Here's 21-30, continue from the November 24, 2009 edition from yesterday.
Daniel Drew presents Small Business Loans posted at My Business is doing well should I choose an SBA Loan?, saying, "Many companies in the US are ready to help businesspersons when they need financial assistance. The lending companies have a team of experts who can guide you about matters pertaining to unsecured loans, so that you can make a smart financial decision."
Jack Schmidt presents Albert Einstein and Your Personal Economy posted at SectorMatic Money Journal, saying, "SectorMatic Money Site – Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you're on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It's for you!"
Cindy S presents Top 10 Things I’d Like To Teach My Children About Money posted at Oh My Aching Debts, saying, "Do you watch your grown children making the same mistakes that you made? Here are some of the things that I wished I had taught mine."
CindyS presents Top 10 Things I’d Like To Teach My Children About Money posted at Oh My Aching Debts, saying, "Some of the things that I would like to teach my kids about money."
Chris McClelland presents Credit card perks that you might be missing out on posted at Lucrative Investing.
Here's 11-20, continued from yesterday's edition of Kids & Money.
Patrick @ Cash Money Life presents Starting Our Child on the Right Financial Path posted at Cash Money Life, saying, "My wife and I have started our child on a strong financial path by opening a saving account for her and starting a college education fund."
Mrs Bankrupt presents Raising Financially Smart Adults, What Can You Do Today? posted at Mrs. Bankrupt.
oneadvice presents IVA Bank Accounts posted at One Advice, saying, "Been accepted for an IVA but worried that you cannot get a bank account? Need to move away from a bank that you are in debt too? You CAN get a bank account! Find out how…"
It always seems to happen.
Whatever the details, it was a big chunk of change, which, amazingly, wasn’t enough.
These guys seem to wind up in debtor’s prison or the poor house, or both. It’s a shame, in a way, to see all that money wind up gone, but at least these guys stimulate the economy, right? I mean, that money didn’t just vanish; it just moved from his pockets to everybody else’s.
I’m really surprised that the professional sports leagues haven’t really come up with a solution to this widespread problem. Why haven’t they employed the likes of American Express, Fidelity, or some of the better-known financial institutions to not only teach these guys how to manage their money, but why not even do more than that?
Don’t you see a very lucrative niche here? I guess much of this is handled by the athletes’ agents. But maybe therein lies the problem.
Why not employ financial planners? Why not, instead of giving them x percent (10 percent, is that the going rate for “talent?”) on the front end, give them 7 percent on the backend?
If I make you money as a financial guru, give me a piece of it when it’s bigger? Then, there is an incentive for both parties to utilize my services?
What am I missing here?
Is it that these guys are so toxic that nobody wants to touch them? Are the sports agents so powerful that nobody can “break in” to this aspect of an athlete’s life?
Why aren’t the players unions more involved? Or are they in on the money grab, too?
Just think what a really talented money manager could make out of an NBA star? It boggles the mind how much better off he could make not only the athlete, but the athlete’s community. And all without the extreme sadness experienced by the once highly-sought after athlete, once he is put out to pasture.
Welcome to the July 15, 2009 edition of kids and money.
Madison presents Summer Jobs for 11 Year Olds – Jobs for 11 Year Olds posted at Kids and Money.
Ishan @ ILoveFreeSoftware presents How to Setup Virtual Fax Machine for Free posted at I Love Free Software, saying, “Having a regular fax machine is expensive. The best alternative is to use Online fax services. However, most of the fax services come with a monthly fee. In this article I explain how to setup your own free online fax service completely free. No registration fee, no monthly fee, no setup charges. Totally Free.”
Yeah, not kids and money per se, but certainly a tip I wanted to pass along. FREE nowadays is a good thing (always has been, I suppose).
Steven Chang presents The Truth About Money – Money Blog – Money Making Tips and Money Management posted at Money Making Tips and Money Management, saying, “I hope this short blog post about wealth getting and preservation will benefit your readers.”
Chris McClelland presents In the long run, college will end up hurting your savings. posted at Lucrative Investing.
Chris McClelland presents The untimely death of celebrities has turned into quite a lucrative business posted at Lucrative Investing.
Jack Schmidt presents 7 Tools For Your Money Belt posted at SectorMatic Money Journal, saying, “SectorMatic Money Site – Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”
Ray @ Financial Highway presents Debt Reduction-Financial Planning Guide Step 10 posted at Financial Highway, saying, “Debt Reduction is the first step in building wealth, here are some strategies that can help you reduce your debt.”
Silicon Valley Blogger presents myFICO Score Watch: Equifax Credit Score Monitoring posted at The Digerati Life, saying, “Teach your kids the basics of credit and credit scores.”
Finance Tips 101 presents Tips To Help You Qualify For A Home Mortgage | Finance Tips 101 posted at Finance Tips 101.
Nancy Miller presents The Problems of Implementing ICT in Secondary Education posted at Accredited Online PHD Universities.
josh andreson presents All Boxed Up: Types of Flash Media Packaging posted at Flash Media Packaging.
Another non-kids and money topic, but interesting nonetheless. I use flash media all the time. It’s awesome. And really cheap. I can see a day really soon where ALL your day-to-day data (including OS) is on a stick.
KCLau presents MoneyWise Interview on BFM 89.9 – The Business Station posted at KCLau’s Money Tips, saying, “was chatting with Patrick Michael on Business FM (BFM) 89.90 – The Business Station yesterday regarding some money lessons we can learn from watching the Transformers movies”
Save Money presents Revising and Simplifying My Budget (One More Time) posted at How I Save Money.net.
Chris McClelland presents Estate lessons we can all learn from Michael Jackson posted at Lucrative Investing.
It’s amazing to me how MJ’s demise has inspired all sorts of stories. I hate to think what’s going to happen to me, my stuff, and my family when I die, EVEN with a will. I guess there’s one good thing about not being rich and/or famous — nobody’s probably going to contest my will or challenge any trusts I set up…small victories…
Chris McClelland presents Your credit score may soon lead to targeted Google ads posted at Lucrative Investing.
Dan presents Kids Birthday Parties – Better at Home or Out for Theme Party? | My Dad Blog posted at My Dad Blog, saying, “This article considers the pros/cons of home birthday parties vs. themed parties like Bounce-U and Little Gym with topics spanning costs, convenience and fun.”
This is timely for me personally. I have a soon-to-be 2-year-old…last year, we had a party at a park. Happened to be the hottest day of the year (110)! It would have been nice to be able to go inside and get out of the heat. But then again, our house is too small to contain more than 6-8 people (somewhat comfortably), so our giant gathering would have had to take turns. I really like the idea of the Party Palooza type places.
Daniel Drew presents Line of Credit posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit””
Ray @ Financial Highway presents Canadian Discount Brokerage Review and Comparison for TFSA and RRSP posted at Financial Highway, saying, “A look at Canadian Discount Brokers”
Brian McKay presents Flexible Spending Account (FSA) for Dependent Care posted at MonitorBankRates.com, saying, “A dependent care flexible spending Account (FSA) allows you to save money pretax to pay for dependent care in the process also lowering your taxable income.”
Silicon Valley Blogger presents Balance Transfer Credit Card Tips, Facts and Traps posted at The Digerati Life, saying, “One important area of finance to teach kids about? The use of credit cards. Here is some coverage on balance transfer cards to teach your kids.”
Credit nowadays is a necessity. But I wish it wasn’t. So easy to spend beyond your means.
The Smarter Wallet presents Best Security Software For Your Computer posted at The Smarter Wallet, saying, “We all need to protect our computers, even the ones used by our families. Here’s how to do it!”
Banker Saver presents How Safe Is Your Retirement Fund? posted at Banker Saver, saying, “Retirement is a ways away for your kids, but it’s something they should understand early on. Investing as early as possible pays off.”
That concludes this edition. Submit your blog article to the next edition of kids and money using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
Follow just a few of these suggestions and save thousands!
1. New Car
When: November or December
Why: Don’t, as many experts advise, buy this year’s model in late summer when next year’s models hit. There’s a year of depreciation on it already. Instead, wait a few months and buy the new model late in the year, when dealers are antsy to hit their year-end numbers. “Look for the vehicle in the far corner of the lot that hasn’t been washed,” suggests Jack Nerad, the executive editorial director for Kelley Blue Book. That means the dealer doesn’t consider the car a profit maker.
When: Monday morning, in summer
Why: You’ll be the only customer. “You can always save 10 percent on jewelry,” says Ken Gassman, president of the Jewelry Industry Research Institute. “But you can save as much as 20 percent if you negotiate when you’re alone.”
When: January 31 or August 31
Why: “Retailers are looking to make their monthly sales numbers and clear inventory to make room for new spring or fall lines,” says Marshal Cohen, chief retail and fashion analyst with NPD, a research firm. Shop when the store is empty and you’ll save up to 75 percent, Cohen says.