Category Archives for "Kids and Money"

Kids and Money — July 15, 2009

Welcome to the July 15, 2009 edition of kids and money.

Madison presents Summer Jobs for 11 Year Olds – Jobs for 11 Year Olds posted at Kids and Money.

Madison presents Student Loan Rates Will Drop to All Time Low posted at My Dollar Plan.

Finance Tips 101 presents Car Donations ? Knowing The Facts posted at Finance Tips 101.

Ishan @ ILoveFreeSoftware presents How to Setup Virtual Fax Machine for Free posted at I Love Free Software, saying, “Having a regular fax machine is expensive. The best alternative is to use Online fax services. However, most of the fax services come with a monthly fee. In this article I explain how to setup your own free online fax service completely free. No registration fee, no monthly fee, no setup charges. Totally Free.”
Yeah, not kids and money per se, but certainly a tip I wanted to pass along. FREE nowadays is a good thing (always has been, I suppose).

Pamela Parker presents Four Deaths, Four Different Reasons to Plan posted at Legacy.

Cindy Morus, The Money Mender presents Did Your Bank Flip You posted at Mend Your Money.com.

Barry presents Learn To Survive On A $100 Grocery Budget posted at Associate Money.

Steven Chang presents The Truth About Money – Money Blog – Money Making Tips and Money Management posted at Money Making Tips and Money Management, saying, “I hope this short blog post about wealth getting and preservation will benefit your readers.”

Chris McClelland presents In the long run, college will end up hurting your savings. posted at Lucrative Investing.

Chris McClelland presents The untimely death of celebrities has turned into quite a lucrative business posted at Lucrative Investing.

Jack Schmidt presents 7 Tools For Your Money Belt posted at SectorMatic Money Journal, saying, “SectorMatic Money Site – Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

jim presents What is the Average Credit Score? posted at Blueprint for Financial Prosperity.

Ray @ Financial Highway presents Debt Reduction-Financial Planning Guide Step 10 posted at Financial Highway, saying, “Debt Reduction is the first step in building wealth, here are some strategies that can help you reduce your debt.”

Bobby Leong presents Tissa Godavitarne GDI Leaderboards Home Business posted at Global Domains International Tips.

Jack Schmidt presents Put A Little Passion In Your Wallet posted at SectorMatic Money Journal.

Praveen presents Students Beware! Colleges, Tuition, Loans, and Debt – Will Education Follow the Housing Bust? posted at My Simple Trading System.

Silicon Valley Blogger presents myFICO Score Watch: Equifax Credit Score Monitoring posted at The Digerati Life, saying, “Teach your kids the basics of credit and credit scores.”

Joshua presents Re-Using For The Family Budget posted at Family and Parenting, saying, “Recycling is not only good for the environment but also good for your family finances.”

Finance Tips 101 presents Tips To Help You Qualify For A Home Mortgage | Finance Tips 101 posted at Finance Tips 101.

One Family presents Southwest Airlines (LUV) – Stock Analysis posted at One Family’s Blog, saying, “An analysis of Southwest Airlines (LUV) stock.”

Nancy Miller presents The Problems of Implementing ICT in Secondary Education posted at Accredited Online PHD Universities.

josh andreson presents All Boxed Up: Types of Flash Media Packaging posted at Flash Media Packaging.
Another non-kids and money topic, but interesting nonetheless. I use flash media all the time. It’s awesome. And really cheap. I can see a day really soon where ALL your day-to-day data (including OS) is on a stick.

Jack Schmidt presents Real Estate: The Time to “Buy Low” Is Now posted at SectorMatic Money Journal.

Martin Russell presents “Conspiracy of the Rich”- A Review posted at Word of Mouth Marketing.

KCLau presents MoneyWise Interview on BFM 89.9 – The Business Station posted at KCLau’s Money Tips, saying, “was chatting with Patrick Michael on Business FM (BFM) 89.90 – The Business Station yesterday regarding some money lessons we can learn from watching the Transformers movies”

Save Money presents Revising and Simplifying My Budget (One More Time) posted at How I Save Money.net.

Chris McClelland presents Estate lessons we can all learn from Michael Jackson posted at Lucrative Investing.
It’s amazing to me how MJ’s demise has inspired all sorts of stories. I hate to think what’s going to happen to me, my stuff, and my family when I die, EVEN with a will. I guess there’s one good thing about not being rich and/or famous — nobody’s probably going to contest my will or challenge any trusts I set up…small victories…

Chris McClelland presents Your credit score may soon lead to targeted Google ads posted at Lucrative Investing.

PicktheBrain presents Top 10 Ways for Grad Students to Save Cash posted at Online Doctoral Programs.

Dan presents Kids Birthday Parties – Better at Home or Out for Theme Party? | My Dad Blog posted at My Dad Blog, saying, “This article considers the pros/cons of home birthday parties vs. themed parties like Bounce-U and Little Gym with topics spanning costs, convenience and fun.”
This is timely for me personally. I have a soon-to-be 2-year-old…last year, we had a party at a park. Happened to be the hottest day of the year (110)! It would have been nice to be able to go inside and get out of the heat. But then again, our house is too small to contain more than 6-8 people (somewhat comfortably), so our giant gathering would have had to take turns. I really like the idea of the Party Palooza type places.

Daniel Drew presents Line of Credit posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit””

Ray @ Financial Highway presents Canadian Discount Brokerage Review and Comparison for TFSA and RRSP posted at Financial Highway, saying, “A look at Canadian Discount Brokers”

Brian McKay presents Flexible Spending Account (FSA) for Dependent Care posted at MonitorBankRates.com, saying, “A dependent care flexible spending Account (FSA) allows you to save money pretax to pay for dependent care in the process also lowering your taxable income.”

Billeater presents Dorm Life – Cheap College Living Tips posted at Billeater.

Silicon Valley Blogger presents Balance Transfer Credit Card Tips, Facts and Traps posted at The Digerati Life, saying, “One important area of finance to teach kids about? The use of credit cards. Here is some coverage on balance transfer cards to teach your kids.”
Credit nowadays is a necessity. But I wish it wasn’t. So easy to spend beyond your means.

The Smarter Wallet presents Best Security Software For Your Computer posted at The Smarter Wallet, saying, “We all need to protect our computers, even the ones used by our families. Here’s how to do it!”

Banker Saver presents How Safe Is Your Retirement Fund? posted at Banker Saver, saying, “Retirement is a ways away for your kids, but it’s something they should understand early on. Investing as early as possible pays off.”

Ray presents Is A Costco Executive Membership Worth It? posted at Money Blue Book.

That concludes this edition. Submit your blog article to the next edition of kids and money using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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Broke Piggy and the Difference Between an ESA and a 529

Here’s a post to a story about the differences between an Education Savings Account and a 529 plan from Broke Piggy.

The highlights:

  • Contribution Limits – With an ESA, you are only allowed to contribute up to $2,000 per year.  Most 529 plans do not have contribution limits, but it depends on each state.
  • Usage Of Funds – 529 plans can only be used for college expenses, while ESA funds may be used for elementary or secondary education such as private school.
  • Investment Options – With an ESA, you can invest in just about anything, so you have more control over your money.  A state 529 plan will give you investment options but doesn’t let you choose specifics.  Your investment options with an ESA are the same as what they would be if you were investing in an IRA.
  • Tax Advantages – The tax advantages of an ESA versus a 529 plan are basically the same.  Money withdrawn from either account is tax-free as long as it is used for qualified education expenses.
  • Age Restrictions – Funds within an ESA must be used by the time the beneficiary (the student) turns 30.  There are no age restrictions for 529 plans.

Read the entire post here — What’s An ESA And How Is It Different Than A 529 Plan? | Broke Piggy

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Money Hacks — June 29, 2009

Welcome to the June 29, 2009 edition of kids and money.

KCLau presents Why Robert T. Kiyosaki is a best-selling author? posted at KCLau’s Money Tips, saying, “Robert T. Kiyosaki is the best personal finance author I follow. I started reading his books back in 1999. Although some reviews you found written by readers on Amazon say that he keeps repeating most of the points, I still find them interesting every time. It works as a revision whenever he repeats.”

Chris McClelland presents The Top Five Worst Things to Do When in Debt posted at Lucrative Investing.

Chris McClelland presents Marketing Minute with Jennifer: The Marketing Mix and Q posted at Lucrative Investing.

Jeff Rose presents 529 College Savings Plan Options For Illinois posted at Jeff Rose.

Jack Schmidt presents 7 Keys to Financial Survival posted at SectorMatic Money Journal, saying, “Personal Finance – Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

jim presents Lowest Foreign Transaction Fee posted at Blueprint for Financial Prosperity.

Patrick @ Cash Money Life presents Essential Money Tips for New Parents posted at Cash Money Life, saying, “Essential personal finance topics for first time parents.”

Leave Debt Behind presents How to Develop Budgeting for The Family Vacation posted at Leave Debt Behind.

Vicky presents Why the Rich Get Richer posted at Medan Kota.

Jim DeSantis presents Blog Carnival – Submit an Article to a Carnival posted at Free Family Budgeting eBook from On Line Tribune, saying, “Have you thought about providing financial security for your children in case they are seriously injured in an accident of any kind? The possibility of an accident putting your child in a wheelchair for life, is not one that anyone likes to think about. But, not thinking about the possibility does not take that chance away.”

Finance Tips 101 presents Credit Repair Companies: Buyer Beware posted at Finance Tips 101.

Chris McClelland presents Beware of Shifty Credit Related Phone Calls posted at Lucrative Investing.

Chris McClelland presents Saving: Bad for the Economy? posted at Lucrative Investing.

Jack Schmidt presents How to Drive Ahead Through Tough Financial Times posted at SectorMatic Money Journal, saying, “SectorMatic Money Journal – Personal Finance: Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you live on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic.”

Jack Schmidt presents Freebies Au Natural About In Your Town posted at SectorMatic Money Journal, saying, “SectorMatic Money Journal – Personal Finance: Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

jim presents Ally Bank Review posted at Blueprint for Financial Prosperity.

Patrick @ Military Money presents Tax Advantages of 529 Plans posted at Military Finance Network, saying, “Tax advantages for the 529 College Savings plan.”

Jack Schmidt presents Got Big Feet? You’ll Just Have to Pay the Man! posted at SectorMatic Money Journal, saying, “SectorMatic – Personal Finance: Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

KCLau presents What is the best investment? posted at KCLau’s Money Tips, saying, “The best investment comes in many forms. I was frequently asked this same question over and over again. Let’s see how some successful people answer the same question”

pankaj gupta presents How to Get a Free Business Degree? (with Open Courseware) posted at Best online accounting degrees.

O. presents It Pays To Wait posted at Rule Your Money!.

Jack Schmidt presents Making Money? “Trust Me: I’m In Real Estate”

David Franklin presents Three Ways to Make Money from Home posted at Make Money From Home, saying, “This article contains three useful tips that anyone can use to make money from home. I believe it would be a nice addition to your upcoming blog carnival.”

leadgener presents Jim Cramer on Real Estate | Real Estate Lead Generation Reviews posted at Real Estate Lead Generation Reviews, saying, “Jim Cramer tells his thought on Real Estate and how to make money from that in current times.”

realestate presents Poly Real Estate Property Sales Rise in May to 4.2 Billion Yuan (Bloomberg) | Real Estate Lead Generation Reviews posted at Real Estate Lead Generation Reviews, saying, “Poly Real Estate Property Sales Rise in May to 4.2 Billion Yuan this is a nice amount of money !”

Bob Brooks presents A Charge to Dads & Myself posted at Bob Brooks – Prudent Money Blog.

Chris McClelland presents Stocks to Retire On posted at Lucrative Investing.

Chris McClelland presents Tighter Credit Permanent? posted at Lucrative Investing.

Kerry Fletcher presents City or suburbs posted at Houston Interior Decorating Examiner.

Susan Saverton presents 9- Efficiency of Personal Investing Strategies posted at Pasadena Financial Planner, saying, “When pursuing optimal financial planning and investing strategies and controlling your costs and capital gains taxes, you also need to establish a time-efficient system to monitor, adjust, and adhere to your financial plan. You need to control and limit the time that you spend on your financial planning, and you need to focus your planning efforts on the most effective activities.”

Noload Bonds presents Bond Mutual Fund Fees posted at Bond Market Index Funds, saying, “Simply put, if you pay higher bond mutual fund fees, then these bond management expenses tend just to be a deadweight loss to you. The best bond fund buying strategy is to pick only very low-cost no load bond funds.”

Top 10 Index Funds presents Top 10 S and P 500 Index Funds posted at NO LOAD INDEX FUND, saying, “Buy these top 10 very low cost no load S&P 500 index mutual funds directly. You do not have to pay the heavy added expenses of buying through a stock broker, financial adviser, investment adviser, or investment counselor.”

jim presents Smart Money 2009 Best Online Brokers posted at Blueprint for Financial Prosperity.

Gerard presents Tips For Raising Happy Children posted at Happy Kids For Life.

brian young presents How Retail Security Should Keep Your Business Safe posted at Retail Security Products.

Ray @ Financial Highway presents Bad Credit Loans-Tips on How to Spot Scams posted at Financial Highway, saying, “Tips on how to spot loan scams.”

Silicon Valley Blogger presents What’s The Best Savings Account? posted at The Digerati Life, saying, “A great way to start teaching a child how to save is to help him or her open an account with an online bank where they can review their information online and watch their savings grow. Ally Bank provides some pretty good products for this purpose.”

Madison presents Summer Jobs for 11 Year Olds – Jobs for 11 Year Olds posted at Kids and Money.

Barry presents Tips To Pay Your Bills On Time posted at Associate Money.

Jack Schmidt presents 10 Ways to Fuel Your Own Economy.

Mike Pastore presents Make Sure You Teach Your Kids About Money posted at Mikes Millions.com.

aruntheace presents Making money with youtube posted at Money Fellas.

Chris McClelland presents Being lazy is costing you money! posted at Lucrative Investing.

Chris McClelland presents Life settlement scams could lead to another subprime fiasco. posted at Lucrative Investing.

jim presents How Debt Settlement Works posted at Blueprint for Financial Prosperity.

Ray @ Financial Highway presents Honeymoon Planning Tips posted at Financial Highway, saying, “It’s wedding and honeymoon planning season, here are some tips to make honeymoon planning easier for you.”

That concludes this edition. Submit your blog article to the next edition of kids and money using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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Kids and Money — June 15, 2009

Welcome to the June 15, 2009 edition of kids and money.

Cash Tree presents Baby Clothes – Why Organic Is Better For Your Baby posted at Organic Baby Wearhouse, saying, “”Many of us know of the ecological impact of producing non organic cotton baby clothes (where cotton crops account for 25% of the worlds pesticides and 10% of the worlds insecticides each year). The question we hear often is are there really any actual health benefits for buying organic baby clothes. And the answer is Yes, organic baby clothes are better for your baby!””

Daniel Drew presents My business is doing well, should I choose an SBA Loan? posted at My Business is doing well should I choose an SBA Loan?, saying, “The reasons for getting an SBA Loan and how to get one. Also visit http://www.unsecuredbizloan.com to pre-qualify for an SBA Loan!”

Darwin presents Start an Investment Club: How To, Rules and Reality Checks posted at Darwin’s Finance, saying, “With an investment club being a beginner’s way into investing, this comprehensive ‘how-to’ and reality check investment clubs is a must-read for young investors.”

Jack Schmidt presents Blog Carnival – Submit an Article to a Carnival posted at SectorMatic Money Journal, saying, “Personal Finance – Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Chris McClelland presents Recent College Graduates, Prepare to Starve posted at Lucrative Investing.

Chris McClelland presents Some job markets for new grads posted at Lucrative Investing.

jim presents How to Build Your Credit History with Tradelines posted at Blueprint for Financial Prosperity.

Jim DeSantis presents 3 Keys To Self-Control and Saving Money posted at On Line Tribune | Family Life, saying, “Lack of self-control when it comes to money is a common pitfall for most people. Often, when people come into an extra amount of money, they have this tendency to rush out and instantly satisfy the irresistible urge to splurge on anything they lay their eyes on. This is a very costly mistake from a number of aspects. Sometimes people fail to recognize the idea that the future has to be considered, too, whenever spending and saving enter the picture.”

Savings Toolbox presents Should You Switch to a Credit Union to Save? posted at Savings Toolbox.

costseg presents Cost Segregation Audit Techniques Guide | Society of Cost Segregation Audit Techniques Guide posted at Cost Segregation Audit Techniques Guide, saying, “How do Cost Segregation Audit Techniques Guides work in real-estate this days and how can you save tax money with them.”

Leave Debt Behind presents Starting a Budget for Your Family posted at Leave Debt Behind.

Barry presents Saving Money At The Amusement Park posted at Associate Money.

Brad Chaffee presents Your Children Will Handle Money, The Way You Handle Money posted at Enemy of Debt, saying, “Thank You!”

Jack Schmidt presents Health Insurance Can Improve Your Love Life posted at SectorMatic Money Journal, saying, “Personal Finance – Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank wiht Jack Schmidt and SectorMatic. It’s for you!”

Madison presents How is your Lending Club Account Doing? posted at My Dollar Plan.

SpendingIt presents The Three Biggest Opportunities to Save Money posted at Spending It.

Christopher B Williams presents Business Loans posted at Dollars2wealth.

Christopher B Williams presents Credit Cards posted at Dollars2wealth.

KCLau presents Easy Pawn Shops – Do you need to Pawn? posted at KCLau’s Money Tips, saying, “Pros and cons of pawning”

marjorie presents BillMyParents: Your Kids Can Shop Online posted at Wealth Junkies, saying, “BillMyParents allows kids to shop online without having to use their parents’ credit card. When they find something they want, they can send a request through BillMyParents. Parents receive the requests and can decide from there whether to approve or deny the purchase.”

Verna Morris presents How to Build Your Own Ivy Endowment Portfolio Using ETFs posted at ETFdb.

Wealth-Ed presents Can American Banks Bounce Back posted at Wealth Education – Investment Ideas Personal Financial Advice.

jared presents General Growth Continues Restructuring Efforts posted at Wealth Education – Investment Ideas Personal Financial Advice.

Jack Schmidt presents What Does the Internet Mean to Your Wallet? posted at SectorMatic Money Journal, saying, “Personal Finance – Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Jack Schmidt presents Diversity Means Never Having to Say You’re Sorry posted at SectorMatic Money Journal, saying, “Personal Finance – Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Dan presents Flushing Toys Down the Toilet – Punishment Time posted at My Dad Blog, saying, “This article highlights the joys of children flushing objects down toilets and how to administer the consequences of a costly plumbing bill.”

jim presents Request & Check Your Specialty Reports Annually posted at Blueprint for Financial Prosperity.

Billeater presents Summer Entertainment for Families on a Budget posted at Billeater.

Chris McClelland presents Could painting your roof be the key to reversing climate change? posted at Lucrative Investing.

Chris McClelland presents Touch Not the Retirement Fund, Thus Sayeth the Experts posted at Lucrative Investing, saying, “Please email me if you need anything.”

NetBiz presents Student Loans Without A Cosigner: College Loans For People With Little, Good Or Bad Credit posted at Your Finish Rich Plan, saying, “Finding the right student loan can be tricky depending on your personal financial circumstances”

Madison presents Best Bank for Kids posted at Kids and Money.

Patrick @ Cash Money Life presents College Savings Plans: 529 vs. Coverdell ESA posted at Cash Money Life, saying, “Explaining the difference between the two most popular college savings programs.”

Silicon Valley Blogger presents How To Pay Off Credit Card Debt: A Success Story posted at The Digerati Life, saying, “I would share this story with my kids. It’s an important lesson on managing debt!”

The Smarter Wallet presents Should You Trade Stocks Online? posted at The Smarter Wallet, saying, “Teach your child about the investing world.”

nickel presents Free Summer Movies for Kids – 2009 Edition posted at fivecentnickel.com.

Mike Pastore presents Teach Your Children Well – Financial Education Starts at Home posted at Mikes Millions.com.

Credit Shout presents Responsible Credit Card Use in College Students | CreditShout posted at CreditShout.

Raag Vamdatt presents Birth of a child – how should your financial planning change? :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

Barry presents Tips To Set Up Children Savings Accounts posted at Associate Money.

That concludes this edition. Submit your blog article to the next edition of kids and money using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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Kids and Money – May 22, 2009

Welcome to the May 20, 2009 edition of Kids and Money. Do me a favor, would you? Please link back to this post, Stumble it, share it on Facebook, twit it on twitter. Or just click the ShareThis button at the bottom of the post. I’d appreciate getting more exposure.

Plus, you gain more exposure, too! And that’s really why you’re here. To be heard (or read, as the case may be).

Christopher B Williams presents Getting the Bait on Good Home Loan Terms Despite Bad Credit Score posted at The Real Loan Solution.

Barry presents Tips To Curb Impulse Buying posted at Associate Money.

Lee McCoy presents Opportunity.com Review posted at The Secret Affiliate Society, saying, “Opportunity.com Review by a user of the system”

Chris McClelland presents 10 Reasons Your Bank Never Wanted You to Read This posted at Lucrative Investing.

Ted presents Saving Money: 50 Tips for College Students posted at CampusGrotto.

John Russell presents No-Fault Auto Insurance Basics posted at The Low Cost Auto Insurance Guru, saying, “If you live in a state with no-fault auto insurance, you need to understand what it does and doesn’t do.”

Dr. Alan Singer presents When Mom is on Your Daycare Payroll by Dr. Alan Singer posted at FamilyThinking.com, saying, “Imagine the effect of paying your Mom to be your live-in Nanny for your twin girls like Dave and Kelly did. There is a lesson for kids, in that it’s better care (for the same money) to have Nanna look after you both than to drop you at a Day Care center each day.”

I can totally relate to this one. We’re in the process of choosing (again!) another day care center. We want our children (almost 2 and almost 4) to get the socialization and structured (somewhat) learning that a “pre-K” school offers, but man o man, none of them are close to ideal.

Chris McClelland presents The Best Places in America to Starve posted at Lucrative Investing.

Chris McClelland presents College graduation: A diploma in one hand and a mountain of debt ahead. posted at Lucrative Investing.

While an education is a great differentiator, it’s not worth going into debt. Financial aide, scholarships, and very low-interest loans (as a last resort) are all viable means of funding a college education. Consider community colleges for a couple of years and finishing off at a state college or university. Live and eat at home. Commute.

Chris McClelland presents The Most Financially Productive Areas to Live posted at Lucrative Investing.

Chris McClelland presents Income Streams for Life posted at Lucrative Investing.

Chris McClelland presents Signs a Stock is Going to Fall posted at Lucrative Investing.

Chris McClelland presents Can 18 wheelers be a sign of the economy? posted at Lucrative Investing.

KCLau presents The Most Common Habit of Rich People posted at KCLau’s Money Tips, saying, “About the common habits of the rich`”

jim presents How to Save on Primary Education posted at Blueprint for Financial Prosperity.

Dan at Everydayfinance presents New Discover Current Card – Like Spying on Your Kids? posted at Everyday Finance, saying, “A new card out there allows parents to track their kids’ every move. This has mixed implications to consider.”

Donald Latumahina presents How to Make More Money posted at Life Optimizer.

Jack Schmidt presents How to Know When You Need A Vacation posted at SectorMatic Money Journal, saying, “Personal Finance – Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Bank Champ presents GMAC Bank Becomes Ally Bank posted at Bank Champ.

Patrick @ Cash Money Life presents Baby Coupons, Free Samples, and Discounts posted at Cash Money Life, saying, “Discounts, freebies, and coupons for baby items – including magazine subscriptions, diaper coupons, and more!”

Silicon Valley Blogger presents TradeKing Review: How Does TradeKing Measure Up? posted at The Digerati Life, saying, “Where should you open a new investment account for your child? I would suggest this brokerage because it has a wealth of investment materials and free tools that you can use once you sign up. It provides an awesome resource for budding investors to learn from!”

I agree. TradeKing is simply awesome. Very low cost, good tools, great resources…

Ryan Suenaga presents Finding Three Dollars posted at Uncommon Cents.

nickel presents The Worst 529 Plans – 2009 Edition posted at fivecentnickel.com.

The Smarter Wallet presents Kids and Money: Answering Your Children’s Money Questions posted at The Smarter Wallet, saying, “Thanks!”

freesoftware presents List of Best Free Software for New Computer posted at I Love Free Software, saying, “Here is a nice way to save some money in this economy – get all the software for free. This is the list of the best free software that you can install on your new computer. We searched all over the web, and compiled this list of best free software. Each one of these is best in its class, and still totally free. You are going to love these!”

Brian McKay presents Teen Drivers Are Hitting The Road posted at MonitorBankRates.com, saying, “In this country, cars kill more teenagers than cancer, gang violence, suicide, or drugs and alcohol. Hard to believe?”

Nope, not hard to believe at all. No doubt you, like me, know quite a few families devastated by this fact. Drinking and driving too fast are most often the culprits.

costseg presents cost segregation form 3115 | Society of Cost Segregation Audit Techniques Guide posted at Cost Segregation Audit Techniques Guide, saying, “read about form 3115 that is used in filling out segregation audits that are lately more and more popular on real estate market”

endowments presents Endowment Life Insurance Policy posted at Endowment Policy, saying, “What is endowment policy surrender value and how to make use of it to earn more money.”

Don presents Teaching Kids to Save, Start Early posted at Corvus Financial News Wire, saying, “I only wish someone would have taught me this habit”

No kidding! But you’re doing your part here. Let’s keep on passing along the “I wish I had known…” advice!

That concludes this edition. Submit your blog article to the next edition of Kids and Money using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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