulson</b> presents <a href="http://www.americanbankingnews.com/2009/08/22/what-to-look-for-other-than-interest-rates-when-shopping-for-an-online-savings-account/">What to Look for Other Than Interest Rates with an Online Bank</a> posted at <a href="http://www.americanbankingnews.com">American Banking News</a>.</p>
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<p><b>Ben</b> presents <a href="http://moneysmartlife.com/save-money-back-to-school-shopping/">7 Ways to Save Money on Back to School Shopping</a> posted at <a href="http://moneysmartlife.com">Money Smart Life</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/footer-links-suck.html">Footer Links Suck!</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>The Dough Roller</b> presents <a href="http://www.doughroller.net/insurance/health/find-affordable-health-insurance-online/">How to Find Affordable Health Insurance Online</a> posted at <a href="http://www.doughroller.net">The Dough Roller</a>, saying, &quot;Fortunately, there are resources available to help find individual health insurance.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/38187">Bending Time in the World of Finance</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/with-enough-links-anything-will-rank.html">With Enough Links Anything Will Rank!</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/the-truth-about-validation.html">The Truth About Validation</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/textbook-companies-tricking-your/">How textbook companies are tricking your college</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/things-recession/">5 things the recession put an end to</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
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<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/best-cash-back-credit-cards.html">Best Cash Back Credit Cards</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><b>Madison</b> presents <a href="http://kidmoney.about.com/od/creditcards/ht/teencredit.htm">Credit Cards for Kids &#8211; How to Introduce the Concept of Credit to Your Kids</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Madison</b> presents <a href="http://www.mydollarplan.com/citi-double-rewards-for-college-student-credit-cards/">Citi Double Rewards for College Student Credit Cards</a> posted at <a href="http://www.mydollarplan.com">My Dollar Plan</a>.</p>
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<p><b>debt kid</b> presents <a href="http://www.debtkid.com/broke-doesn%E2%80%99t-necessarily-equal-bored">Broke Doesn&#39;t Necessarily Equal Bored</a> posted at <a href="http://www.debtkid.com">DebtKid</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Ben</b> presents <a href="http://moneysmartlife.com/college-student-identity-theft/">College Student Identity Theft</a> posted at <a href="http://moneysmartlife.com">Money Smart Life</a>.</p>
<p><!-- Carnival Submission -->
<p><b>MatthewPaulson</b> presents <a href="http://www.finetunedfinances.com/2009/08/things-your-teens-should-know-about-finances/">Things Your Teens Should Know About Finances</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>.</p>
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<p><b>Jenny</b> presents <a href="http://www.stopspendingmoney.net/stop-the-credit-card-madness/">Stop The Credit Card Madness</a> posted at <a href="http://www.stopspendingmoney.net">Stop Spending Money</a>, saying, &quot;If people remembered that buying an item on credit essentially meant paying an extra 20% more for the item, they would be less likely to spend.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Concerning Kids</b> presents <a href="http://www.concerningkids.com/child-obesity-statistics-are-cause-for-concern.php">Child Obesity Statistics Are Cause For Concern</a> posted at <a href="http://www.concerningkids.com">Concerning Kids</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/38592">5 Ways to Increase Your Net Worth Right Now</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with JackSchmidt and SectorMatic.com. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/basics-of-credit-score-and-credit-report-and-how-often-to-check/">Basics of Credit Score and Credit Report and How often to Check</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Credit reports have become increasing important factor when looking for loans and mortgages, here is a basic overview of what credit report is and how often to check them.&quot;</p>
<p><!-- Carnival Submission -->
<p>presents <a href="http://suevittner.com/wealth-consciousness/napoleon-hill/">Napoleon Hill Speaks On Rare Video&#8230; | suevittner.com</a> posted at <a href="http://suevittner.com">Helping Your Entrepreneurial Spirit Create Self, Create Health and Create Wealth</a>.</p>
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<p><b>The Dough Roller</b> presents <a href="http://www.doughroller.net/smart-spending/cheap-printer-ink-cartridges/">How to Stop Printer Ink Cartridges from Smearing Your Budget</a> posted at <a href="http://www.doughroller.net">The Dough Roller</a>, saying, &quot;At $22 per quarter-ounce, the cost of printer ink cartridges reminds us of why we got that inkjet printer for &quot;free&quot; when we bought our last computer.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Madison</b> presents <a href="http://www.mydollarplan.com/ohio-529-college-advantage-25-100-bonus/">Ohio 529 College Advantage $25 &ndash; $100 Bonus</a> posted at <a href="http://www.mydollarplan.com">My Dollar Plan</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Master Your Card</b> presents <a href="http://masteryourcard.com/blog/2009/09/09/defeat-overdraft-fees-and-debit-card-trickery-using-credit-card-smarts/">Defeat Overdraft Fees and Debit Card Trickery Using Credit Card Smarts</a> posted at <a href="http://masteryourcard.com/blog">Master Your Card</a>, saying, &quot;useful reading for when a kid first opens a checking account&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Mark Aucamp</b> presents <a href="http://talkmoneyblog.co.uk/can-small-businesses-survive-this-recession/">Can small businesses survive this recession?</a> posted at <a href="http://talkmoneyblog.co.uk">Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Mark Aucamp</b> presents <a href="http://talkmoneyblog.co.uk/confidence-is-the-key-to-recovery-from-this-recession/">Confidence is the key to recovery from this recession</a> posted at <a href="http://talkmoneyblog.co.uk">Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog</a>.</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/roth-ira-account-explained.html">Roth IRA Account Explained</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>June Tree</b> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/07/27/savings-account-rates-high-returns/">Savings Account Rates: Where Are The High Returns?</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Discuss savings account rates with your kids.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>TSW Blog</b> presents <a href="http://thesmarterwallet.com/2009/best-high-yield-savings-accounts/">Best High Yield Savings Accounts</a> posted at <a href="http://thesmarterwallet.com">The Smarter Wallet</a>, saying, &quot;Should we talk to our kids about how to save and where to save?&quot;</p>
<p><!-- Carnival Submission -->
<p><b>oneadvice</b> presents <a href="http://www.oneadvice.co.uk/IVAandDebtNews/what-debt-solutions-are-available.html">What Debt Solutions are Available?</a> posted at <a href="http://www.oneadvice.co.uk/">One Advice</a>, saying, &quot;Sometimes, no matter how hard you try, living as frugal as possible isn&#39;t possible without getting some outside help to deal with your debts. But what debt solutions are available and are they even suitable? This article explains the most popular debt solutions for UK readers&#8230;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Peak Personal Finance</b> presents <a href="http://www.peakpersonalfinance.com/considering-a-health-savings-account/">Considering a Health Savings Account</a> posted at <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>, saying, &quot;Some families can benefit a lot from an HSA.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Allison Johanson</b> presents <a href="http://howtoedu.org/2009/how-to-find-apply-for-weird-college-scholarships/">How to: Find &amp; Apply for Weird College Scholarships</a> posted at <a href="http://howtoedu.org">How To E-D-U</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Finavigation</b> presents <a href="http://finavigation.com/build-wealth">The Basics of Building Wealth</a> posted at <a href="http://finavigation.com">Finavigation</a>, saying, &quot;Building wealth requires that you do some things that are relatively unexciting. This makes it hard for people to stop doing what they aren&rsquo;t supposed to do and start doing what they are.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Matthew Paulson</b> presents <a href="http://www.finetunedfinances.com/2009/11/coupon-savings-revisited-%E2%80%93-mom-feeds-family-of-6-on-4-a-week/">Coupon Savings Revisited &#8211; Mom Feeds Family of 6 on $4 per Week</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>.</p>
<p><!-- Carnival Submission -->
<p><b>docran</b> presents <a href="http://www.squidoo.com/mindflex-game-real">Mindflex game review</a> posted at <a href="http://www.squidoo.com">Restoring Your Finances and Your Faith</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Ahmad</b> presents <a href="http://nerfnstrikecs35.livejournal.com/298.html">Nerf N-Strike CS-35, better than EBF25?</a> posted at <a href="http://nerfnstrikecs35.livejournal.com/">Nerf n strike cs 35</a>.</p>
<p><!-- Carnival Submission -->
<p><b>MatthewPaulson</b> presents <a href="http://www.finetunedfinances.com/2009/12/cut-living-expenses-and-bank-the-savings-for-next-christmas/">Cut Living Expenses And Bank The Savings For Next Christmas</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Peter</b> presents <a href="http://www.biblemoneymatters.com/2010/05/8-things-every-high-school-graduate-must-know-about-money.html">8 Things Every High School Graduate Must Know About Money</a> posted at <a href="http://www.biblemoneymatters.com">Bible Money Matters</a>, saying, &quot;Things every kid should know when they graduate high school.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Big Cajun Man</b> presents <a href="http://www.canajunfinances.com/2010/05/19/registered-disability-savings-plan-the-journey-continued/">Registered Disability Savings Plan the Journey Continued</a> posted at <a href="http://www.canajunfinances.com">Canadian Personal Finance Blog</a>, saying, &quot;The continuing story of my attempts to open and put money into a Registered Disability Savings Plan (RDSP) in Canada for my son&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Silicon Valley Blogger</b> presents <a href="http://www.thedigeratilife.com/blog/best-student-credit-cards-college-students/">Best Student Credit Cards For College Students</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Are there any credit cards suitable for our kids or the younger generation? There may be. Some credit cards now offer better terms for good financial behavior.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Michael Pruser</b> presents <a href="http://www.doughroller.net/reviews/50-unbelievable-things-you-can-buy-for-5/">50 Unbelievable Things You Can Buy For $5</a> posted at <a href="http://www.doughroller.net">The Dough Roller</a>, saying, &quot;Some pretty neat and inexpensive things you can do for $5.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jason Delay</b> presents <a href="http://www.sellcollegetextbooks.org/blog/2010/top-10-places-to-resell-your-textbooks/">Top 10 Places to Resell Your Textbooks</a> posted at <a href="http://www.sellcollegetextbooks.org">Jason Delay</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Marcus Arkan</b> presents <a href="http://www.syndicatemortgages.com/blog/understand-the-a-to-z-of-home-mortgage-canada">Understand The A To Z Of Home Mortgage Canada</a> posted at <a href="http://www.syndicatemortgages.com">SMI Blog</a>, saying, &quot;Syndicate Mortgages provides Mortgage Canada News, and updates! And the Best Mortgage Canada Rates in today&#39;s Market, no wonder more and more Canadians choose Syndicate Mortgages for all their Canada Mortgage needs!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Amy Porter</b> presents <a href="http://www.equinaut.net/?p=858">The Art of Detaching From Our Stuff</a> posted at <a href="http://www.equinaut.net">Equinaut</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Estate Yard</b> presents <a href="http://www.estateyard.com/what-they-dont-tell-you-when-youre-studying-to-become-a-licensed-realtor/">What they don&#39;t tell you when you&#39;re studying to become a licensed Realtor</a> posted at <a href="http://www.estateyard.com">Estate Yard .com</a>, saying, &quot;Have a child who&#39;s thinking about pursuing a career in real estate? Have them read this article first!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jailan Marie</b> presents <a href="http://www.matteventoff.com/the-power-of-words.html">The Power of Words | Matt Eventoff</a> posted at <a href="http://www.matteventoff.com">Communication3.0</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Kevin Poulis</b> presents <a href="http://www.sitetally.com/parentsconnect-com-were-not-perfect-were-parents/">ParentsConnect.com &ndash; We&rsquo;re Not Perfect, We&rsquo;re Parents</a> posted at <a href="http://www.sitetally.com">SiteTally.com</a>.</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->
<p>That concludes this edition. Submit your blog article to the next edition of <b>kids and money</b> using our <a href="http://blogcarnival.com/bc/submit_3789.html" target="_blank" title="Submit an entry to “kids and money”">carnival submission form</a>. Past posts and future hosts can be found on our <a href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank" title="Blog Carnival index for “kids and money”"> blog carnival index page</a>.</p>
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<p>Technorati tags: <!-- add your technorati tags here! --><a href="http://technorati.com/tag/kids+and+money" rel="tag">kids and money</a>, <a href="http://technorati.com/tag/blog+carnival" rel="tag">blog carnival</a>.</p>
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		<title>New Money Hacks Store</title>
		<link>http://money-hacks.com/2845/new-money-hacks-store/</link>
		<comments>http://money-hacks.com/2845/new-money-hacks-store/#comments</comments>
		<pubDate>Sun, 20 Dec 2009 18:09:52 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[credit]]></category>
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		<description><![CDATA[I just added a new store to the Money Hacks site. I know, I&#39;m a little late to the party, but that&#39;s my MO! It&#39;s hosted by Amazon and it&#39;s filled with hundreds of personal finance books from authors like Jim Cramer, Andrew Tobias, George Soros, Peter Lynch, and Jim Rogers. Check it out. There&#39;s [...]]]></description>
			<content:encoded><![CDATA[<p>I just added a <a href="http://money-hacks.com/store">new store to the Money Hacks</a> site. I know, I&#39;m a little late to the party, but that&#39;s my MO! <img src='http://money-hacks.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>It&#39;s hosted by Amazon and it&#39;s filled with hundreds of personal finance books from authors like Jim Cramer, Andrew Tobias, George Soros, Peter Lynch, and Jim Rogers.</p>
<p>Check it out. There&#39;s still time to order before Christmas (I can say that, right)!</p>
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		<title>Kids and Money &#8212; November 27, 2009</title>
		<link>http://money-hacks.com/2714/kids-and-money-november-27-2009/</link>
		<comments>http://money-hacks.com/2714/kids-and-money-november-27-2009/#comments</comments>
		<pubDate>Fri, 27 Nov 2009 12:01:00 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[Earn]]></category>
		<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Save]]></category>
		<category><![CDATA[Spend]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://money-hacks.com/?p=2714</guid>
		<description><![CDATA[Will I ever catch up? Will you ever read all this? The Investor presents Young people are already rich posted at Monevator.com, saying, &#34;If you have teenagers or kids at college who waste their money on frivolous purchases, this link is a must read &#8211; and a must forward!&#34; Finance Tips 101 presents Saving Cash [...]]]></description>
			<content:encoded><![CDATA[<p>Will I ever catch up? Will you ever read all this? <img src='http://money-hacks.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p><b>The Investor</b> presents <a href="http://monevator.com/2009/07/22/young-people-rich/">Young people are already rich</a> posted at <a href="http://monevator.com">Monevator.com</a>, saying, &quot;If you have teenagers or kids at college who waste their money on frivolous purchases, this link is a must read &#8211; and a must forward!&quot;</p>
<p><b>Finance Tips 101</b> presents <a href="http://www.financetips101.com/saving-cash-with-coupons-three-tips-to-keep-more-of-your-money.php">Saving Cash With Coupons ? Three Tips To Keep More of Your Money</a> posted at <a href="http://www.financetips101.com">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/405-seize-the-opportunity-of-unsecured-small-businesspart-4">Unsecured Small Business Loan</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;&quot;Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit&quot;&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/36352">The High Cost of Deep Fried Coke</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic.com &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
<p><b>KCLau</b> presents <a href="http://kclau.com/estate-planning/rockwills-video/">The only financial company who knows the power of social media</a> posted at <a href="http://kclau.com">KCLau&#39;s Money Tips</a>, saying, &quot;there are always many methods to get free traffic and leads to your website. Beside search traffic, another major source of traffic is social media. There is one company who knows how to make use of social media &ndash; ROCKWILLS&quot;</p>
<p><b>Tom DeRosa</b> presents <a href="http://www.teachforever.com/2009/06/math-in-real-world-erasing-debt.html">Math in the Real World: Erasing Debt Activity</a> posted at <a href="http://www.teachforever.com/">I Want to Teach Forever</a>, saying, &quot;How to turn those debt consolidation and credit loan applications into a simple life (and math) lesson for your kids&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Kevin Fleming</b> presents <a href="http://satellitetvguru.net/tips-to-save-money-on-tv-and-satellite-subscriptions/">Easy Ways To Save Money on Satellite TV and Cable.</a> posted at <a href="http://satellitetvguru.net">Satellite TV Guru</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Tom Peper</b> presents <a href="http://freebusinessmembership.com/financing-a-small-business">Financing a Small Business | freebusinessmembership.com</a> posted at <a href="http://www.FreeBusinessMembership.com">How To Start Your Own Business</a>, saying, &quot;Free Business Membership offers information on how to start a business, home based business, franchise, SBA loans, promoting a business, LLC&quot;</p>
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		<title>Kids and Money &#8212; November 26, 2009</title>
		<link>http://money-hacks.com/2711/kids-and-money-november-26-2009/</link>
		<comments>http://money-hacks.com/2711/kids-and-money-november-26-2009/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 12:01:19 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[Earn]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Kids and Money]]></category>
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		<description><![CDATA[More of my catching up&#8230; Chris McClelland presents How social networking sites can also help you save some money posted at Lucrative Investing. jim presents Best CD (Certificate of Deposit) Rates posted at Blueprint for Financial Prosperity. Ben Dinsmore presents Reduce Your Hot Water Bill with this One Simple Tip! posted at Trees Full of [...]]]></description>
			<content:encoded><![CDATA[<p>More of my catching up&#8230;</p>
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/social-networking-sites-also-help/">How social networking sites can also help you save some money</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html">Best CD (Certificate of Deposit) Rates</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Ben Dinsmore</b> presents <a href="http://www.treesfullofmoney.com/?p=725">Reduce Your Hot Water Bill with this One Simple Tip!</a> posted at <a href="http://www.treesfullofmoney.com">Trees Full of Money</a>, saying, &quot;While washing oatmeal off my 10 month old&#39;s face this morning, I came across an effective way to save on hundreds of gallons of hot water each year!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Billeater</b> presents <a href="http://billeater.com/tips/ten-ways-save-money-during-pregnancy">Ten Ways to Save Money During Pregnancy</a> posted at <a href="http://www.billeater.com">Billeater</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Stingy Student</b> presents <a href="http://stingystudents.blogspot.com/2009/07/best-amazoncom-discount-sale-90-off-for.html">Best Amazon.com Discount Sale &#8211; 90% off for Back To School Shopping</a> posted at <a href="http://stingystudents.blogspot.com/">Stingy Students</a>, saying, &quot;Get up to 90% off at Amazon.com for back to school shopping!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Silicon Valley Blogger</b> presents <a href="http://www.thedigeratilife.com/how-to-improve-credit-score/">How To Improve Your Credit Score: A 6 Step Plan</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Teach kids about maintaining a good credit score!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>The Smarter Wallet</b> presents <a href="http://thesmarterwallet.com/2009/how-to-consolidate-debt-reduce-debt/">How To Consolidate Debt: Ways To Reduce Your Debt Load</a> posted at <a href="http://thesmarterwallet.com">The Smarter Wallet</a>, saying, &quot;Teach your kids about how to manage debt.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/canadian-discount-brokerage-review-and-comparison/">Canadian Discount Brokerage Review and Comparison for TFSA and RRSP</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Discount Brokers&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Banker Saver</b> presents <a href="http://bankersaver.com/bank-fees-extra-charges/">Sneaky Bank Fees: How To Avoid Those Extra Charges</a> posted at <a href="http://bankersaver.com/">Banker Saver</a>, saying, &quot;Let&#39;s teach our kids how to avoid sneaky bank fees that eke away at our savings.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Investing Toolkit</b> presents <a href="http://investingtoolkit.com/dollar-cost-averaging-basics/">Dollar Cost Averaging Basics</a> posted at <a href="http://investingtoolkit.com/">Investing Toolkit</a>, saying, &quot;We explain dollar cost averaging, an important investment principle that everyone should know.&quot;</p>
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		<title>Kids and Money &#8212; November 25, 2009</title>
		<link>http://money-hacks.com/2709/kids-and-money-november-25-2009/</link>
		<comments>http://money-hacks.com/2709/kids-and-money-november-25-2009/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 12:01:30 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Earn]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Save]]></category>
		<category><![CDATA[Spend]]></category>
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		<guid isPermaLink="false">http://money-hacks.com/?p=2709</guid>
		<description><![CDATA[Here&#39;s 21-30, continue from the November 24, 2009 edition from yesterday. Summer presents Teaching Your Kids to be Energy Efficient posted at Wired For Noise. Daoud presents 15 Fun Things To Do For Under $1 posted at Practicing Parents. Jenny presents Strict Spending posted at Stop Spending Money, saying, &#34;It is not too difficult to [...]]]></description>
			<content:encoded><![CDATA[<p>Here&#39;s 21-30, continue from the November 24, 2009 edition from yesterday.</p>
<p><b>Summer</b> presents <a href="http://wiredfornoise.com/teaching-your-kids-to-be-energy-efficient">Teaching Your Kids to be Energy Efficient</a> posted at <a href="http://wiredfornoise.com">Wired For Noise</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Daoud</b> presents <a href="http://www.practicingparents.com/2009/06/29/15-fun-things-to-do-for-under-1/">15 Fun Things To Do For Under $1</a> posted at <a href="http://www.practicingparents.com">Practicing Parents</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Jenny</b> presents <a href="http://www.stopspendingmoney.net/strict-spending/">Strict Spending</a> posted at <a href="http://www.stopspendingmoney.net">Stop Spending Money</a>, saying, &quot;It is not too difficult to learn how to budget and still be happy.&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Ella Moss</b> presents <a href="http://underzodiacclock.com/2009/07/21/my-kinder-universe">MY KINDER UNIVERSE &laquo; Zodiac Times</a> posted at <a href="http://underzodiacclock.com">Zodiac Times</a>, saying, &quot;child-care summer-time blues&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/407-seize-the-opportunity-of-unsecured-small-business-part-6">Small Business Loans</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;Many companies in the US are ready to help businesspersons when they need financial assistance. The lending companies have a team of experts who can guide you about matters pertaining to unsecured loans, so that you can make a smart financial decision.&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Kate Hopkins</b> presents <a href="http://onlinecollegedegree.org/2009/07/21/100-money-saving-lessons-from-poor-college-kids/">100 Money-Saving Lessons from Poor College Kids</a> posted at <a href="http://onlinecollegedegree.org/blog/">Online College Degree.org</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/35937">Albert Einstein and Your Personal Economy</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Barry</b> presents <a href="http://associatemoney.com/2009/07/managing-surplus-money-in-short-term.html">Managing Surplus Money In The Short Term</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Cindy S</b> presents <a href="http://achingdebts.com/top-10-things-id-like-to-teach-my-children-about-money/">Top 10 Things I&rsquo;d Like To Teach My Children About Money</a> posted at <a href="http://achingdebts.com">Oh My Aching Debts</a>, saying, &quot;Do you watch your grown children making the same mistakes that you made? Here are some of the things that I wished I had taught mine.&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>CindyS</b> presents <a href="http://achingdebts.com/top-10-things-id-like-to-teach-my-children-about-money/">Top 10 Things I&rsquo;d Like To Teach My Children About Money</a> posted at <a href="http://achingdebts.com">Oh My Aching Debts</a>, saying, &quot;Some of the things that I would like to teach my kids about money.&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/credit-card-perks-that-might/">Credit card perks that you might be missing out on</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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		<title>Kids and Money &#8212; November 24, 2009</title>
		<link>http://money-hacks.com/2707/kids-and-money-november-24-2009/</link>
		<comments>http://money-hacks.com/2707/kids-and-money-november-24-2009/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 12:01:19 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Save]]></category>

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		<description><![CDATA[Here&#39;s 11-20, continued from yesterday&#39;s edition of Kids &#38; Money. Chris McClelland presents Apprenticeships aren posted at Lucrative Investing. Chris McClelland presents Here posted at Lucrative Investing. Jeff Rose presents Are You Smarter than a 5th Grader? (Kind of) posted at Jeff Rose. Patrick @ Cash Money Life presents Starting Our Child on the Right [...]]]></description>
			<content:encoded><![CDATA[<p>Here&#39;s 11-20, continued from <a href="http://money-hacks.com/2009/11/kids-and-money-november-23-2009.html">yesterday&#39;s edition of Kids &amp; Money</a>.</p>
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/apprenticeships-arent-only/">Apprenticeships aren</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/heres-paying-your-student-loans/">Here</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Jeff Rose</b> presents <a href="http://www.goodfinancialcents.com/are-you-smarter-than-5th-grader/">Are You Smarter than a 5th Grader? (Kind of)</a> posted at <a href="http://www.goodfinancialcents.com">Jeff Rose</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Patrick @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/07/13/start-your-child-on-the-right-financial-path/">Starting Our Child on the Right Financial Path</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &quot;My wife and I have started our child on a strong financial path by opening a saving account for her and starting a college education fund.&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Super Saver</b> presents <a href="http://my-wealth-builder.blogspot.com/2009/07/dealing-with-job-market-uncertainty.html">Preparing our Child for Job Market Uncertainty</a> posted at <a href="http://my-wealth-builder.blogspot.com/">My Wealth Builder</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>r00tman</b> presents <a href="http://majesticvision.com/blog/2009/05/19/11-other-laws-law-of-attraction/">11 Other Laws | majesticvision.com</a> posted at <a href="http://www.majesticvision.com/blog">Digital Spirituality</a>, saying, &quot;Thanks!&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>Mrs Bankrupt</b> presents <a href="http://www.mrsbankrupt.com/raising-financially-smart-adults-what-can-you-do-today/">Raising Financially Smart Adults, What Can You Do Today?</a> posted at <a href="http://www.mrsbankrupt.com">Mrs. Bankrupt</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>Madison</b> presents <a href="http://www.mydollarplan.com/bank-of-dad-will-your-kids-be-a-client/">Bank of Dad &ndash; Will Your Kids Be A Client?</a> posted at <a href="http://www.mydollarplan.com">My Dollar Plan</a>.</p>
<p><!-- Carnival Submission --></p>
<p><b>oneadvice</b> presents <a href="http://www.oneadvice.co.uk/IVAandDebtNews/iva-bank-accounts.html">IVA Bank Accounts</a> posted at <a href="http://www.oneadvice.co.uk/">One Advice</a>, saying, &quot;Been accepted for an IVA but worried that you cannot get a bank account? Need to move away from a bank that you are in debt too? You CAN get a bank account! Find out how&#8230;&quot;</p>
<p><!-- Carnival Submission --></p>
<p><b>KCLau</b> presents <a href="http://kclau.com/make-money-tips/top-student-fallacy/">Why the worse classmates are wealthier than you?</a> posted at <a href="http://kclau.com">KCLau&#39;s Money Tips</a>, saying, &quot;Discusses if there is a correlation between academic success and financial well-being&quot;</p>
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		<title>Kids and Money &#8212; November 23, 2009</title>
		<link>http://money-hacks.com/2702/kids-and-money-november-23-2009/</link>
		<comments>http://money-hacks.com/2702/kids-and-money-november-23-2009/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 12:01:42 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Earn]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Kids and Money]]></category>

		<guid isPermaLink="false">http://money-hacks.com/?p=2702</guid>
		<description><![CDATA[Okay, so I screwed up and kind of forgot about the Kids and Money blog carnival for a while. About six months, in fact. But nobody&#39;s counting, right? So, I have about 1000 submissions to wade through. Here&#39;s my plan &#8211; one set of ten every day until I&#39;m done. Here&#39;s 1 through 10. Sam [...]]]></description>
			<content:encoded><![CDATA[<p>Okay, so I screwed up and kind of <em>forgot </em>about the Kids and Money blog carnival for a while.</p>
<p>About six months, in fact. But nobody&#39;s counting, right? So, I have about 1000 submissions to wade through. Here&#39;s my plan &#8211; one set of ten every day until I&#39;m done.</p>
<p>Here&#39;s 1 through 10.</p>
<p><b>Sam</b> presents <a href="http://www.surfersam.com/articles/how-to-pay-for-college.htm">New !! How to Pay for College</a> posted at <a href="http://www.surfersam.com">Surfer Sam and Friends</a>, saying, &quot;How to Pay for College Smart Ways to Pay for Your College Did you know that the average cost for tuition and room and board is $32,000 at a private college? &#8230;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Gregory E. Rouse</b> presents <a href="http://www.frugal-living-skills.org/2009/07/frugal-business.html">Frugal Business</a> posted at <a href="http://www.frugal-living-skills.org/">Frugal-Living-Skills Blog</a>, saying, &quot;First, we don&rsquo;t know how to do math today&hellip; People will often spend money to save money (which is a paradox) or spend money to make money. We seem to forget that every penny spent has to be earned back.&quot; <br />
	<strong><em>and then some. A penny saved is a penny earned is the old saying. It didn&#39;t take into account income and sales taxes.</em></strong></p>
<p><!-- Carnival Submission -->
<p><b>besthotel</b> presents <a href="http://best-hotels.co.cc/banyan-tree-luxury-hotels-spa-resorts/">Banyan Tree Luxury Hotels</a> posted at <a href="http://best-hotels.co.cc">List Of Best Hotels In The World 2007, 2008, 2009</a>, saying, &quot;Luxury hotels and spa resorts @ banyan. To live there is like a dream&quot;</p>
<p><b>endowments</b> presents <a href="http://endowmentpolicy.pl/surrender-my-endowment-policy/">Endowment Life Insurance Policy Blog Surrender my endowment policy</a> posted at <a href="http://endowmentpolicy.pl">Endowment Policy</a>, saying, &quot;Some information on how to sell life insurance endowment policy&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/35400">3 Credit Cards That Could Change Your Life</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Barry</b> presents <a href="http://associatemoney.com/2009/07/saving-money-with-do-it-yourself.html">Saving Money With Do It Yourself Projects</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Master Your Card</b> presents <a href="http://masteryourcard.com/blog/2009/07/15/soft-pull-vs-hard-pull-which-is-what-and-who%E2%80%99s-responsible/">Soft Pull vs. Hard Pull: Which is What and Who&rsquo;s Responsible? | Master Your Card</a> posted at <a href="http://masteryourcard.com/blog">Master Your Card</a>, saying, &quot;The precise formula that credit reporting agencies use to determine your credit score is as elusive as Google&rsquo;s PageRank algorithm. But there are some things we consumers understand well about the factors that go into your credit rating. One such item that has a weighty presence on your credit report is a credit inquiry &ndash; that is, when someone (including you) checks out your credit history for whatever purpose. Conventional wisdom dictates that having many credit checks on your credit report is bad, while having fewer is better. But that&rsquo;s not necessarily true.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jonathan from Debt Loans</b> presents <a href="http://debtloans.com.au/2009/07/15/what-you-need-to-know-about-home-equity-loans/">What You Need to Know About Home Equity Loans | Debt Loans</a> posted at <a href="http://debtloans.com.au">Debt Loans</a>, saying, &quot;Home equity loans can be appealing loan options for a number of reasons. Still, before you seek out this type of loan, make sure you know what you are getting into. There are lots of things that you should know before you apply for that loan.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Carlos Sera</b> presents <a href="http://financialtales.com/financial-tales/young-at-heart/an-unexpected-tale/">An Unexpected Tale &#8211; Teach Your Children Well</a> posted at <a href="http://financialtales.com">Financial Tales</a>, saying, &quot;As a young boy I was blessed to know and learn from my Uncle Segundo or Tio Segundo as I knew him. He like so many other relatives came to live with my family for a short time as they fled their beloved Cuba to make a new home in the welcoming arms of the United States. Tio Segundo was like many Cuban exiles. He came to this country in his late 40&rsquo;s by himself, penniless and left behind everything that he knew and cherished. In Cuba he was an intellectual, a philosopher, a consultant to Presidents, a lawyer and the Mayor of Holgin, the second largest city in Cuba. This tale teaches us that the unexpected happens and that you must prepare.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/how-secured-credit-cards-work.html">How Secured Credit Cards Work</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p>Tomorrow: 11-20.</p>
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		<title>The Perfect Job?</title>
		<link>http://money-hacks.com/2382/the-perfect-job/</link>
		<comments>http://money-hacks.com/2382/the-perfect-job/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 11:51:04 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Earn]]></category>
		<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[kids]]></category>

		<guid isPermaLink="false">http://www.money-hacks.com/2009/09/the-perfect-job.html</guid>
		<description><![CDATA[I got this from my wife, who got it from her &#8220;Mommy group.&#8221; If this is not foreshadowing, I don&#8217;t know what is! JOB DESCRIPTION Long term, team players needed, for challenging, permanent work in an often chaotic environment. Candidates must possess excellent communication and organizational skills and be willing to work variable hours, which [...]]]></description>
			<content:encoded><![CDATA[<p>I got this from my wife, who got it from her &#8220;Mommy group.&#8221; If this is not foreshadowing, I don&#8217;t know what is!</p>
<h4>JOB DESCRIPTION</h4>
<ul>
<li>Long term, team players needed, for challenging, permanent work in an often chaotic environment.</li>
<li>Candidates must possess excellent communication and organizational skills and be willing to work variable hours, which will include evenings and weekends and frequent 24 hour shifts on call.</li>
<li>Some overnight travel required, including trips to primitive camping sites on rainy weekends and endless sports tournaments in far away cities!</li>
<li>Travel expenses not reimbursed.</li>
<li>Extensive courier duties also required.</li>
</ul>
<h4>RESPONSIBILITIES</h4>
<ul>
<li>The rest of your life.</li>
<li>Must be willing to be hated, at least temporarily, until someone needs $5.</li>
<li>Must be willing to bite tongue repeatedly.</li>
<li>Also, must possess the physical stamina of a pack mule and be able to go from zero to 60 mph in three seconds flat in case, this time, the screams from the backyard are not someone just crying wolf.</li>
<li>Must be willing to face stimulating technical challenges, such as small gadget repair, mysteriously sluggish toilets and stuck zippers.</li>
<li>Must screen phone calls, maintain calendars and coordinate production of multiple homework projects.</li>
<li>Must have ability to plan and organize social gatherings for clients of all ages and mental outlooks.</li>
<li>Must be a willing to be indispensable one minute, an embarrassment the next.</li>
<li>Must handle assembly and product safety testing of a half million cheap, plastic toys, and battery operated devices.</li>
<li>Must always hope for the best but be prepared for the worst.</li>
<li>Must assume final, complete accountability for the quality of the end product.</li>
<li>Responsibilities also include floor maintenance and janitorial work throughout the facility.</li>
</ul>
<h4>POSSIBILITY FOR ADVANCEMENT &amp; PROMOTION</h4>
<ul>
<li>None.</li>
<li>Your job is to remain in the same position for years, without complaining, constantly retraining and updating your skills, so that those in your charge can ultimately surpass you.</li>
</ul>
<h4>PREVIOUS EXPERIENCE</h4>
<ul>
<li>None required <strong>unfortunately</strong>.</li>
<li>On-the-job training offered on a continually exhausting basis.</li>
</ul>
<h4>WAGES AND COMPENSATION</h4>
<ul>
<li>Get this! You pay them!</li>
<li>Offering frequent raises and bonuses.</li>
<li>A balloon payment is due when they turn 18 because of the assumption that college will help them become financially independent.</li>
<li>When you die, you give them whatever is left.</li>
<li>The oddest thing about this reverse-salary scheme is that you actually enjoy it and wish you could only do more.</li>
<li>
<h4>BENEFITS</h4>
</li>
<li>While no health or dental insurance, no pension, no tuition reimbursement, no paid holidays and no stock options are offered; this job supplies limitless opportunities for personal growth, unconditional love, and free hugs and kisses for life if you play your cards right.</li>
</ul>
<h4>POSITION</h4>
<ul>
<li>Mom, Mommy, Mama, Ma</li>
<li>Dad, Daddy, Dada, Pa, Pop</li>
</ul>
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		<title>I&#8217;m Back&#8230;Well, Sort of</title>
		<link>http://money-hacks.com/2330/im-back-well-sort-of/</link>
		<comments>http://money-hacks.com/2330/im-back-well-sort-of/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 15:42:43 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Earn]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Multiply]]></category>
		<category><![CDATA[Ashland]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[MMO]]></category>
		<category><![CDATA[Oregon]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Shakespeare Festival]]></category>
		<category><![CDATA[summer vacation]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.money-hacks.com/?p=2330</guid>
		<description><![CDATA[I want to start off this post by saying that I&#8217;m sorry I haven&#8217;t posted in quite some time. You see, at the end of July, July 31 to be exact, I was laid off. I knew it was coming as it was part of the transition plan to acquire Washington Mutual by JP Morgan [...]]]></description>
			<content:encoded><![CDATA[<p>I want to start off this post by saying that I&#8217;m sorry I haven&#8217;t posted in quite some time.</p>
<p>You see, at the end of July, July 31 to be exact, I was laid off. I knew it was coming as it was part of the transition plan to acquire Washington Mutual by JP Morgan Chase.</p>
<p>So what have I been up to the past few months? At the beginning of August, I took the family on a long vacation (3 weeks) up through Oregon, then west to the Oregon coast, and back down. We stayed at a large ranch, visited Ashland (the Shakespeare Festival), saw my cousins in Junction City near Eugene, then we stayed 5 days in Portland.</p>
<p>Portland is a beautiful city. We took bike rides (that first mile up the trail in Forest Park is a killer, what with me towing a double-wide Chariot bike trailer loaded with my two boys), went to the Children&#8217;s Museum and the Portland Zoo, visited Powell&#8217;s (a killer bookstore).</p>
<p>Then we went to Astoria (nice coastal city) and stayed a few days. Then we went south, through Gold Beach (the 25 miles south of Gold Beach is the most spectacular coastline I&#8217;ve ever seen and I live in California), and many coastal towns between there and my home.</p>
<p>We had a wonderful time.</p>
<p>I am in no mood to look for more work, either. I kind of like staying home. But for now, that&#8217;s a big dream I have. October might be the month where I get really serious about a job. I will be looking in the Portland and Seattle areas, though &#8212; that&#8217;s for sure. Places like REI, Columbia, Yakima, Nike, and a few others come to mind as places I&#8217;ll target to find gainful employment.</p>
<p>I&#8217;ve let the blog carnivals slip. I kind of dread sifting through all the posts because there&#8217;s got to be a ton of them. I most likely will break them up into 5 or 10 bit chunks, just to manage them better and give each post more attention. Sound good?</p>
<p>In the meantime, I&#8217;ve got a ton of stuff to do around the house. I&#8217;ve reorganized the office closet and have eliminated a lot of clutter (but there&#8217;s a lot more). We&#8217;re going to be redoing the front patio with tile. We&#8217;ll also being laying down some more sod in the front and back yards.</p>
<p>Plus, we&#8217;ve got our back yard landscaping plans back. I haven&#8217;t even looked at them yet. This is one project where I&#8217;ll have to really think about how to chunk it up into much smaller pieces because if I tackle it all together, I will literally kill myself!</p>
<p>Also on my list of to-dos is to install (or have installed) a door in the office that leads to the new back yard.</p>
<p>Boy, have I got a lot of work to do!</p>
<p>I don&#8217;t have time to look for a job.</p>
<p>Meanwhile, I am still laying the foundation for my eventual exit from the corporate world. I have redesigned a lot of my sites and hopefully will be able to put a lot of them on semi-autopilot (I have tried &#8220;autoblogging&#8221; software and I just really don&#8217;t like the outcome on anything other than a news blog), so I&#8217;ll be posting a lot to my sites:</p>
<ul>
<li><a title="Muscle-Build.com" href="http://www.Muscle-Build.com" target="_blank">Muscle-Build.com</a> and <a title="Muscle-Build.com blog" href="http://blog.muscle-build.com" target="_blank">here</a></li>
<li><a title="Affiliate Central (Muscle-Build.com)" href="http://affiliates.muscle-build.com" target="_blank">Affiliate Central</a></li>
<li><a title="Internet Marketing Muscle" href="http://www.# Internet-Marketing-Muscle.com" target="_blank">Internet-Marketing-Muscle.com</a></li>
<li><a title="Hardgainer's Manifesto" href="http://www.hard-gainers-manifesto.com" target="_blank">Hardgainer&#8217;s Manifesto</a> and <a title="Hardgainer's Manifesto blog" href="http://www.hard-gainers-manifesto.com/blog" target="_blank">here</a></li>
</ul>
<p><a title="Computer Monkeys" href="http://www.computermonkeys.com" target="_blank">Computer Monkeys</a> will get a redesign, too (at least the blog will) as well as a lot more posts added.</p>
<p><a title="Photo-dodo.com" href="http://www.photo-dodo.com" target="_blank">Photo-dodo</a> is on hiatus. I love photography and took a ton of photos while on vacation, but I just don&#8217;t foresee finding the time to devote to the site.</p>
<p>That&#8217;s it for now. I hope to make some contributions to this site in the very near future.</p>
<p>By the way, if anybody wants to guest-post, I&#8217;m all ears! <img src='http://money-hacks.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Leave me a comment if you want to make a guest post or two about personal finance (please, no topics other than PF).</p>
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