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	<title>Money Hacks &#187; Kids and Money</title>
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		<title>Kids and Money Blog Carnival July 2010 Edition</title>
		<link>http://money-hacks.com/3064/kids-and-money-blog-carnival-july-2010-edition/</link>
		<comments>http://money-hacks.com/3064/kids-and-money-blog-carnival-july-2010-edition/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 04:00:41 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Kids and Money Blog Carnival July 2010 Edition]]></category>

		<guid isPermaLink="false">http://money-hacks.com/?p=3064</guid>
		<description><![CDATA[Welcome to the July 2, 2010 edition of kids and money. Jaqueline Dornbach presents How to Spend Less on Groceries posted at The Young Pastor&#39;s Wife. educationmediabits presents Make Saving a Habit, Not an Obligation posted at HVAC Training. Hussein Sumar presents How to Negotiate Debt Obligations with Creditors posted at Debt Consolidation, saying, &#34;If [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to the July 2, 2010 edition of kids and money.</p>
<p><!-- Carnival Submission -->
<p><b>Jaqueline Dornbach</b> presents <a href="http://www.youngpastorswife.com/2010/05/how-to-spend-less-on-groceries/">How to Spend Less on Groceries</a> posted at <a href="http://www.youngpastorswife.com">The Young Pastor&#39;s Wife</a>.</p>
<p><!-- Carnival Submission -->
<p><b>educationmediabits</b> presents <a href="http://www.hvactraining.net/make-saving-a-habit-not-an-obligation/">Make Saving a Habit, Not an Obligation</a> posted at <a href="http://www.hvactraining.net">HVAC Training</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Hussein Sumar</b> presents <a href="http://www.debtconsolidationblog.net/how-to-negotiate-debts.html">How to Negotiate Debt Obligations with Creditors</a> posted at <a href="http://www.debtconsolidationblog.net">Debt Consolidation</a>, saying, &quot;If creditors do not receive on time payments from you, they will often report your delinquency status to the major Credit Bureaus (Experian, Equifax and TransUnion). But what if you are willing to make payments to the creditors, but not the full amount they are asking for? For example, you have $15,000 of credit card debt and your minimum monthly payment is $375. However, you can only afford to pay $200 a month at the moment. How do you negotiate with your creditors so as to get the payment terms to your advantage and get negative items deleted off your credit report? That is the purpose of this article.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Sun</b> presents <a href="http://www.thesunsfinancialdiary.com/personal-finance/child-means-lots-expenses/">A New Child Means Lots of New Expenses</a> posted at <a href="http://www.thesunsfinancialdiary.com">The Sun&rsquo;s Financial Diary</a>.</p>
<p><!-- Carnival Submission -->
<p><b>educationmediabits</b> presents <a href="http://www.respiratorytherapy.net/taking-care-of-air-conditioners-and-heaters-will-save-money/">Taking Care of Air Conditioners and Heaters Will Save Money</a> posted at <a href="http://www.respiratorytherapy.net">Respiratory Therapist Schools &amp; Career Guide</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Casey Markee</b> presents <a href="http://www.discountpartysupplies.com/blog/2010/06/09/10-spoiled-kids-who-hate-their-presents-videos/">10 Spoiled Kids Who Hate Their Presents [Videos]</a> posted at <a href="http://www.discountpartysupplies.com/blog">Party 911 Blog &#8211; Tips, Tricks And Helpful Hints For Hosting A Great Party</a>, saying, &quot;We&rsquo;ve all received a Christmas or birthday gift we really didn&rsquo;t want. But some people take their displeasure to new extremes. Check out these videos of 10 Spoiled Kids Who Hated their Presents and weren&rsquo;t shy about expressing their disappointment!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Leave Debt Behind.com</b> presents <a href="http://www.leavedebtbehind.com/debt-settlement/is-it-possible-to-settle-that-student-loan/">Is it Possible to Settle that Student Loan?</a> posted at <a href="http://www.leavedebtbehind.com/">Leave Debt Behind</a>.</p>
<p><b>Wise Bread</b> presents <a href="http://www.wisebread.com/financial-freedom-and-using-passion-to-budget">Financial Freedom and Using Passion to Budget</a> posted at <a href="http://www.wisebread.com">Wisebread</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Gina @ MoneywiseMoms</b> presents <a href="http://www.moneywisemoms.com/2010/06/frugal-fun-free-low-cost-summer-movies.html">Free &amp; Low-Cost Summer Movies for Kids</a> posted at <a href="http://www.moneywisemoms.com/">Not the Jet Set Guest Post on Moneywise Moms</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jena Ellis</b> presents <a href="http://www.onlinecertificateprograms.org/blog/2010/30-rules-of-engagement-who-pays-for-the-wedding/">30 Rules of Engagement: Who Pays for the Wedding?</a> posted at <a href="http://www.onlinecertificateprograms.org">Online Certificate Programs</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Infernios The Hoarding Dragon</b> presents <a href="http://www.thunderdrake.com/blog/why-you-should-start-investing-early-into-your-hoard-right-now/">The dragon?s girth-staggering difference in investing early</a> posted at <a href="http://www.thunderdrake.com/blog">ThunderDrake</a>, saying, &quot;This post elaborates on the staggering (girth staggering, even) difference between starting at different age gaps. It urges readers to begin investing (or through the alter ego&#39;s word, hoarding) sooner than later. Time is perhaps one of the most crucial elements to financial independence. Perhaps this is tangential at best, but it&#39;s true to the most important element of investing; starting younger than older. I appreciate the consideration. May the ambitions of my writing fuel your carnival&#39;s success. &lt;3&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Gabriella White</b> presents <a href="http://www.associatedegreeonline.com/blog/2010/06/kids-summer-activity-list-100-creative-and-cheap-summer-activites-for-your-kids/">Kids Summer Activity List: 100 Creative and Cheap Summer Activities For Your Kids</a> posted at <a href="http://www.associatedegreeonline.com/blog">Associate Degree Online</a>, saying, &quot;If you are lucky enough to get to be with your kids during the summertime, instead of packing them off to day care every day, you will have to deal with the inevitable cries of, &ldquo;I&rsquo;m bored.&rdquo; Here are 100 creative, fun, and cheap things that you can do with your kids over the summer.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Andrea</b> presents <a href="http://savingsscoop.com/how-kids-handle-money">How kids Handle Money</a> posted at <a href="http://savingsscoop.com">Savings Scoop</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Amanda L. Grossman</b> presents <a href="http://www.frugalconfessions.com/save-me-money/9-ideas-for-some-frugal-family-fun.php">9 Ideas for Some Frugal Family Fun</a> posted at <a href="http://www.frugalconfessions.com">Frugal Confessions</a>, saying, &quot;As an adult I occasionally daydream about certain times during my childhood. When I&rsquo;m in my cubicle on a summer afternoon, it&rsquo;s not nostalgia for Nintendo, Gameboy, or shows from TGIF that puts a smile on my face; it&rsquo;s the more homegrown fun we had.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Elizabeth</b> presents <a href="http://www.debtconsolidationpaydayloan.com/blog/2010/06/20/debt-consolidation-works-best-when-financial-discipline-is-adhered-to/">Debt Consolidation Works Best When Financial Discipline Is Adhered To</a> posted at <a href="http://www.debtconsolidationpaydayloan.com/blog">Payday Loan Debt Consolidation Blog</a>, saying, &quot;You are happy after availing the services of a debt consolidation company and hope that now it will be convenient for you to pay off the debts. Further, you might heave a sigh of relief since all the creditors will now be handled by that company. You might be mistaken.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Anand</b> presents <a href="http://www.best-paydayloan.com/2010/06/ontario-shows-the-way-in-payday-loan-reforms-process/">Ontario Shows the Way in Payday Loan Reforms Process</a> posted at <a href="http://www.best-paydayloan.com">Best Payday Loan</a>, saying, &quot;Online lending companies have made borrowing easy loans have become very accessible. You don&rsquo;t need to worry about your credit history anymore. With the fast easy cash advance, you can repay the borrowed amount on the salary day and that will be the end of it.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Ashley Jacobs</b> presents <a href="http://blog.greensherpa.com/index.php/personal-finance/allowance-and-the-art-of-paying-your-child-6-tips/">Paying Your Child? Here are Six Ways to do it</a> posted at <a href="http://blog.greensherpa.com">Cash Flow Sherpas</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jaqueline Dornbach</b> presents <a href="http://www.youngpastorswife.com/how-old-should-my-child-be-before-i-return-to-work/">How Old Should My Child Be Before I Return To Work</a> posted at <a href="http://www.youngpastorswife.com">The Young Pastor&#39;s Wife</a>.</p>
<p><!-- Carnival Submission -->
<p><b>jacqjolie</b> presents <a href="http://www.singlemomrichmom.com/2010/06/charging-adult-kids-rent-to-do-or-not.html">Charging adult kids rent &ndash; to do or not to do?</a> posted at <a href="http://www.singlemomrichmom.com/">Single Mom, Rich Mom</a>, saying, &quot;When or when not to charge adult kids rent.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Isabella Smith</b> presents <a href="http://www.onlineuniversitylowdown.com/2007/08/100-tips-tricks-for-raising-seriously-smart-kids.html">100 Tips &amp; Tricks for Raising Seriously Smart Kids</a> posted at <a href="http://www.onlineuniversitylowdown.com">Online University Lowdown</a>, saying, &quot;The list in the article provides a few eclectic suggestions on how to bolster a kid&rsquo;s brain to keep him or her happy, healthy, and constantly growing in his or her education.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>BWL</b> presents <a href="http://www.christianpf.com/private-christian-school-tuition/">Deciding If You Can Afford Christian School Tuition</a> posted at <a href="http://christianpf.com/">Christian Personal Finance</a>, saying, &quot;This article looks at the challenge of affording private school tuition for your kids&#8230;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Nathan Richardson</b> presents <a href="http://www.complexsearch.com/blog/moneylife-lessons-from-toy-story-3-without-spoilers/">Money &amp; Life Lessons from Toy Story 3 (without spoilers)</a> posted at <a href="http://www.complexsearch.com/blog">Deals &amp; Tips</a>, saying, &quot;Thanks for your consideration.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>MoneyNing</b> presents <a href="http://moneyning.com/kids-and-money/learning-to-say-no-to-your-kids/">Learning to Say &ldquo;No&rdquo; to Your Kids</a> posted at <a href="http://moneyning.com">Money Ning</a>, saying, &quot;How do you say no to kids who want everything?&quot;</p>
<p><!-- Carnival Submission -->
<p><b>June Tree</b> presents <a href="http://www.thedigeratilife.com/blog/college-education-costs-worth-pay/">College Education Costs: Is College Worth What You Pay For It?</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Lots of parents think about the costs of college. Here is a closer look at those costs.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Michael Pruser</b> presents <a href="http://www.doughroller.net/banking/best-savings-accounts-for-children/">Best Savings Account for Children | Online Banking for Kids</a> posted at <a href="http://www.doughroller.net">The Dough Roller</a>, saying, &quot;Children can start a savings account anytime and the sooner the better. Here are a few great options to get them started.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Christien</b> presents <a href="http://www.creditcardstruthiness.com/credit-laws/impact-of-the-credit-card-act-on-different-types-of-cards/">Impact of the Credit Card Act on different types of cards</a> posted at <a href="http://www.creditcardstruthiness.com">Credit Cards Truthiness</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Karen Anderson</b> presents <a href="http://onlinechristiancolleges.net/13-timeless-finance-tips-from-the-bible/">13 Timeless Finance Tips From The Bible</a> posted at <a href="http://onlinechristiancolleges.net">Online Christian Colleges</a>, saying, &quot;In fact, the Bible has over 1,000 verses that discuss money. In this article, we&rsquo;ll discuss thirteen timeless pieces of financial advice straight from the Bible, as well as give you the actual Scripture references.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Random Jan</b> presents <a href="http://www.creativehemispheres.com/?p=1451">Homeschool Headstart Bazaar 2010</a> posted at <a href="http://www.creativehemispheres.com">Creative Hemispheres</a>, saying, &quot;My son and I sold some of our crafts at a homeschool bazaar where he made, demonstrated, and sold his own merchandise.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Case Ernsting</b> presents <a href="http://www.finditlocal411.com/blog/neighborhood-businesses/the-summer-help-jobs-in-the-midwest/">The Summer Help: Jobs in the Midwest</a> posted at <a href="http://www.finditlocal411.com/blog">FinditLocal411 Blog</a>, saying, &quot;Summer jobs are a great way to teach kids responsibility and work ethic. For some great inspiration and &quot;how-to&quot; tips for finding these jobs, check out this post.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Debra Jacobson</b> presents <a href="http://www.allthingsfrugal.com/saving_on_child_entertainment.htm">How To Be Frugal: Saving on Child Entertainment</a> posted at <a href="http://allthingsfrugal.com/">All Things Frugal</a>, saying, &quot;Children&#39;s entertainment does not have to be expensive.&quot;</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->
<p>That concludes this edition. Submit your blog article to the next edition of <b>kids and money</b> using our <a href="http://blogcarnival.com/bc/submit_3789.html" target="_blank" title="Submit an entry to “kids and money”">carnival submission form</a>. Past posts and future hosts can be found on our <a href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank" title="Blog Carnival index for “kids and money”"> blog carnival index page</a>.</p>
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		<item>
		<title>Money-Hacks May Blog Carnival</title>
		<link>http://money-hacks.com/3034/money-hacks-may-blog-carnival/</link>
		<comments>http://money-hacks.com/3034/money-hacks-may-blog-carnival/#comments</comments>
		<pubDate>Fri, 28 May 2010 22:50:38 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[blog carnival]]></category>

		<guid isPermaLink="false">http://money-hacks.com/?p=3034</guid>
		<description><![CDATA[Welcome to the May 28, 2010 edition of kids and money. Sam presents New !! How to Pay for College posted at Surfer Sam and Friends, saying, &#34;Thanks for including my article. Here&#39;s an excerpt&#8230; How to Pay for College Smart Ways to Pay for Your College Did you know that the average cost for [...]]]></description>
			<content:encoded><![CDATA[<p><!--<br />
InstaCarnival Beta<br />
Draft HTML for Carnival Edition</p>
<p>http://blogcarnival.com/bc/spreview_36992.html</p>
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<div><!--<br />
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May 28, 2010 edition of "kids and money" here.<br />
Presence of the BlogCarnival LogoLink allows this carnival edition<br />
to be listed at blogcarnival.com. This example puts it in the upper<br />
right corner, but it can go anywhere in the blog post.<br />
--></p>
<div style="float: right;"><script type="text/javascript" src="http://blogcarnival.com/bc/logolink_36992.js"></script></div>
<p><!-- EDIT THIS: carnival introduction begins with this paragraph: -->
<p>Welcome to the May 28, 2010 edition of kids and money.</p>
<p><!-- Carnival Submission -->
<p><b>Sam</b> presents <a href="http://www.surfersam.com/articles/how-to-pay-for-college.htm">New !! How to Pay for College</a> posted at <a href="http://www.surfersam.com">Surfer Sam and Friends</a>, saying, &quot;Thanks for including my article. Here&#39;s an excerpt&#8230; How to Pay for College Smart Ways to Pay for Your College Did you know that the average cost for tuition and room and board is $32,000 at a private college? Some Ivy League schools charge more than $40,000 each year. At a public college the annual cost is over $13,000. Your college costs include the tuition, fees for labs, athletics and activities, and room and board on campus. You&#39;ll also pay for textbooks and supplies, computers, software and a printer, phone, transportation, personal expenses like laundry, clothes, and haircuts. Some of you will pay for sorority or fraternity fees or apartment rental if you live off-campus. Suddenly, your college costs seem astronomical. However, more financial aid is available now to help you pay for college, so few families have to pay the whole amount out of pocket. In the long run, a college education pays for itself. Not only does college open up better career opportunities, and reduce unemployment. There are also indirect benefits of college that continue throughout your life. Studies show that college has a positive influence on health, community participation and sense of satisfaction. A college education is a wise investment. Grab Financial Aid to Pay for College Seventy percent of all college students receive some financial aid. Financial aid comes from many sources to help you pay for college. There are grants and scholarships which give you college money clear and free, that never has to be repaid. There are work-study programs at each college, with good pay with part of your earnings paid for by the federal government. The money you earn on a work-study program is entirely yours, and is never repaid. Student loans are money you borrow to pay for college and must repay after graduation.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Gregory E. Rouse</b> presents <a href="http://www.frugal-living-skills.org/2009/07/frugal-business.html">Frugal Business</a> posted at <a href="http://www.frugal-living-skills.org/">Frugal-Living-Skills Blog</a>, saying, &quot;First, we don&rsquo;t know how to do math today&hellip; People will often spend money to save money (which is a paradox) or spend money to make money. We seem to forget that every penny spent has to be earned back.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>besthotel</b> presents <a href="http://best-hotels.co.cc/banyan-tree-luxury-hotels-spa-resorts/">Banyan Tree Luxury Hotels</a> posted at <a href="http://best-hotels.co.cc">List Of Best Hotels In The World 2007, 2008, 2009</a>, saying, &quot;Luxury hotels and spa resorts @ banyan. To live there is like a dream&quot;</p>
<p><!-- Carnival Submission -->
<p><b>diettypes</b> presents <a href="http://diettypes.co.cc/3-ways-to-avoid-weekend-weight-gain/">3 Ways To Avoid Weekend Weight Gain | Best Types of Diets</a> posted at <a href="http://diettypes.co.cc">All Types Of Diets</a>, saying, &quot;3 preety easy ways that will help you not get weight during weekends by eating things that are not good for your health.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>endowments</b> presents <a href="http://endowmentpolicy.pl/surrender-my-endowment-policy/">Endowment Life Insurance Policy Blog Surrender my endowment policy</a> posted at <a href="http://endowmentpolicy.pl">Endowment Policy</a>, saying, &quot;Some information on how to sell life insurance endowment policy&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/35400">3 Credit Cards That Could Change Your Life</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Barry</b> presents <a href="http://associatemoney.com/2009/07/saving-money-with-do-it-yourself.html">Saving Money With Do It Yourself Projects</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Master Your Card</b> presents <a href="http://masteryourcard.com/blog/2009/07/15/soft-pull-vs-hard-pull-which-is-what-and-who%E2%80%99s-responsible/">Soft Pull vs. Hard Pull: Which is What and Who&rsquo;s Responsible? | Master Your Card</a> posted at <a href="http://masteryourcard.com/blog">Master Your Card</a>, saying, &quot;The precise formula that credit reporting agencies use to determine your credit score is as elusive as Google&rsquo;s PageRank algorithm. But there are some things we consumers understand well about the factors that go into your credit rating. One such item that has a weighty presence on your credit report is a credit inquiry &ndash; that is, when someone (including you) checks out your credit history for whatever purpose. Conventional wisdom dictates that having many credit checks on your credit report is bad, while having fewer is better. But that&rsquo;s not necessarily true.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jonathan from Debt Loans</b> presents <a href="http://debtloans.com.au/2009/07/15/what-you-need-to-know-about-home-equity-loans/">What You Need to Know About Home Equity Loans | Debt Loans</a> posted at <a href="http://debtloans.com.au">Debt Loans</a>, saying, &quot;Home equity loans can be appealing loan options for a number of reasons. Still, before you seek out this type of loan, make sure you know what you are getting into. There are lots of things that you should know before you apply for that loan.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Belle</b> presents <a href="http://homesteaderbellesblog.blogspot.com/2009/07/how-to-make-fried-zucchini-with.html">How to make Fried Zucchini &#8211; with pictures</a> posted at <a href="http://homesteaderbellesblog.blogspot.com/">Homesteaderbelle&#39;s Blog</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/35458">Love Notes to the Trade</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Carlos Sera</b> presents <a href="http://financialtales.com/financial-tales/young-at-heart/an-unexpected-tale/">An Unexpected Tale &#8211; Teach Your Children Well</a> posted at <a href="http://financialtales.com">Financial Tales</a>, saying, &quot;As a young boy I was blessed to know and learn from my Uncle Segundo or Tio Segundo as I knew him. He like so many other relatives came to live with my family for a short time as they fled their beloved Cuba to make a new home in the welcoming arms of the United States. Tio Segundo was like many Cuban exiles. He came to this country in his late 40&rsquo;s by himself, penniless and left behind everything that he knew and cherished. In Cuba he was an intellectual, a philosopher, a consultant to Presidents, a lawyer and the Mayor of Holgin, the second largest city in Cuba. This tale teaches us that the unexpected happens and that you must prepare.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/how-secured-credit-cards-work.html">How Secured Credit Cards Work</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/apprenticeships-arent-only/">Apprenticeships aren</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/heres-paying-your-student-loans/">Here</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jeff Rose</b> presents <a href="http://www.goodfinancialcents.com/are-you-smarter-than-5th-grader/">Are You Smarter than a 5th Grader? (Kind of)</a> posted at <a href="http://www.goodfinancialcents.com">Jeff Rose</a>.</p>
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<p><b>Ryan @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/07/13/start-your-child-on-the-right-financial-path/">Starting Our Child on the Right Financial Path</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &quot;My wife and I have started our child on a strong financial path by opening a saving account for her and starting a college education fund.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Super Saver</b> presents <a href="http://my-wealth-builder.blogspot.com/2009/07/dealing-with-job-market-uncertainty.html">Preparing our Child for Job Market Uncertainty</a> posted at <a href="http://my-wealth-builder.blogspot.com/">My Wealth Builder</a>.</p>
<p><!-- Carnival Submission -->
<p><b>r00tman</b> presents <a href="http://majesticvision.com/blog/2009/05/19/11-other-laws-law-of-attraction/">11 Other Laws | majesticvision.com</a> posted at <a href="http://www.majesticvision.com/blog">Digital Spirituality</a>, saying, &quot;Thanks!&quot;</p>
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<p><b>Mrs Bankrupt</b> presents <a href="http://www.mrsbankrupt.com/raising-financially-smart-adults-what-can-you-do-today/">Raising Financially Smart Adults, What Can You Do Today?</a> posted at <a href="http://www.mrsbankrupt.com">Mrs. Bankrupt</a>.</p>
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<p><b>Madison</b> presents <a href="http://www.mydollarplan.com/bank-of-dad-will-your-kids-be-a-client/">Bank of Dad &ndash; Will Your Kids Be A Client?</a> posted at <a href="http://www.mydollarplan.com">My Dollar Plan</a>.</p>
<p><!-- Carnival Submission -->
<p><b>oneadvice</b> presents <a href="http://www.oneadvice.co.uk/IVAandDebtNews/iva-bank-accounts.html">IVA Bank Accounts</a> posted at <a href="http://www.oneadvice.co.uk/">One Advice</a>, saying, &quot;Been accepted for an IVA but worried that you cannot get a bank account? Need to move away from a bank that you are in debt too? You CAN get a bank account! Find out how&#8230;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>KCLau</b> presents <a href="http://kclau.com/make-money-tips/top-student-fallacy/">Why the worse classmates are wealthier than you?</a> posted at <a href="http://kclau.com">KCLau&#39;s Money Tips</a>, saying, &quot;Discusses if there is a correlation between academic success and financial well-being&quot;</p>
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<p><b>Summer</b> presents <a href="http://wiredfornoise.com/teaching-your-kids-to-be-energy-efficient">Teaching Your Kids to be Energy Efficient</a> posted at <a href="http://wiredfornoise.com">Wired For Noise</a>.</p>
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<p><b>Daoud</b> presents <a href="http://www.practicingparents.com/2009/06/29/15-fun-things-to-do-for-under-1/">15 Fun Things To Do For Under $1</a> posted at <a href="http://www.practicingparents.com">Practicing Parents</a>.</p>
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<p><b>Jenny</b> presents <a href="http://www.stopspendingmoney.net/strict-spending/">Strict Spending</a> posted at <a href="http://www.stopspendingmoney.net">Stop Spending Money</a>, saying, &quot;It is not too difficult to learn how to budget and still be happy.&quot;</p>
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<p><b>Ella Moss</b> presents <a href="http://underzodiacclock.com/2009/07/21/my-kinder-universe">MY KINDER UNIVERSE &laquo; Zodiac Times</a> posted at <a href="http://underzodiacclock.com">Zodiac Times</a>, saying, &quot;child-care summer-time blues&quot;</p>
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<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/407-seize-the-opportunity-of-unsecured-small-business-part-6">Small Business Loans</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;Many companies in the US are ready to help businesspersons when they need financial assistance. The lending companies have a team of experts who can guide you about matters pertaining to unsecured loans, so that you can make a smart financial decision.&quot;</p>
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<p><b>Kate Hopkins</b> presents <a href="http://onlinecollegedegree.org/2009/07/21/100-money-saving-lessons-from-poor-college-kids/">100 Money-Saving Lessons from Poor College Kids</a> posted at <a href="http://onlinecollegedegree.org/blog/">Online College Degree.org</a>.</p>
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<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/35937">Albert Einstein and Your Personal Economy</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>Barry</b> presents <a href="http://associatemoney.com/2009/07/managing-surplus-money-in-short-term.html">Managing Surplus Money In The Short Term</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
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<p><b>Cindy S</b> presents <a href="http://achingdebts.com/top-10-things-id-like-to-teach-my-children-about-money/">Top 10 Things I&rsquo;d Like To Teach My Children About Money</a> posted at <a href="http://achingdebts.com">Oh My Aching Debts</a>, saying, &quot;Do you watch your grown children making the same mistakes that you made? Here are some of the things that I wished I had taught mine.&quot;</p>
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<p><b>CindyS</b> presents <a href="http://achingdebts.com/top-10-things-id-like-to-teach-my-children-about-money/">Top 10 Things I&rsquo;d Like To Teach My Children About Money</a> posted at <a href="http://achingdebts.com">Oh My Aching Debts</a>, saying, &quot;Some of the things that I would like to teach my kids about money.&quot;</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/credit-card-perks-that-might/">Credit card perks that you might be missing out on</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/social-networking-sites-also-help/">How social networking sites can also help you save some money</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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<p><b>Robert Alan</b> presents <a href="http://sellitontheweb.com/blog/designing-websites-to-convert-beginners/">Designing Websites to Convert Visitors into Sales: Beginners Guide</a> posted at <a href="http://sellitontheweb.com/blog/">Sell It on the Web</a>, saying, &quot;Tips on how you can design your blog or website to convert more visitors into sales.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/best-cd-certificate-of-deposit-rates.html">Best CD (Certificate of Deposit) Rates</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><b>oilhand99</b> presents <a href="http://www.treesfullofmoney.com/?p=725">Reduce Your Hot Water Bill with this One Simple Tip!</a> posted at <a href="http://www.treesfullofmoney.com">Trees Full of Money</a>, saying, &quot;While washing oatmeal off my 10 month old&#39;s face this morning, I came across an effective way to save on hundreds of gallons of hot water each year!&quot;</p>
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<p><b>Billeater</b> presents <a href="http://billeater.com/tips/ten-ways-save-money-during-pregnancy">Ten Ways to Save Money During Pregnancy</a> posted at <a href="http://www.billeater.com">Billeater</a>.</p>
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<p><b>Stingy Student</b> presents <a href="http://stingystudents.blogspot.com/2009/07/best-amazoncom-discount-sale-90-off-for.html">Best Amazon.com Discount Sale &#8211; 90% off for Back To School Shopping</a> posted at <a href="http://stingystudents.blogspot.com/">Stingy Students</a>, saying, &quot;Get up to 90% off at Amazon.com for back to school shopping!&quot;</p>
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<p><b>Silicon Valley Blogger</b> presents <a href="http://www.thedigeratilife.com/how-to-improve-credit-score/">How To Improve Your Credit Score: A 6 Step Plan</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Teach kids about maintaining a good credit score!&quot;</p>
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<p><b>The Smarter Wallet</b> presents <a href="http://thesmarterwallet.com/2009/how-to-consolidate-debt-reduce-debt/">How To Consolidate Debt: Ways To Reduce Your Debt Load</a> posted at <a href="http://thesmarterwallet.com">The Smarter Wallet</a>, saying, &quot;Teach your kids about how to manage debt.&quot;</p>
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<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/canadian-discount-brokerage-review-and-comparison/">Canadian Discount Brokerage Review and Comparison for TFSA and RRSP</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Discount Brokers&quot;</p>
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<p><b>Banker Saver</b> presents <a href="http://bankersaver.com/bank-fees-extra-charges/">Sneaky Bank Fees: How To Avoid Those Extra Charges</a> posted at <a href="http://bankersaver.com/">Banker Saver</a>, saying, &quot;Let&#39;s teach our kids how to avoid sneaky bank fees that eke away at our savings.&quot;</p>
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<p><b>Investing Toolkit</b> presents <a href="http://investingtoolkit.com/dollar-cost-averaging-basics/">Dollar Cost Averaging Basics</a> posted at <a href="http://investingtoolkit.com/">Investing Toolkit</a>, saying, &quot;We explain dollar cost averaging, an important investment principle that everyone should know.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>The Investor</b> presents <a href="http://monevator.com/2009/07/22/young-people-rich/">Young people are already rich</a> posted at <a href="http://monevator.com">Monevator.com</a>, saying, &quot;If you have teenagers or kids at college who waste their money on frivolous purchases, this link is a must read &#8211; and a must forward!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Bill Mayes</b> presents <a href="http://www.best-chiropractic-marketing.com/blog/16/chiropractic-marketing-that-works-period/">Chiropractic Marketing That Works&#8230;PERIOD! | Chiropractic Marketing Success</a> posted at <a href="http://www.best-chiropractic-marketing.com/blog">Chiropractic Marketing Success</a>, saying, &quot;Chiropractic Marketing Success Kit &#8212; Web Marketing Strategies for Chiropractors to Add 21 to 25 New Patients To Their Practice Every Month&#8230; Automatically!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Bill Mayes</b> presents <a href="http://www.best-chiropractic-marketing.com/blog/183/chiropractic-marketing-money-practice/">Chiropractic Marketing That Makes Money For Your Practice | Chiropractic Marketing Success</a> posted at <a href="http://www.best-chiropractic-marketing.com/blog">Chiropractic Marketing Success</a>, saying, &quot;Chiropractic Marketing Blueprint Reveals Proven Web Marketing Strategies for Chiropractors to Add 21 to 25 New Patients To Their Practice Every Month&#8230; Automatically!&quot;</p>
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<p><b>Alisha Harmann</b> presents <a href="http://etfdb.com/2009/10-essential-iphone-apps-for-intelligent-investors/">10 Essential iPhone Apps for Intelligent Investors</a> posted at <a href="http://etfdb.com">ETFdb</a>.</p>
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<p><b>Finance Tips 101</b> presents <a href="http://www.financetips101.com/saving-cash-with-coupons-three-tips-to-keep-more-of-your-money.php">Saving Cash With Coupons ? Three Tips To Keep More of Your Money</a> posted at <a href="http://www.financetips101.com">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/405-seize-the-opportunity-of-unsecured-small-businesspart-4">Unsecured Small Business Loan</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;&quot;Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit&quot;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/36352">The High Cost of Deep Fried Coke</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic.com &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/07/artificial-content-networks-and-link-farms-outdated-and-dangerous.html">Artificial Content Networks and Link Farms &ndash; Outdated and Dangerous</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>KCLau</b> presents <a href="http://kclau.com/estate-planning/rockwills-video/">The only financial company who knows the power of social media</a> posted at <a href="http://kclau.com">KCLau&#39;s Money Tips</a>, saying, &quot;there are always many methods to get free traffic and leads to your website. Beside search traffic, another major source of traffic is social media. There is one company who knows how to make use of social media &ndash; ROCKWILLS&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Mark Terrell</b> presents <a href="http://markterrell.co.uk/driving-traffic-to-your-blogs.htm">Driving Traffic To Your Blogs</a> posted at <a href="http://markterrell.co.uk">Mark Terrell</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Mark Terrell</b> presents <a href="http://markterrell.co.uk/still-cant-build-your-email-list.htm">Still Cant Build Your Email List?</a> posted at <a href="http://markterrell.co.uk">Mark Terrell</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Tom DeRosa</b> presents <a href="http://www.teachforever.com/2009/06/math-in-real-world-erasing-debt.html">Math in the Real World: Erasing Debt Activity</a> posted at <a href="http://www.teachforever.com/">I Want to Teach Forever</a>, saying, &quot;How to turn those debt consolidation and credit loan applications into a simple life (and math) lesson for your kids&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Kevin Fleming</b> presents <a href="http://satellitetvguru.net/tips-to-save-money-on-tv-and-satellite-subscriptions/">Easy Ways To Save Money on Satellite TV and Cable.</a> posted at <a href="http://satellitetvguru.net">Satellite TV Guru</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Tom Peper</b> presents <a href="http://freebusinessmembership.com/financing-a-small-business">Financing a Small Business | freebusinessmembership.com</a> posted at <a href="http://www.FreeBusinessMembership.com">How To Start Your Own Business</a>, saying, &quot;Free Business Membership offers information on how to start a business, home based business, franchise, SBA loans, promoting a business, LLC&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/best-buys-fall/">Best buys of the fall</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/first-kind-flower-retailer-sets/">The first of its kind: Flower retailer sets up shop on Facebook</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Darwin</b> presents <a href="http://www.darwinsfinance.com/top-10-college-degrees-2009/">Top 10 College Degrees in 2009 with Massive Demand</a> posted at <a href="http://www.darwinsfinance.com">Darwin&#39;s Finance</a>, saying, &quot;The Top 10 Highest Paying college degrees for new graduates. There&#39;s a cautionary tale of not focusing solely on starting salary to select your degree though.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/ten-great-summer-date-ideas.html">Ten Great Summer Date Ideas</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Ryan @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/07/29/unexpected-baby-expenses/">Unexpected Ways Having a Baby Changed Our Budget</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &quot;Having a baby changes your budget in many ways &#8211; some of which are unexpected and difficult to plan for.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/discount-brokers-5-tips-to-choose-the-best-discount-broker/">Discount Brokers: 5 Tips to Choose the Best Discount Broker</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Tips on how to find the best discount broker&quot;</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/07/reciprocal-linking-the-good-the-bad-and-the-ugly.html">Reciprocal Linking &ndash; The Good, The Bad and The Ugly</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/398-line-of-credit">Line of Credit</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;&quot;Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit&quot;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/understanding-domain-level-metrics-domain-rank.html">Understanding Domain Level Metrics &ndash; Domain Rank</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Barry</b> presents <a href="http://associatemoney.com/2009/08/does-it-make-sense-to-use-home-equity.html">Does It Make Sense To Use Home Equity To Invest?</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/37000">The Meaning of Wealth</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#39;re on a momey diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Site. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Wenchypoo</b> presents <a href="http://wenchwisdom.blogspot.com/2009/08/labors-of-labor.html">The Labors of Labor</a> posted at <a href="http://wenchwisdom.blogspot.com/">Wisdom From Wenchypoo&#39;s Mental Wastebasket</a>, saying, &quot;For teens and 20&#39;s kids.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Stephanie</b> presents <a href="http://www.stoptheride.net/2009/08/hard-choices-at-eleven.html">Hard Choices at Eleven</a> posted at <a href="http://www.stoptheride.net/">Stop the Ride!</a>.</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/fico-risk-factor-reason-codes.html">FICO Risk Factor Reason Codes</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Daniel Drew</b> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/406-seize-the-opportunity-of-unsecured-small-business-part-5">Unsecured Small Business Loans</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &quot;&quot;Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit&quot;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/domain-juice-and-authority.html">Domain Juice and Authority</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/link-exchanges-a-warning-to-all-webmasters.html">Link Exchanges &ndash; A Warning to all Webmasters</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/07/seo-musts-when-blogging.html">SEO Must&rsquo;s When Blogging</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/06/canonical-element-and-duplicate-profiles.html">Canconical Element and Duplicate Profiles</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/06/bing-seo-how-does-it-differ-to-google.html">Bing SEO &ndash; How Does it Differ To Google?</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/05/number-1-on-google-is-it-really-that-important.html">Number 1 On Google? Is It Really That Important?</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/05/blogger-or-wordpress-which-is-more-seo-compatible.html">Blogger or WordPress? Which is More SEO Compatible</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/04/local-rank-think-relevancy-think-in-community-links.html">Local Rank &ndash; Think Relevancy &ndash; Think In Community Links</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/04/site-authority-factors-that-matter.html">Site Authority &#8211; The Factors That Matter</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/04/difference-between-page-1-and-2-in.html">The Difference Between Page 1 and 2 In Google?</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/03/quick-look-at-make-money-seos.html">A Quick Look at the &ldquo;Make Money&rdquo; SEO&rsquo;s</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/why-page-rank-means-nothing.html">Why Page Rank Means Nothing</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/seo-blogging-the-power-is-in-the-longtail.html">SEO Blogging &ndash; The Power Is In The Longtail</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/a-few-seo-issues.html">A Few SEO Issues</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/content-distribution-advice.html">Content Distribution Advice</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/search-engine-optimisation-techniques-press-releases.html">Search Engine Optimisation Techniques &ndash; Press Releases</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/02/seo-analytics-understanding-traffic-data-sources.html">SEO Analytics &ndash; Understanding Traffic Data Sources</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/03/search-competition-you-need-to-know-who-and-how.html">Search Competition &ndash; You Need To Know Who and How!</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>Finance Tips 101</b> presents <a href="http://www.financetips101.com/pocket-some-hard-earned-cash-by-saving-on-the-electric-bill.php">Pocket Some Hard Earned Cash By Saving On The Electric Bill</a> posted at <a href="http://www.financetips101.com">Finance Tips 101</a>.</p>
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<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/37533">Change Is Inevitable &#8211; Spending Money Is Optional</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/paypal-adds-fees-really-hopes/">Paypal adds fees, and really hopes you don</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/start-selling-cars-ebay/">GM to start selling cars on ebay?</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/canceling-a-credit-card.html">Canceling A Credit Card</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><b>Billeater</b> presents <a href="http://billeater.com/tips/16-ways-save-money-laundry-day">16 Ways to Save Money on Laundry Day</a> posted at <a href="http://billeater.com">Billeater</a>.</p>
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<p><b>Wise_Bread</b> presents <a href="http://www.wisebread.com/back-to-school-savings-and-diy-projects-for-craft-capable-cheapskates">Back to School: Savings and DIY Projects for Craft Capable Cheapskates</a> posted at <a href="http://www.wisebread.com">Wisebread</a>.</p>
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<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/37697">Determining What Your Current Debt Is</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>Madison</b> presents <a href="http://kidmoney.about.com/b/2009/08/12/back-to-school-opportunities-to-teach-kids-about-money.htm">Back to School Opportunities to Teach Kids About Money</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
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<p><b>Madison</b> presents <a href="http://www.taxgab.com/taxes/state-sales-tax-holidays/">State Sales Tax Holidays</a> posted at <a href="http://www.taxgab.com">Tax Gab</a>.</p>
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<p><b>Tim Grice</b> presents <a href="http://www.seowizz.net/2009/08/directories-dont-work-apparently.html">Directories don&rsquo;t work&hellip;&hellip;Apparently</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>Dominic Joseph</b> presents <a href="http://hubpages.com/hub/Credit-Cards-for-College-Students-Review">Credit Cards for College Students: A credit card review for first timers</a> posted at <a href="http://hubpages.com/profile/madhubber">MadHubber</a>, saying, &quot;This post details the pros and cons of credit cards for college students. Find out how the new credit card laws will affect students beginning on February 22, 2010.&quot;</p>
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<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/37843">Remake Your Life For $22.45</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>Sheila Huggins</b> presents <a href="http://www.mybabysitterplus.com/i-need-a-babysitter-where-do-i-find-one/">I Need a Babysitter</a> posted at <a href="http://www.mybabysitterplus.com">Finding a Babysitter Made Easy</a>, saying, &quot;When you really need a babysitter, is usually when you begin to panic. You might even find that you don&quot;</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/increase-search-traffic-instantly.html">Increase Your Search Traffic Instantly</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/advertisers-journalist-air/">Can advertisers get a</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/tips-surviving-business-school-2/">Tips to Surviving Business School or Undergraduate Life: Books, Textbooks, and Supplies</a> posted at <a href="http://www.thelucrativeinvestor.com">Lucrative Investing</a>.</p>
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<p><b>hotelyboy</b> presents <a href="http://best-hotels.co.cc/adam-eve-hotels-newyear-2008-party-belekantalya-turkey/">Adam</a> posted at <a href="http://best-hotels.co.cc">List Of Best Hotels In The World 2007, 2008, 2009</a>, saying, &quot;Great turkish hotel only for most wealthy people.&quot;</p>
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<p><b>golfer</b> presents <a href="http://golf-swing-basic-technique.hosthost.pl/which-stats-matter-most/">Which Stats Matter Most | Golf Swing Basic Technique</a> posted at <a href="http://golf-swing-basic-technique.hosthost.pl">Golf Swing Basic Technique</a>, saying, &quot;See what kind of stats are best for golf, and make the biggest difference in skillset&quot;</p>
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<p><b>yachts</b> presents <a href="http://yachts.luxury-luxury.pl/the-joys-of-going-on-holiday-to-calahonda-on-the-costa-del-sol/">The Joys Of Going On Holiday To Calahonda, On The Costa Del Sol</a> posted at <a href="http://yachts.luxury-luxury.pl">Custom Super Luxury Yachts</a>, saying, &quot;Great place to visit in the lifetime !&quot;</p>
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<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/your-home-is-not-an-investment.html">Your Home Is Not An Investment</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/dealing-with-collection-agencies-tips-on-handling-collection-agencies/">Dealing with Collection Agencies- Tips on Handling Collection Agencies</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Sometimes bad things happen to good people and find ourselves fighting with collection agencies. Here are some tips on how to deal with Collection Agencies.&quot;</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/20-steps-to-sniff-out-an-seo-scammer.html">20 Steps To Sniff Out An SEO Scammer</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>Jeremy</b> presents <a href="http://www.thecarspot.info/how-to-lower-your-car-insurance-payments/">How to Lower Your Car Insurance Payments</a> posted at <a href="http://www.thecarspot.info">The Car Spot</a>, saying, &quot;A great way to save money is to lower your monthly car insurance payments.&quot;</p>
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<p><b>MatthewPaulson</b> presents <a href="http://www.finetunedfinances.com/2009/08/college-debt-%E2%80%93-work-study-a-unique-solution/">College Debt &#8211; Work Study a Unique Solution</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>.</p>
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<p><b>MatthewPaulson</b> presents <a href="http://www.americanbankingnews.com/2009/08/22/what-to-look-for-other-than-interest-rates-when-shopping-for-an-online-savings-account/">What to Look for Other Than Interest Rates with an Online Bank</a> posted at <a href="http://www.americanbankingnews.com">American Banking News</a>.</p>
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<p><b>Ben</b> presents <a href="http://moneysmartlife.com/save-money-back-to-school-shopping/">7 Ways to Save Money on Back to School Shopping</a> posted at <a href="http://moneysmartlife.com">Money Smart Life</a>.</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/footer-links-suck.html">Footer Links Suck!</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
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<p><b>The Dough Roller</b> presents <a href="http://www.doughroller.net/insurance/health/find-affordable-health-insurance-online/">How to Find Affordable Health Insurance Online</a> posted at <a href="http://www.doughroller.net">The Dough Roller</a>, saying, &quot;Fortunately, there are resources available to help find individual health insurance.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/38187">Bending Time in the World of Finance</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#39;s for you!&quot;</p>
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<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/with-enough-links-anything-will-rank.html">With Enough Links Anything Will Rank!</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>seowizz</b> presents <a href="http://www.seowizz.net/2009/08/the-truth-about-validation.html">The Truth About Validation</a> posted at <a href="http://www.seowizz.net/">Search Engine Optimisation</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/textbook-companies-tricking-your/">How textbook companies are tricking your college</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
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<p><b>Chris McClelland</b> presents <a href="http://www.thelucrativeinvestor.com/things-recession/">5 things the recession put an end to</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
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<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/best-cash-back-credit-cards.html">Best Cash Back Credit Cards</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
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<p><b>Madison</b> presents <a href="http://kidmoney.about.com/od/creditcards/ht/teencredit.htm">Credit Cards for Kids &#8211; How to Introduce the Concept of Credit to Your Kids</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Madison</b> presents <a href="http://www.mydollarplan.com/citi-double-rewards-for-college-student-credit-cards/">Citi Double Rewards for College Student Credit Cards</a> posted at <a href="http://www.mydollarplan.com">My Dollar Plan</a>.</p>
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<p><b>debt kid</b> presents <a href="http://www.debtkid.com/broke-doesn%E2%80%99t-necessarily-equal-bored">Broke Doesn&#39;t Necessarily Equal Bored</a> posted at <a href="http://www.debtkid.com">DebtKid</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Ben</b> presents <a href="http://moneysmartlife.com/college-student-identity-theft/">College Student Identity Theft</a> posted at <a href="http://moneysmartlife.com">Money Smart Life</a>.</p>
<p><!-- Carnival Submission -->
<p><b>MatthewPaulson</b> presents <a href="http://www.finetunedfinances.com/2009/08/things-your-teens-should-know-about-finances/">Things Your Teens Should Know About Finances</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>.</p>
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<p><b>Jenny</b> presents <a href="http://www.stopspendingmoney.net/stop-the-credit-card-madness/">Stop The Credit Card Madness</a> posted at <a href="http://www.stopspendingmoney.net">Stop Spending Money</a>, saying, &quot;If people remembered that buying an item on credit essentially meant paying an extra 20% more for the item, they would be less likely to spend.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Concerning Kids</b> presents <a href="http://www.concerningkids.com/child-obesity-statistics-are-cause-for-concern.php">Child Obesity Statistics Are Cause For Concern</a> posted at <a href="http://www.concerningkids.com">Concerning Kids</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/38592">5 Ways to Increase Your Net Worth Right Now</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#39;re on a money diet. Laugh all the way to the bank with JackSchmidt and SectorMatic.com. It&#39;s for you!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Ray @ Financial Highway</b> presents <a href="http://financialhighway.com/basics-of-credit-score-and-credit-report-and-how-often-to-check/">Basics of Credit Score and Credit Report and How often to Check</a> posted at <a href="http://financialhighway.com">Financial Highway</a>, saying, &quot;Credit reports have become increasing important factor when looking for loans and mortgages, here is a basic overview of what credit report is and how often to check them.&quot;</p>
<p><!-- Carnival Submission -->
<p>presents <a href="http://suevittner.com/wealth-consciousness/napoleon-hill/">Napoleon Hill Speaks On Rare Video&#8230; | suevittner.com</a> posted at <a href="http://suevittner.com">Helping Your Entrepreneurial Spirit Create Self, Create Health and Create Wealth</a>.</p>
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<p><b>The Dough Roller</b> presents <a href="http://www.doughroller.net/smart-spending/cheap-printer-ink-cartridges/">How to Stop Printer Ink Cartridges from Smearing Your Budget</a> posted at <a href="http://www.doughroller.net">The Dough Roller</a>, saying, &quot;At $22 per quarter-ounce, the cost of printer ink cartridges reminds us of why we got that inkjet printer for &quot;free&quot; when we bought our last computer.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Madison</b> presents <a href="http://www.mydollarplan.com/ohio-529-college-advantage-25-100-bonus/">Ohio 529 College Advantage $25 &ndash; $100 Bonus</a> posted at <a href="http://www.mydollarplan.com">My Dollar Plan</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Master Your Card</b> presents <a href="http://masteryourcard.com/blog/2009/09/09/defeat-overdraft-fees-and-debit-card-trickery-using-credit-card-smarts/">Defeat Overdraft Fees and Debit Card Trickery Using Credit Card Smarts</a> posted at <a href="http://masteryourcard.com/blog">Master Your Card</a>, saying, &quot;useful reading for when a kid first opens a checking account&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Mark Aucamp</b> presents <a href="http://talkmoneyblog.co.uk/can-small-businesses-survive-this-recession/">Can small businesses survive this recession?</a> posted at <a href="http://talkmoneyblog.co.uk">Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Mark Aucamp</b> presents <a href="http://talkmoneyblog.co.uk/confidence-is-the-key-to-recovery-from-this-recession/">Confidence is the key to recovery from this recession</a> posted at <a href="http://talkmoneyblog.co.uk">Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog</a>.</p>
<p><!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/roth-ira-account-explained.html">Roth IRA Account Explained</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission -->
<p><b>June Tree</b> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/07/27/savings-account-rates-high-returns/">Savings Account Rates: Where Are The High Returns?</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Discuss savings account rates with your kids.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>TSW Blog</b> presents <a href="http://thesmarterwallet.com/2009/best-high-yield-savings-accounts/">Best High Yield Savings Accounts</a> posted at <a href="http://thesmarterwallet.com">The Smarter Wallet</a>, saying, &quot;Should we talk to our kids about how to save and where to save?&quot;</p>
<p><!-- Carnival Submission -->
<p><b>oneadvice</b> presents <a href="http://www.oneadvice.co.uk/IVAandDebtNews/what-debt-solutions-are-available.html">What Debt Solutions are Available?</a> posted at <a href="http://www.oneadvice.co.uk/">One Advice</a>, saying, &quot;Sometimes, no matter how hard you try, living as frugal as possible isn&#39;t possible without getting some outside help to deal with your debts. But what debt solutions are available and are they even suitable? This article explains the most popular debt solutions for UK readers&#8230;&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Peak Personal Finance</b> presents <a href="http://www.peakpersonalfinance.com/considering-a-health-savings-account/">Considering a Health Savings Account</a> posted at <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>, saying, &quot;Some families can benefit a lot from an HSA.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Allison Johanson</b> presents <a href="http://howtoedu.org/2009/how-to-find-apply-for-weird-college-scholarships/">How to: Find &amp; Apply for Weird College Scholarships</a> posted at <a href="http://howtoedu.org">How To E-D-U</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Finavigation</b> presents <a href="http://finavigation.com/build-wealth">The Basics of Building Wealth</a> posted at <a href="http://finavigation.com">Finavigation</a>, saying, &quot;Building wealth requires that you do some things that are relatively unexciting. This makes it hard for people to stop doing what they aren&rsquo;t supposed to do and start doing what they are.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Matthew Paulson</b> presents <a href="http://www.finetunedfinances.com/2009/11/coupon-savings-revisited-%E2%80%93-mom-feeds-family-of-6-on-4-a-week/">Coupon Savings Revisited &#8211; Mom Feeds Family of 6 on $4 per Week</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>.</p>
<p><!-- Carnival Submission -->
<p><b>docran</b> presents <a href="http://www.squidoo.com/mindflex-game-real">Mindflex game review</a> posted at <a href="http://www.squidoo.com">Restoring Your Finances and Your Faith</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Ahmad</b> presents <a href="http://nerfnstrikecs35.livejournal.com/298.html">Nerf N-Strike CS-35, better than EBF25?</a> posted at <a href="http://nerfnstrikecs35.livejournal.com/">Nerf n strike cs 35</a>.</p>
<p><!-- Carnival Submission -->
<p><b>MatthewPaulson</b> presents <a href="http://www.finetunedfinances.com/2009/12/cut-living-expenses-and-bank-the-savings-for-next-christmas/">Cut Living Expenses And Bank The Savings For Next Christmas</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Peter</b> presents <a href="http://www.biblemoneymatters.com/2010/05/8-things-every-high-school-graduate-must-know-about-money.html">8 Things Every High School Graduate Must Know About Money</a> posted at <a href="http://www.biblemoneymatters.com">Bible Money Matters</a>, saying, &quot;Things every kid should know when they graduate high school.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Big Cajun Man</b> presents <a href="http://www.canajunfinances.com/2010/05/19/registered-disability-savings-plan-the-journey-continued/">Registered Disability Savings Plan the Journey Continued</a> posted at <a href="http://www.canajunfinances.com">Canadian Personal Finance Blog</a>, saying, &quot;The continuing story of my attempts to open and put money into a Registered Disability Savings Plan (RDSP) in Canada for my son&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Silicon Valley Blogger</b> presents <a href="http://www.thedigeratilife.com/blog/best-student-credit-cards-college-students/">Best Student Credit Cards For College Students</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Are there any credit cards suitable for our kids or the younger generation? There may be. Some credit cards now offer better terms for good financial behavior.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Michael Pruser</b> presents <a href="http://www.doughroller.net/reviews/50-unbelievable-things-you-can-buy-for-5/">50 Unbelievable Things You Can Buy For $5</a> posted at <a href="http://www.doughroller.net">The Dough Roller</a>, saying, &quot;Some pretty neat and inexpensive things you can do for $5.&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jason Delay</b> presents <a href="http://www.sellcollegetextbooks.org/blog/2010/top-10-places-to-resell-your-textbooks/">Top 10 Places to Resell Your Textbooks</a> posted at <a href="http://www.sellcollegetextbooks.org">Jason Delay</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Marcus Arkan</b> presents <a href="http://www.syndicatemortgages.com/blog/understand-the-a-to-z-of-home-mortgage-canada">Understand The A To Z Of Home Mortgage Canada</a> posted at <a href="http://www.syndicatemortgages.com">SMI Blog</a>, saying, &quot;Syndicate Mortgages provides Mortgage Canada News, and updates! And the Best Mortgage Canada Rates in today&#39;s Market, no wonder more and more Canadians choose Syndicate Mortgages for all their Canada Mortgage needs!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Amy Porter</b> presents <a href="http://www.equinaut.net/?p=858">The Art of Detaching From Our Stuff</a> posted at <a href="http://www.equinaut.net">Equinaut</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Estate Yard</b> presents <a href="http://www.estateyard.com/what-they-dont-tell-you-when-youre-studying-to-become-a-licensed-realtor/">What they don&#39;t tell you when you&#39;re studying to become a licensed Realtor</a> posted at <a href="http://www.estateyard.com">Estate Yard .com</a>, saying, &quot;Have a child who&#39;s thinking about pursuing a career in real estate? Have them read this article first!&quot;</p>
<p><!-- Carnival Submission -->
<p><b>Jailan Marie</b> presents <a href="http://www.matteventoff.com/the-power-of-words.html">The Power of Words | Matt Eventoff</a> posted at <a href="http://www.matteventoff.com">Communication3.0</a>.</p>
<p><!-- Carnival Submission -->
<p><b>Kevin Poulis</b> presents <a href="http://www.sitetally.com/parentsconnect-com-were-not-perfect-were-parents/">ParentsConnect.com &ndash; We&rsquo;re Not Perfect, We&rsquo;re Parents</a> posted at <a href="http://www.sitetally.com">SiteTally.com</a>.</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->
<p>That concludes this edition. Submit your blog article to the next edition of <b>kids and money</b> using our <a href="http://blogcarnival.com/bc/submit_3789.html" target="_blank" title="Submit an entry to “kids and money”">carnival submission form</a>. Past posts and future hosts can be found on our <a href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank" title="Blog Carnival index for “kids and money”"> blog carnival index page</a>.</p>
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<p>Technorati tags: <!-- add your technorati tags here! --><a href="http://technorati.com/tag/kids+and+money" rel="tag">kids and money</a>, <a href="http://technorati.com/tag/blog+carnival" rel="tag">blog carnival</a>.</p>
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		<title>Kids and Money &#8212; July 15, 2009</title>
		<link>http://money-hacks.com/1326/kids-and-money-july-15-2009/</link>
		<comments>http://money-hacks.com/1326/kids-and-money-july-15-2009/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 17:26:39 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Financial Tools]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Mortgage Meltdown]]></category>
		<category><![CDATA[Real Estate]]></category>
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		<category><![CDATA[blog carnival]]></category>
		<category><![CDATA[kids and money blog carnival]]></category>

		<guid isPermaLink="false">http://www.money-hacks.com/?p=1326</guid>
		<description><![CDATA[Welcome to the July 15, 2009 edition of kids and money. Madison presents Summer Jobs for 11 Year Olds &#8211; Jobs for 11 Year Olds posted at Kids and Money. Madison presents Student Loan Rates Will Drop to All Time Low posted at My Dollar Plan. Finance Tips 101 presents Car Donations ? Knowing The [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to the July 15, 2009 edition of kids and money.</p>
<p><!-- Carnival Submission --><strong>Madison</strong> presents <a href="http://kidmoney.about.com/od/jobsforkids/tp/summer-jobs-for-11-year-olds.htm">Summer Jobs for 11 Year Olds &#8211; Jobs for 11 Year Olds</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
<p><!-- Carnival Submission --><strong>Madison</strong> presents <a href="http://www.mydollarplan.com/student-loan-rates-will-drop-to-all-time-low/">Student Loan Rates Will Drop to All Time Low</a> posted at <a href="http://www.mydollarplan.com/">My Dollar Plan</a>.</p>
<p><!-- Carnival Submission --><strong>Finance Tips 101</strong> presents <a href="http://www.financetips101.com/car-donations-knowing-the-facts.php">Car Donations ? Knowing The Facts</a> posted at <a href="http://www.financetips101.com/">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission --><strong>Ishan @ ILoveFreeSoftware</strong> presents <a href="http://www.ilovefreesoftware.com/21/articles/how-to-setup-virtual-fax-machine-for-free.html">How to Setup Virtual Fax Machine for Free</a> posted at <a href="http://www.ilovefreesoftware.com/">I Love Free Software</a>, saying, &#8220;Having a regular fax machine is expensive. The best alternative is to use Online fax services. However, most of the fax services come with a monthly fee. In this article I explain how to setup your own free online fax service completely free. No registration fee, no monthly fee, no setup charges. Totally Free.&#8221;<br />
<em><strong>Yeah, not kids and money per se, but certainly a tip I wanted to pass along. FREE nowadays is a good thing (always has been, I suppose).</strong></em></p>
<p><!-- Carnival Submission --><strong>Pamela Parker</strong> presents <a href="http://pamelaparker.typepad.com/legacy_/2009/06/four-deaths-four-different-reasons-to-plan.html">Four Deaths, Four Different Reasons to Plan</a> posted at <a href="http://pamelaparker.typepad.com/legacy_/">Legacy</a>.</p>
<p><!-- Carnival Submission --><strong>Cindy Morus, The Money Mender</strong> presents <a href="http://www.mendyourmoney.com/1272/did-your-bank-flip-you-the-bird/">Did Your Bank Flip You</a> posted at <a href="http://www.mendyourmoney.com/">Mend Your Money.com</a>.</p>
<p><!-- Carnival Submission --><strong>Barry</strong> presents <a href="http://associatemoney.com/2009/06/learn-to-survive-on-100-grocery-budget.html">Learn To Survive On A $100 Grocery Budget</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission --><strong>Steven Chang</strong> presents <a href="http://www.moolahblog.com/truth-about-money.php">The Truth About Money &#8211; Money Blog &#8211; Money Making Tips and Money Management</a> posted at <a href="http://www.moolahblog.com/">Money Making Tips and Money Management</a>, saying, &#8220;I hope this short blog post about wealth getting and preservation will benefit your readers.&#8221;</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/long-run-college-will-hurting/">In the long run, college will end up hurting your savings.</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/untimely-death-celebrities-turned/">The untimely death of celebrities has turned into quite a lucrative business</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/34575">7 Tools For Your Money Belt</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;SectorMatic Money Site &#8211; Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/average-credit-score.html">What is the Average Credit Score?</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Ray @ Financial Highway</strong> presents <a href="http://financialhighway.com/debt-reduction-financial-planning-guide-step-10/">Debt Reduction-Financial Planning Guide Step 10</a> posted at <a href="http://financialhighway.com/">Financial Highway</a>, saying, &#8220;Debt Reduction is the first step in building wealth, here are some strategies that can help you reduce your debt.&#8221;</p>
<p><!-- Carnival Submission --><strong>Bobby Leong</strong> presents <a href="http://globaldomainsinternationaltips.com/tissa-godavitarne-gdi-leaderboard/">Tissa Godavitarne GDI Leaderboards Home Business</a> posted at <a href="http://globaldomainsinternationaltips.com/">Global Domains International Tips</a>.</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/34677">Put A Little Passion In Your Wallet</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>.</p>
<p><!-- Carnival Submission --><strong>Praveen</strong> presents <a href="http://simple-trading-system.blogspot.com/2009/07/students-beware-colleges-tuition-loans.html">Students Beware!  Colleges, Tuition, Loans, and Debt &#8211; Will Education Follow the Housing Bust?</a> posted at <a href="http://simple-trading-system.blogspot.com/">My Simple Trading System</a>.</p>
<p><!-- Carnival Submission --><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/04/24/myfico-score-watch-equifax-credit-score-monitoring-service/">myFICO Score Watch: Equifax Credit Score Monitoring</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;Teach your kids the basics of credit and credit scores.&#8221;</p>
<p><!-- Carnival Submission --><strong>Joshua</strong> presents <a href="http://www.family-and-parenting.com/re-using-for-the-family-budget/">Re-Using For The Family Budget</a> posted at <a href="http://www.family-and-parenting.com/">Family and Parenting</a>, saying, &#8220;Recycling is not only good for the environment but also good for your family finances.&#8221;</p>
<p><!-- Carnival Submission --><strong>Finance Tips 101</strong> presents <a href="http://www.financetips101.com/tips-to-help-you-qualify-for-a-home-mortgage.php">Tips To Help You Qualify For A Home Mortgage | Finance Tips 101</a> posted at <a href="http://www.financetips101.com/">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission --><strong>One Family</strong> presents <a href="http://www.onefamilysblog.com/2009/07/southwest-airlines-luv-stock-analysis.html">Southwest Airlines (LUV) – Stock Analysis</a> posted at <a href="http://www.onefamilysblog.com/">One Family&#8217;s Blog</a>, saying, &#8220;An analysis of Southwest Airlines (LUV) stock.&#8221;</p>
<p><!-- Carnival Submission --><strong>Nancy Miller</strong> presents <a href="http://accreditedonlinephduniversities.com/the-problems-of-implementing-ict-in-secondary-education/">The Problems of Implementing ICT in Secondary Education</a> posted at <a href="http://accreditedonlinephduniversities.com/">Accredited Online PHD Universities</a>.</p>
<p><!-- Carnival Submission --><strong>josh andreson</strong> presents <a href="http://flashmediapackaging.wordpress.com/2009/07/08/all-boxed-up-types-of-flash-media-packaging/">All Boxed Up: Types of Flash Media Packaging</a> posted at <a href="http://flashmediapackaging.wordpress.com/">Flash Media Packaging</a>.<br />
<em><strong>Another non-kids and money topic, but interesting nonetheless. I use flash media all the time. It&#8217;s awesome. And really cheap. I can see a day really soon where ALL your day-to-day data (including OS) is on a stick.</strong></em></p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/34996">Real Estate: The Time to &#8220;Buy Low&#8221; Is Now</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>.</p>
<p><!-- Carnival Submission --><strong>Martin Russell</strong> presents <a href="http://www.wordofmouthmagic.com/conspiracy-of-the-rich-a-review/">“Conspiracy of the Rich”- A Review</a> posted at <a href="http://www.wordofmouthmagic.com/">Word of Mouth Marketing</a>.</p>
<p><!-- Carnival Submission --><strong>KCLau</strong> presents <a href="http://kclau.com/make-money-tips/bfm-interview/">MoneyWise Interview on BFM 89.9 &#8211; The Business Station</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;was chatting with Patrick Michael on Business FM (BFM) 89.90 &#8211; The Business Station yesterday regarding some money lessons we can learn from watching the Transformers movies&#8221;</p>
<p><!-- Carnival Submission --><strong>Save Money</strong> presents <a href="http://www.howisavemoney.net/finances/revising-simplifying-budget-one/">Revising and Simplifying My Budget (One More Time)</a> posted at <a href="http://www.howisavemoney.net/">How I Save Money.net</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/estate-lessons-learn-from-michael/">Estate lessons we can all learn from Michael Jackson</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.<br />
<strong><em>It&#8217;s amazing to me how MJ&#8217;s demise has inspired all sorts of stories. I hate to think what&#8217;s going to happen to me, my stuff, and my family when I die, EVEN with a will. I guess there&#8217;s one good thing about not being rich and/or famous &#8212; nobody&#8217;s probably going to contest my will or challenge any trusts I set up&#8230;small victories&#8230;</em></strong></p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/your-credit-score-soon-lead/">Your credit score may soon lead to targeted Google ads</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>PicktheBrain</strong> presents <a href="http://onlinedoctoralprograms.org/top-10-ways-for-grad-students-to-save-cash/">Top 10 Ways for Grad Students to Save Cash</a> posted at <a href="http://onlinedoctoralprograms.org/">Online Doctoral Programs</a>.</p>
<p><!-- Carnival Submission --><strong>Dan</strong> presents <a href="http://www.mydadblog.com/birthday-party-home-which-is-better/">Kids Birthday Parties &#8211; Better at Home or Out for Theme Party? | My Dad Blog</a> posted at <a href="http://www.mydadblog.com/">My Dad Blog</a>, saying, &#8220;This article considers the pros/cons of home birthday parties vs. themed parties like Bounce-U and Little Gym with topics spanning costs, convenience and fun.&#8221;<br />
<em><strong>This is timely for me personally. I have a soon-to-be 2-year-old&#8230;last year, we had a party at a park. Happened to be the hottest day of the year (110)! It would have been nice to be able to go inside and get out of the heat. But then again, our house is too small to contain more than 6-8 people (somewhat comfortably), so our giant gathering would have had to take turns. I really like the idea of the Party Palooza type places.</strong></em></p>
<p><!-- Carnival Submission --><strong>Daniel Drew</strong> presents <a href="http://unsecuredbizloan.com/blog/35-business-loans/398-line-of-credit">Line of Credit</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &#8220;&#8221;Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit&#8221;"</p>
<p><!-- Carnival Submission --><strong>Ray @ Financial Highway</strong> presents <a href="http://financialhighway.com/canadian-discount-brokerage-review-and-comparison/">Canadian Discount Brokerage Review and Comparison for TFSA and RRSP</a> posted at <a href="http://financialhighway.com/">Financial Highway</a>, saying, &#8220;A look at Canadian Discount Brokers&#8221;</p>
<p><!-- Carnival Submission --><strong>Brian McKay</strong> presents <a href="http://www.monitorbankrates.com/personal-finance/flexible-spending-account-for-dependent-care-4519">Flexible Spending Account (FSA) for Dependent Care</a> posted at <a href="http://www.monitorbankrates.com/">MonitorBankRates.com</a>, saying, &#8220;A dependent care flexible spending Account (FSA) allows you to save money pretax to pay for dependent care in the process also lowering your taxable income.&#8221;</p>
<p><!-- Carnival Submission --><strong>Billeater</strong> presents <a href="http://billeater.com/tips/dorm-life-cheap-college-living-tips">Dorm Life &#8211; Cheap College Living Tips</a> posted at <a href="http://billeater.com/">Billeater</a>.</p>
<p><!-- Carnival Submission --><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/05/29/balance-transfer-credit-card-tips-facts/">Balance Transfer Credit Card Tips, Facts and Traps</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;One important area of finance to teach kids about? The use of credit cards. Here is some coverage on balance transfer cards to teach your kids.&#8221;<br />
<em><strong>Credit nowadays is a necessity. But I wish it wasn&#8217;t. So easy to spend beyond your means.</strong></em></p>
<p><!-- Carnival Submission --><strong>The Smarter Wallet</strong> presents <a href="http://thesmarterwallet.com/2009/best-security-software-computer/">Best Security Software For Your Computer</a> posted at <a href="http://thesmarterwallet.com/">The Smarter Wallet</a>, saying, &#8220;We all need to protect our computers, even the ones used by our families.  Here&#8217;s how to do it!&#8221;</p>
<p><!-- Carnival Submission --><strong>Banker Saver</strong> presents <a href="http://bankersaver.com/how-safe-is-your-retirement-fund/">How Safe Is Your Retirement Fund?</a> posted at <a href="http://bankersaver.com/">Banker Saver</a>, saying, &#8220;Retirement is a ways away for your kids, but it&#8217;s something they should understand early on. Investing as early as possible pays off.&#8221;</p>
<p><!-- Carnival Submission --><strong>Ray</strong> presents <a href="http://www.creditbluebook.com/costco-executive-membership-is-it-worth-it/">Is A Costco Executive Membership Worth It?</a> posted at <a href="http://www.creditbluebook.com/blog/">Money Blue Book</a>.</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->That concludes this edition.  Submit your blog article to the next edition of <strong>kids and money</strong> using our <a title="Submit an entry to “kids and money”" href="http://blogcarnival.com/bc/submit_3789.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “kids and money”" href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/kids+and+money">kids and money</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</p>
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		<title>Money Hacks &#8212; June 29, 2009</title>
		<link>http://money-hacks.com/1012/money-hacks-june-29-2009/</link>
		<comments>http://money-hacks.com/1012/money-hacks-june-29-2009/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 12:01:13 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[money hacks]]></category>

		<guid isPermaLink="false">http://www.money-hacks.com/?p=1012</guid>
		<description><![CDATA[Welcome to the June 29, 2009 edition of kids and money. KCLau presents Why Robert T. Kiyosaki is a best-selling author? posted at KCLau&#8217;s Money Tips, saying, &#8220;Robert T. Kiyosaki is the best personal finance author I follow. I started reading his books back in 1999. Although some reviews you found written by readers on [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to the June 29, 2009 edition of kids and money.</p>
<p><!-- Carnival Submission --><strong>KCLau</strong> presents <a href="http://kclau.com/book-reviews/robert-kiyosaki/">Why Robert T. Kiyosaki is a best-selling author?</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;Robert T. Kiyosaki is the best personal finance author I follow. I started reading his books back in 1999. Although some reviews you found written by readers on Amazon say that he keeps repeating most of the points, I still find them interesting every time. It works as a revision whenever he repeats.&#8221;</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/five-worst-things-when-debt/">The Top Five Worst Things to Do When in Debt</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/marketing-minute-with-jennifer/">Marketing Minute with Jennifer: The Marketing Mix and Q</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Jeff Rose</strong> presents <a href="http://www.goodfinancialcents.com/illinois-529-college-savings-plan-options-bright-start-directions/">529 College Savings Plan Options For Illinois</a> posted at <a href="http://www.goodfinancialcents.com/">Jeff Rose</a>.</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/33161">7 Keys to Financial Survival</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;Personal Finance &#8211; Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/lowest-foreign-transaction-fee.html">Lowest Foreign Transaction Fee</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Patrick @ Cash Money Life</strong> presents <a href="http://cashmoneylife.com/2009/06/01/essential-tips-for-new-parents/">Essential Money Tips for New Parents</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &#8220;Essential personal finance topics for first time parents.&#8221;</p>
<p><!-- Carnival Submission --><strong>Leave Debt Behind</strong> presents <a href="http://www.leavedebtbehind.com/budgeting/how-to-develop-budgeting-for-the-family-vacation/">How to Develop Budgeting for The Family Vacation</a> posted at <a href="http://www.leavedebtbehind.com/">Leave Debt Behind</a>.</p>
<p><!-- Carnival Submission --><!-- Carnival Submission --><strong>Vicky</strong> presents <a href="http://www.medankota.com/life-gonna-greater/">Why the Rich Get Richer</a> posted at <a href="http://www.medankota.com/">Medan Kota</a>.</p>
<p><!-- Carnival Submission --><strong>Jim DeSantis</strong> presents <a href="http://on-line-tribune-family-life.blogspot.com/2009/06/low-cost-accident-insurance-for.html">Blog Carnival &#8211; Submit an Article to a Carnival</a> posted at <a href="http://on-line-tribune-family-life.blogspot.com/">Free Family Budgeting eBook from On Line Tribune</a>, saying, &#8220;Have you thought about providing financial security for your children in case they are seriously injured in an accident of any kind? The possibility of an accident putting your child in a wheelchair for life, is not one that anyone likes to think about. But, not thinking about the possibility does not take that chance away.&#8221;</p>
<p><!-- Carnival Submission --><strong>Finance Tips 101</strong> presents <a href="http://www.financetips101.com/credit-repair-companies-buyer-beware.php">Credit Repair Companies: Buyer Beware</a> posted at <a href="http://www.financetips101.com/">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/beware-shifty-credit-related-phone/">Beware of Shifty Credit Related Phone Calls</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/saving-economy/">Saving: Bad for the Economy?</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/33502">How to Drive Ahead Through Tough Financial Times</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;SectorMatic Money Journal &#8211; Personal Finance: Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you live on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic.&#8221;</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/33504">Freebies Au Natural About In Your Town</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;SectorMatic Money Journal &#8211; Personal Finance: Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/ally-bank-review.html">Ally Bank Review</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/06/08/529-college-savings-plan-tax-advantages/">Tax Advantages of 529 Plans</a> posted at <a href="http://militaryfinancenetwork.com/">Military Finance Network</a>, saying, &#8220;Tax advantages for the 529 College Savings plan.&#8221;</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/33550">Got Big Feet? You&#8217;ll Just Have to Pay the Man!</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;SectorMatic &#8211; Personal Finance: Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>KCLau</strong> presents <a href="http://kclau.com/investment/best-investment/">What is the best investment?</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;The best investment comes in many forms. I was frequently asked this same question over and over again. Let’s see how some successful people answer the same question&#8221;</p>
<p><!-- Carnival Submission --><strong>pankaj gupta</strong> presents <a href="http://www.bestonlineaccountingdegrees.com/how-to-get-a-free-business-degree-with-open-courseware/">How to Get a Free Business Degree? (with Open Courseware)</a> posted at <a href="http://www.bestonlineaccountingdegrees.com/">Best online accounting degrees</a>.</p>
<p><!-- Carnival Submission --><strong>O.</strong> presents <a href="http://www.ruleyourmoney.com/2009/05/it-pays-to-wait/">It Pays To Wait</a> posted at <a href="http://www.ruleyourmoney.com/">Rule Your Money!</a>.</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/33779">Making Money? &#8220;Trust Me: I&#8217;m In Real Estate&#8221;</a></p>
<p><!-- Carnival Submission --><strong>David Franklin</strong> presents <a href="http://makemoneyhomecourse.com/three-ways-to-make-money-from-home">Three Ways to Make Money from Home</a> posted at <a href="http://makemoneyhomecourse.com/">Make Money From Home</a>, saying, &#8220;This article contains three useful tips that anyone can use to make money from home. I believe it would be a nice addition to your upcoming blog carnival.&#8221;</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>leadgener</strong> presents <a href="http://leadgeneration.costsegregation.eu/jim-cramer-on-real-estate/">Jim Cramer on Real Estate | Real Estate Lead Generation Reviews</a> posted at <a href="http://leadgeneration.costsegregation.eu/">Real Estate Lead Generation Reviews</a>, saying, &#8220;Jim Cramer tells his thought on Real Estate and how to make money from that in current times.&#8221;</p>
<p><!-- Carnival Submission --><strong>realestate</strong> presents <a href="http://leadgeneration.costsegregation.eu/poly-real-estate-property-sales-rise-in-may-to-42-billion-yuan-bloomberg/">Poly Real Estate Property Sales Rise in May to 4.2 Billion Yuan (Bloomberg) | Real Estate Lead Generation Reviews</a> posted at <a href="http://leadgeneration.costsegregation.eu/">Real Estate Lead Generation Reviews</a>, saying, &#8220;Poly Real Estate Property Sales Rise in May to 4.2 Billion Yuan this is a nice amount of money !&#8221;</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>Bob Brooks</strong> presents <a href="http://blog.prudentmoney.com/2009/06/18/a-charge-to-dadsand-myself/">A Charge to Dads &amp; Myself</a> posted at <a href="http://blog.prudentmoney.com/">Bob Brooks &#8211; Prudent Money Blog</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/stocks-retire/">Stocks to Retire On</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/tighter-credit-permanent/">Tighter Credit Permanent?</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Kerry Fletcher</strong> presents <a href="http://www.examiner.com/examiner/x-11869-Houston-Interior-Decorating-Examiner%7Ey2009m6d11-City-or-suburbs">City or suburbs</a> posted at <a href="http://www.examiner.com/x-11869-Houston-Interior-Decorating-Examiner">Houston Interior Decorating Examiner</a>.</p>
<p><!-- Carnival Submission --><strong>Susan Saverton</strong> presents <a href="http://www.financialplannerpasadena.com/financial-planning-investment-management-efficiency-24.htm">9- Efficiency of Personal Investing Strategies</a> posted at <a href="http://www.financialplannerpasadena.com/">Pasadena Financial Planner</a>, saying, &#8220;When pursuing optimal financial planning and investing strategies and controlling your costs and capital gains taxes, you also need to establish a time-efficient system to monitor, adjust, and adhere to your financial plan. You need to control and limit the time that you spend on your financial planning, and you need to focus your planning efforts on the most effective activities.&#8221;</p>
<p><!-- Carnival Submission --><strong>Noload Bonds</strong> presents <a href="http://www.bondmarketindexfund.com/bond-mutual-fund-fees-3.htm">Bond Mutual Fund Fees</a> posted at <a href="http://www.bondmarketindexfund.com/">Bond Market Index Funds</a>, saying, &#8220;Simply put, if you pay higher bond mutual fund fees, then these bond management expenses tend just to be a deadweight loss to you. The best bond fund buying strategy is to pick only very low-cost no load bond funds.&#8221;</p>
<p><!-- Carnival Submission --><strong>Top 10 Index Funds</strong> presents <a href="http://www.500indexfund.com/top-10-sp-500-index-funds-9.htm">Top 10 S and P 500 Index Funds</a> posted at <a href="http://www.500indexfund.com/">NO LOAD INDEX FUND</a>, saying, &#8220;Buy these top 10 very low cost no load S&amp;P 500 index mutual funds directly. You do not have to pay the heavy added expenses of buying through a stock broker, financial adviser, investment adviser, or investment counselor.&#8221;</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/smart-money-2009-best-online-brokers.html">Smart Money 2009 Best Online Brokers</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Gerard</strong> presents <a href="http://happykidsforlife.blogspot.com/2009/06/tips-for-raising-happy-children.html">Tips For Raising Happy Children</a> posted at <a href="http://happykidsforlife.blogspot.com/">Happy Kids For Life</a>.</p>
<p><!-- Carnival Submission --><strong>brian young</strong> presents <a href="http://retailsecurityproducts.wordpress.com/2009/06/19/how-retail-security-should-keep-your-business-safe/">How Retail Security Should Keep Your Business Safe</a> posted at <a href="http://retailsecurityproducts.wordpress.com/">Retail Security Products</a>.</p>
<p><!-- Carnival Submission --><strong>Ray @ Financial Highway</strong> presents <a href="http://financialhighway.com/bad-credit-loans-tips-on-how-to-spot-scams/">Bad Credit Loans-Tips on How to Spot Scams</a> posted at <a href="http://financialhighway.com/">Financial Highway</a>, saying, &#8220;Tips on how to spot loan scams.&#8221;</p>
<p><!-- Carnival Submission --><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/best-savings-account/">What’s The Best Savings Account?</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;A great way to start teaching a child how to save is to help him or her open an account with an online bank where they can review their information online and watch their savings grow. Ally Bank provides some pretty good products for this purpose.&#8221;</p>
<p><!-- Carnival Submission --><strong>Madison</strong> presents <a href="http://kidmoney.about.com/od/jobsforkids/tp/summer-jobs-for-11-year-olds.htm">Summer Jobs for 11 Year Olds &#8211; Jobs for 11 Year Olds</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
<p><!-- Carnival Submission --><strong>Barry</strong> presents <a href="http://associatemoney.com/2009/06/tips-to-pay-your-bills-on-time.html">Tips To Pay Your Bills On Time</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/34206">10 Ways to Fuel Your Own Economy</a>.</p>
<p><!-- Carnival Submission --><strong>Mike Pastore</strong> presents <a href="http://www.mikesmillions.com/blog/2009/06/20/teach-kids-money/">Make Sure You Teach Your Kids About Money</a> posted at <a href="http://www.mikesmillions.com/blog">Mikes Millions.com</a>.</p>
<p><!-- Carnival Submission --><strong>aruntheace</strong> presents <a href="http://www.moneyfellas.com/making-money-with-youtube/">Making money with youtube</a> posted at <a href="http://www.moneyfellas.com/">Money Fellas</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/being-lazy-costing-money/">Being lazy is costing you money!</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/life-settlement-scams-could-lead/">Life settlement scams could lead to another subprime fiasco.</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/how-debt-settlement-works.html">How Debt Settlement Works</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Ray @ Financial Highway</strong> presents <a href="http://financialhighway.com/honeymoon-planning-tips/">Honeymoon Planning Tips</a> posted at <a href="http://financialhighway.com/">Financial Highway</a>, saying, &#8220;It&#8217;s wedding and honeymoon planning season, here are some tips to make honeymoon planning easier for you.&#8221;</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->That concludes this edition.  Submit your blog article to the next edition of <strong>kids and money</strong> using our <a title="Submit an entry to “kids and money”" href="http://blogcarnival.com/bc/submit_3789.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “kids and money”" href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/kids+and+money">kids and money</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</p>
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		<title>Kids and Money &#8212; June 15, 2009</title>
		<link>http://money-hacks.com/827/kids-and-money-june-15-2009/</link>
		<comments>http://money-hacks.com/827/kids-and-money-june-15-2009/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 23:20:07 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Earn]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Financial Tools]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[Preserve]]></category>
		<category><![CDATA[Save]]></category>
		<category><![CDATA[Spend]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.money-hacks.com/?p=827</guid>
		<description><![CDATA[Welcome to the June 15, 2009 edition of kids and money. Cash Tree presents Baby Clothes &#8211; Why Organic Is Better For Your Baby posted at Organic Baby Wearhouse, saying, &#8220;&#8221;Many of us know of the ecological impact of producing non organic cotton baby clothes (where cotton crops account for 25% of the worlds pesticides [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to the June 15, 2009 edition of kids and money.</p>
<p><!-- Carnival Submission --><strong>Cash Tree</strong> presents <a href="http://blog.organicbabywearhouse.com/general/baby-clothes-why-organic/">Baby Clothes &#8211; Why Organic Is Better For Your Baby</a> posted at <a href="http://blog.organicbabywearhouse.com/">Organic Baby Wearhouse</a>, saying, &#8220;&#8221;Many of us know of the ecological impact of producing non organic cotton baby clothes (where cotton crops account for 25% of the worlds pesticides and 10% of the worlds insecticides each year). The question we hear often is are there really any actual health benefits for buying organic baby clothes. And the answer is Yes, organic baby clothes are better for your baby!&#8221;"</p>
<p><!-- Carnival Submission --><strong>Daniel Drew</strong> presents <a href="http://www.unsecuredbizloan.com/blog/35-business-loans/294-my-business-is-doing-well-should-i-choose-an-sba-loan">My business is doing well, should I choose an SBA Loan?</a> posted at <a href="http://www.unsecuredbizloan.com/">My Business is doing well should I choose an SBA Loan?</a>, saying, &#8220;The reasons for getting an SBA Loan and how to get one. Also visit http://www.unsecuredbizloan.com to pre-qualify for an SBA Loan!&#8221;</p>
<p><!-- Carnival Submission --><strong>Darwin</strong> presents <a href="http://www.darwinsfinance.com/investment-club-sounds-great/">Start an Investment Club: How To, Rules and Reality Checks</a> posted at <a href="http://www.darwinsfinance.com/">Darwin&#8217;s Finance</a>, saying, &#8220;With an investment club being a beginner&#8217;s way into investing, this comprehensive &#8216;how-to&#8217; and reality check investment clubs is a must-read for young investors.&#8221;</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/32493">Blog Carnival &#8211; Submit an Article to a Carnival</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;Personal Finance &#8211; Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/recent-college-graduates-prepare/">Recent College Graduates, Prepare to Starve</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/some-markets-grads/">Some job markets for new grads</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/how-to-build-your-credit-history-with-tradelines.html">How to Build Your Credit History with Tradelines</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Jim DeSantis</strong> presents <a href="http://on-line-tribune-family-life.blogspot.com/2009/05/self-control-and-saving-money.html">3 Keys To Self-Control and Saving Money</a> posted at <a href="http://on-line-tribune-family-life.blogspot.com/">On Line Tribune | Family Life</a>, saying, &#8220;Lack of self-control when it comes to money is a common pitfall for most people. Often, when people come into an extra amount of money, they have this tendency to rush out and instantly satisfy the irresistible urge to splurge on anything they lay their eyes on. This is a very costly mistake from a number of aspects. Sometimes people fail to recognize the idea that the future has to be considered, too, whenever spending and saving enter the picture.&#8221;</p>
<p><!-- Carnival Submission --><strong>Savings Toolbox</strong> presents <a href="http://www.savingstoolbox.com/2009/05/15/should-you-switch-to-a-credit-union-to-save/">Should You Switch to a Credit Union to Save?</a> posted at <a href="http://www.savingstoolbox.com/">Savings Toolbox</a>.</p>
<p><!-- Carnival Submission --><strong>costseg</strong> presents <a href="http://costsegregation.eu/cost-segregation-audit-techniques-guide/">Cost Segregation Audit Techniques Guide | Society of Cost Segregation Audit Techniques Guide</a> posted at <a href="http://costsegregation.eu/">Cost Segregation Audit Techniques Guide</a>, saying, &#8220;How do Cost Segregation Audit Techniques Guides work in real-estate this days and how can you save tax money with them.&#8221;</p>
<p><!-- Carnival Submission --><strong>Leave Debt Behind</strong> presents <a href="http://www.leavedebtbehind.com/budgeting/starting-a-budget-for-your-family/">Starting a Budget for Your Family</a> posted at <a href="http://www.leavedebtbehind.com/">Leave Debt Behind</a>.</p>
<p><!-- Carnival Submission --><strong>Barry</strong> presents <a href="http://associatemoney.com/2009/05/saving-money-at-amusement-park.html">Saving Money At The Amusement Park</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission --><strong>Brad Chaffee</strong> presents <a href="http://www.enemyofdebt.com/2009/05/your-children-will-handle-money-the-way-you-handle-money/">Your Children Will Handle Money, The Way You Handle Money</a> posted at <a href="http://www.enemyofdebt.com/">Enemy of Debt</a>, saying, &#8220;Thank You!&#8221;</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/32619">Health Insurance Can Improve Your Love Life</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;Personal Finance &#8211; Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank wiht Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>Madison</strong> presents <a href="http://www.mydollarplan.com/how-is-your-lending-club-account-doing/">How is your Lending Club Account Doing?</a> posted at <a href="http://www.mydollarplan.com/">My Dollar Plan</a>.</p>
<p><!-- Carnival Submission --><strong>SpendingIt</strong> presents <a href="http://www.spendingit.com/opportunities-to-save-money/">The Three Biggest Opportunities to Save Money</a> posted at <a href="http://www.spendingit.com/">Spending It</a>.</p>
<p><!-- Carnival Submission --><strong>Christopher B Williams</strong> presents <a href="http://www.dollars2wealth.net/business-loans">Business Loans</a> posted at <a href="http://www.dollars2wealth.net/">Dollars2wealth</a>.</p>
<p><!-- Carnival Submission --><strong>Christopher B Williams</strong> presents <a href="http://www.dollars2wealth.net/credit-cards">Credit Cards</a> posted at <a href="http://www.dollars2wealth.net/">Dollars2wealth</a>.</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>KCLau</strong> presents <a href="http://kclau.com/make-money-tips/pawnbroker/">Easy Pawn Shops &#8211; Do you need to Pawn?</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;Pros and cons of pawning&#8221;</p>
<p><!-- Carnival Submission --><strong>marjorie</strong> presents <a href="http://www.wealthjunkies.com/money/billmyparents-your-kids-can-shop-online/">BillMyParents: Your Kids Can Shop Online</a> posted at <a href="http://www.wealthjunkies.com/">Wealth Junkies</a>, saying, &#8220;BillMyParents allows kids to shop online without having to use their parents&#8217; credit card. When they find something they want, they can send a request through BillMyParents. Parents receive the requests and can decide from there whether to approve or deny the purchase.&#8221;</p>
<p><!-- Carnival Submission --><strong>Verna Morris</strong> presents <a href="http://etfdb.com/2009/how-to-build-your-own-ivy-endowment-portfolio-using-etfs/">How to Build Your Own Ivy Endowment Portfolio Using ETFs</a> posted at <a href="http://etfdb.com/">ETFdb</a>.</p>
<p><!-- Carnival Submission --><strong>Wealth-Ed</strong> presents <a href="http://wealth-ed.com/2009/05/20/can-american-banks-regain-former-glory/">Can American Banks Bounce Back</a> posted at <a href="http://wealth-ed.com/">Wealth Education &#8211; Investment Ideas Personal Financial Advice</a>.</p>
<p><!-- Carnival Submission --><strong>jared</strong> presents <a href="http://wealth-ed.com/2009/05/24/general-growth-continues-restructuring-efforts/">General Growth Continues Restructuring Efforts</a> posted at <a href="http://wealth-ed.com/">Wealth Education &#8211; Investment Ideas Personal Financial Advice</a>.</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/32786">What Does the Internet Mean to Your Wallet?</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;Personal Finance &#8211; Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/32793">Diversity Means Never Having to Say You&#8217;re Sorry</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;Personal Finance &#8211; Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>Dan</strong> presents <a href="http://www.mydadblog.com/flushing-toys-down-the-toilet-punishment-time/">Flushing Toys Down the Toilet &#8211; Punishment Time</a> posted at <a href="http://www.mydadblog.com/">My Dad Blog</a>, saying, &#8220;This article highlights the joys of children flushing objects down toilets and how to administer the consequences of a costly plumbing bill.&#8221;</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/request-check-your-specialty-reports-annually.html">Request &amp; Check Your Specialty Reports Annually</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Billeater</strong> presents <a href="http://billeater.com/tips/summer-entertainment-familes-budget">Summer Entertainment for Families on a Budget</a> posted at <a href="http://billeater.com/">Billeater</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/could-painting-your-roof-reversing/">Could painting your roof be the key to reversing climate change?</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/touch-retirement-fund-thus-sayeth/">Touch Not the Retirement Fund, Thus Sayeth the Experts</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>, saying, &#8220;Please email me if you need anything.&#8221;</p>
<p><!-- Carnival Submission --><strong>NetBiz</strong> presents <a href="http://yourfinishrichplan.com/blog/2009/05/21/student-loans-without-a-cosigner-college-loans-for-people-with-little-good-or-bad-credit/">Student Loans Without A Cosigner: College Loans For People With Little, Good Or Bad Credit</a> posted at <a href="http://yourfinishrichplan.com/blog">Your Finish Rich Plan</a>, saying, &#8220;Finding the right student loan can be tricky depending on your personal financial circumstances&#8221;</p>
<p><!-- Carnival Submission --><strong>Madison</strong> presents <a href="http://kidmoney.about.com/od/savingmoney/p/bestbank.htm">Best Bank for Kids</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
<p><!-- Carnival Submission --><strong>Patrick @ Cash Money Life</strong> presents <a href="http://cashmoneylife.com/2009/03/11/college-savings-plans-529-vs-coverdell-esa/">College Savings Plans: 529 vs. Coverdell ESA</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &#8220;Explaining the difference between the two most popular college savings programs.&#8221;</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/04/26/how-to-pay-off-credit-card-debt/">How To Pay Off Credit Card Debt: A Success Story</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;I would share this story with my kids.  It&#8217;s an important lesson on managing debt!&#8221;</p>
<p><!-- Carnival Submission --><strong>The Smarter Wallet</strong> presents <a href="http://thesmarterwallet.com/2009/trade-stocks-online/">Should You Trade Stocks Online?</a> posted at <a href="http://thesmarterwallet.com/">The Smarter Wallet</a>, saying, &#8220;Teach your child about the investing world.&#8221;</p>
<p><!-- Carnival Submission --><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/05/25/free-summer-movies-for-kids-2009-edition/">Free Summer Movies for Kids &#8211; 2009 Edition</a> posted at <a href="http://www.fivecentnickel.com/">fivecentnickel.com</a>.</p>
<p><!-- Carnival Submission --><strong>Mike Pastore</strong> presents <a href="http://www.mikesmillions.com/blog/2009/05/31/teach-children-financial-education-starts-home/">Teach Your Children Well &#8211; Financial Education Starts at Home</a> posted at <a href="http://www.mikesmillions.com/blog">Mikes Millions.com</a>.</p>
<p><!-- Carnival Submission --><strong>Credit Shout</strong> presents <a href="http://creditshout.com/responsible-credit-card-use-in-college-students/">Responsible Credit Card Use in College Students | CreditShout</a> posted at <a href="http://creditshout.com/">CreditShout</a>.</p>
<p><!-- Carnival Submission --><strong>Raag Vamdatt</strong> presents <a href="http://www.raagvamdatt.com/Article232.html">Birth of a child &#8211; how should your financial planning change? :: RaagVamdatt.com :: Financial Planning demystified</a> posted at <a href="http://www.raagvamdatt.com/">RaagVamdatt.com</a>.</p>
<p><!-- Carnival Submission --><strong>Barry</strong> presents <a href="http://associatemoney.com/2009/05/tips-to-set-up-savings-accounts-for.html">Tips To Set Up Children Savings Accounts</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->That concludes this edition.  Submit your blog article to the next edition of <strong>kids and money</strong> using our <a title="Submit an entry to “kids and money”" href="http://blogcarnival.com/bc/submit_3789.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “kids and money”" href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/kids+and+money">kids and money</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</p>
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		<title>Kids and Money &#8211; May 22, 2009</title>
		<link>http://money-hacks.com/815/kids-and-money-may-22-2009/</link>
		<comments>http://money-hacks.com/815/kids-and-money-may-22-2009/#comments</comments>
		<pubDate>Fri, 22 May 2009 16:44:26 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
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		<description><![CDATA[Welcome to the May 20, 2009 edition of Kids and Money. Do me a favor, would you? Please link back to this post, Stumble it, share it on Facebook, twit it on twitter. Or just click the ShareThis button at the bottom of the post. I&#8217;d appreciate getting more exposure. Plus, you gain more exposure, [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to the May 20, 2009 edition of Kids and Money. Do me a favor, would you? Please link back to this post, Stumble it, share it on Facebook, twit it on twitter. Or just click the ShareThis button at the bottom of the post. I&#8217;d appreciate getting more exposure.</p>
<p><strong>Plus, you gain more exposure, too!</strong> And that&#8217;s really why you&#8217;re here. To be heard (or read, as the case may be).</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>Christopher B Williams</strong> presents <a href="http://www.dollars2wealth.net/getting-the-bait-on-good-home-loan-terms-despite-bad-credit-score">Getting the Bait on Good Home Loan Terms Despite Bad Credit Score</a> posted at <a href="http://www.dollars2wealth.net/">The Real Loan Solution</a>.</p>
<p><!-- Carnival Submission --><strong>Barry</strong> presents <a href="http://associatemoney.com/2009/05/tips-to-curb-impulse-buying.html">Tips To Curb Impulse Buying</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission --><strong>Lee McCoy</strong> presents <a href="http://thesecretaffiliatesociety.com/blog/?p=271">Opportunity.com Review</a> posted at <a href="http://thesecretaffiliatesociety.com/blog/">The Secret Affiliate Society</a>, saying, &#8220;Opportunity.com Review by a user of the system&#8221;</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/reasons-your-bank-never-wanted/">10 Reasons Your Bank Never Wanted You to Read This</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Ted</strong> presents <a href="http://www.campusgrotto.com/saving-money-50-tips-for-college-students.html">Saving Money: 50 Tips for College Students</a> posted at <a href="http://www.campusgrotto.com/">CampusGrotto</a>.</p>
<p><!-- Carnival Submission --><strong>John Russell</strong> presents <a href="http://bestpickinsurance.com/no-fault-insurance/">No-Fault Auto Insurance Basics</a> posted at <a href="http://bestpickinsurance.com/">The Low Cost Auto Insurance Guru</a>, saying, &#8220;If you live in a state with no-fault auto insurance, you need to understand what it does and doesn&#8217;t do.&#8221;</p>
<p><!-- Carnival Submission --><strong>Dr. Alan Singer</strong> presents <a href="http://perfectfamilysize.blogspot.com/2009/04/when-mom-is-on-your-daycare-payroll-by.html">When Mom is on Your Daycare Payroll by Dr. Alan Singer</a> posted at <a href="http://perfectfamilysize.blogspot.com/">FamilyThinking.com</a>, saying, &#8220;Imagine the effect of paying your Mom to be your live-in Nanny for your twin girls like Dave and Kelly did. There is a lesson for kids, in that it&#8217;s better care (for the same money) to have Nanna look after you both than to drop you at a Day Care center each day.&#8221;</p>
<p><strong><em>I can totally relate to this one. We&#8217;re in the process of choosing (again!) another day care center. We want our children (almost 2 and almost 4) to get the socialization and structured (somewhat) learning that a &#8220;pre-K&#8221; school offers, but man o man, none of them are close to ideal.</em></strong></p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/best-places-america-starve/">The Best Places in America to Starve</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/college-graduation-diploma-hand/">College graduation: A diploma in one hand and a mountain of debt ahead.</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><strong><em>While an education is a great differentiator, it&#8217;s not worth going into debt. Financial aide, scholarships, and very low-interest loans (as a last resort) are all viable means of funding a college education. Consider community colleges for a couple of years and finishing off at a state college or university. Live and eat at home. Commute.</em></strong></p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/financially-productive-areas/">The Most Financially Productive Areas to Live</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/income-streams-life/">Income Streams for Life</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/signs-stock-going-fall/">Signs a Stock is Going to Fall</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>Chris McClelland</strong> presents <a href="http://www.thelucrativeinvestor.com/wheelers-sign-economy-2/">Can 18 wheelers be a sign of the economy?</a> posted at <a href="http://www.thelucrativeinvestor.com/">Lucrative Investing</a>.</p>
<p><!-- Carnival Submission --><strong>KCLau</strong> presents <a href="http://kclau.com/make-money-tips/rich-habit/">The Most Common Habit of Rich People</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;About the common habits of the rich`&#8221;</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/how-to-save-on-primary-education.html">How to Save on Primary Education</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Dan at Everydayfinance</strong> presents <a href="http://everydayfinance.blogspot.com/2009/05/new-discover-current-card-like-spying.html">New  Discover Current Card &#8211; Like Spying on Your Kids?</a> posted at <a href="http://everydayfinance.blogspot.com/">Everyday Finance</a>, saying, &#8220;A new card out there allows parents to track their kids&#8217; every move.  This has mixed implications to consider.&#8221;</p>
<p><!-- Carnival Submission --><strong>Donald Latumahina</strong> presents <a href="http://www.lifeoptimizer.org/2009/05/14/how-to-make-more-money/">How to Make More Money</a> posted at <a href="http://www.lifeoptimizer.org/">Life Optimizer</a>.</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/32249">How to Know When You Need A Vacation</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;Personal Finance &#8211; Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --><strong>Bank Champ</strong> presents <a href="http://bankchamp.com/gmac-bank-becomes-ally-bank/">GMAC Bank Becomes Ally Bank</a> posted at <a href="http://bankchamp.com/">Bank Champ</a>.</p>
<p><!-- Carnival Submission --><strong>Patrick @ Cash Money Life</strong> presents <a href="http://cashmoneylife.com/2009/05/14/baby-coupons-free-samples-discounts/">Baby Coupons, Free Samples, and Discounts</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &#8220;Discounts, freebies, and coupons for baby items &#8211; including magazine subscriptions, diaper coupons, and more!&#8221;</p>
<p><!-- Carnival Submission --><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/04/05/tradeking-review-best-online-broker/">TradeKing Review: How Does TradeKing Measure Up?</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;Where should you open a new investment account for your child? I would suggest this brokerage because it has a wealth of investment materials and free tools that you can use once you sign up. It provides an awesome resource for budding investors to learn from!&#8221;</p>
<p><strong><em>I agree. TradeKing is simply awesome. Very low cost, good tools, great resources&#8230;</em></strong></p>
<p><!-- Carnival Submission --><strong>Ryan Suenaga</strong> presents <a href="http://www.uncommon-cents.net/2009/05/14/finding-three-dollars/">Finding Three Dollars</a> posted at <a href="http://www.uncommon-cents.net/">Uncommon Cents</a>.</p>
<p><!-- Carnival Submission --><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/04/27/the-worst-529-plans-2009-edition/">The Worst 529 Plans &#8211; 2009 Edition</a> posted at <a href="http://www.fivecentnickel.com/">fivecentnickel.com</a>.</p>
<p><!-- Carnival Submission --><strong>The Smarter Wallet</strong> presents <a href="http://thesmarterwallet.com/2009/kids-and-money-answer-children-money-questions/">Kids and Money: Answering Your Children&#8217;s Money Questions</a> posted at <a href="http://thesmarterwallet.com/">The Smarter Wallet</a>, saying, &#8220;Thanks!&#8221;</p>
<p><!-- Carnival Submission --><strong>freesoftware</strong> presents <a href="http://www.ilovefreesoftware.com/17/articles/list-of-best-free-software-for-new-computer.html">List of Best Free Software for New Computer</a> posted at <a href="http://www.ilovefreesoftware.com/">I Love Free Software</a>, saying, &#8220;Here is a nice way to save some money in this economy &#8211; get all the software for free. This is the list of the best free software that you can install on your new computer. We searched all over the web, and compiled this list of best free software. Each one of these is best in its class, and still totally free. You are going to love these!&#8221;</p>
<p><!-- Carnival Submission --><strong>Brian McKay</strong> presents <a href="http://www.monitorbankrates.com/insurance/teen-drivers-are-hitting-the-road-4476">Teen Drivers Are Hitting The Road</a> posted at <a href="http://www.monitorbankrates.com/">MonitorBankRates.com</a>, saying, &#8220;In this country, cars kill more teenagers than cancer, gang violence, suicide, or drugs and alcohol. Hard to believe?&#8221;</p>
<p><strong><em>Nope, not hard to believe at all. No doubt you, like me, know quite a few families devastated by this fact. Drinking and driving too fast are most often the culprits.</em></strong></p>
<p><!-- Carnival Submission --><strong>costseg</strong> presents <a href="http://costsegregation.eu/cost-segregation-form-3115/">cost segregation form 3115 | Society of Cost Segregation Audit Techniques Guide</a> posted at <a href="http://costsegregation.eu/">Cost Segregation Audit Techniques Guide</a>, saying, &#8220;read about form 3115 that is used in filling out segregation audits that are lately more and more popular on real estate market&#8221;</p>
<p><!-- Carnival Submission --><strong>endowments</strong> presents <a href="http://endowmentpolicy.pl/endowment-policy-surrender-value/">Endowment Life Insurance Policy</a> posted at <a href="http://endowmentpolicy.pl/">Endowment Policy</a>, saying, &#8220;What is endowment policy surrender value and how to make use of it to earn more money.&#8221;</p>
<p><!-- Carnival Submission --><strong>Don</strong> presents <a href="http://corvuswire.com/economy/teaching-kids-to-save-start-early/">Teaching Kids to Save, Start Early</a> posted at <a href="http://corvuswire.com/">Corvus Financial News Wire</a>, saying, &#8220;I only wish someone would have taught me this habit&#8221;</p>
<p><em><strong>No kidding! But you&#8217;re doing your part here. Let&#8217;s keep on passing along the &#8220;I wish I had known&#8230;&#8221; advice!</strong></em></p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->That concludes this edition.  Submit your blog article to the next edition of <strong>Kids and Money</strong> using our <a title="Submit an entry to “kids and money”" href="http://blogcarnival.com/bc/submit_3789.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “kids and money”" href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/kids+and+money">kids and money</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</p>
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		<title>Kids and Money &#8211; May 10, 2009</title>
		<link>http://money-hacks.com/799/kids-and-money-may-10-2009/</link>
		<comments>http://money-hacks.com/799/kids-and-money-may-10-2009/#comments</comments>
		<pubDate>Sun, 10 May 2009 11:26:28 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
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		<description><![CDATA[Welcome to the May 6, 2009 edition of kids and money. Lazy Man and Money presents Save Money at Baseball Games posted at Lazy Man and Money. The Smarter Wallet presents Amazon Kindle Review: Electronic Book Reader Pros and Cons posted at The Smarter Wallet, saying, &#8220;Is the Amazon Kindle worth buying for the family?&#8221; [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to the May 6, 2009 edition of kids and money.</p>
<p><strong>Lazy Man and Money</strong> presents <a href="http://www.lazymanandmoney.com/save-money-at-baseball-games/">Save Money at Baseball Games</a> posted at <a href="http://www.lazymanandmoney.com/">Lazy Man and Money</a>.</p>
<p><strong>The Smarter Wallet</strong> presents <a href="http://thesmarterwallet.com/2009/amazon-kindle-review-electronic-book-reader-pros-and-cons/">Amazon Kindle Review: Electronic Book Reader Pros and Cons</a> posted at <a href="http://thesmarterwallet.com/">The Smarter Wallet</a>, saying, &#8220;Is the Amazon Kindle worth buying for the family?&#8221;</p>
<p><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/04/30/best-high-interest-savings-accounts-online-banking-account/">Best High Interest Savings Accounts In Online Banking</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;Show your kids how to pick the right savings account.&#8221;</p>
<p><strong>Jeff Rose</strong> presents <a href="http://www.goodfinancialcents.com/good-reads-kids-money/">29 Good Reads About Kids And Money</a> posted at <a href="http://www.goodfinancialcents.com/">Jeff Rose</a>.</p>
<p><strong>Pinyo</strong> presents <a href="http://www.moolanomy.com/1472/college-students-should-take-responsibility-for-their-financial-situation/">College Students Should Take Responsibility For Their Financial Situation</a> posted at <a href="http://www.moolanomy.com/">Moolanomy</a>.</p>
<p><strong>Mark Montgomery</strong> presents <a href="http://greatcollegeadvice.com/choosing-the-right-college-curriculum-how-much-choice-is-right-for-you/">Choosing the Right College Curriculum–How Much Choice Is Right For You?</a> posted at <a href="http://greatcollegeadvice.com/">Great College Advice</a>, saying, &#8220;College-bound students sometimes believe that all college academic programs are the same. Not so. This post and short video explain a couple of very different alternatives students have in selecting the right college for them.&#8221;</p>
<p><strong>KCLau</strong> presents <a href="http://kclau.com/wealth-management/wedding-debt/">Do You Have a Wedding Debt?</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;Most couples want to begin their married life auspiciously and free from the problems. However, it is not uncommon to hear about married couples who go into debt just to get married. Article explores the reasons.&#8221;</p>
<p><!-- Carnival Submission --><strong>Talia</strong> presents <a href="http://backtobasics-talia.com/?p=38">Bitty Budget |  backtobasics-talia.com</a> posted at <a href="http://backtobasics-talia.com/">backtobasics-talia.com</a>.</p>
<p><!-- Carnival Submission --><strong>PicktheBrain</strong> presents <a href="http://schoolloans.org/blog/college-education-debt/">Is a College Education Worth a Lifetime of Debt?</a> posted at <a href="http://schoolloans.org/blog">School Loans</a>.</p>
<p><!-- Carnival Submission --><strong>Travis</strong> presents <a href="http://personalwebguide.com/passiveincome">Money for Time, or Time for Money? | personalwebguide.com</a> posted at <a href="http://personalwebguide.com/">Personal Web Guide</a>.</p>
<p><!-- Carnival Submission --><strong>Concerning Kids</strong> presents <a href="http://www.concerningkids.com/raising-a-highly-sensitive-child.php">Raising A Highly Sensitive Child</a> posted at <a href="http://www.concerningkids.com/">Concerning Kids</a>.</p>
<p><!-- Carnival Submission --><strong>John Russell</strong> presents <a href="http://bestpickinsurance.com/accident/">In An Accident?</a> posted at <a href="http://bestpickinsurance.com/">The Low Cost Auto Insurance Guru</a>, saying, &#8220;You pay your premiums, but when your car is damaged, you balk because you fear a claim will mean higher insurance rates.&#8221;</p>
<p><!-- Carnival Submission --><strong>Sonja Stewart</strong> presents <a href="http://parentingsquad.com/how-to-recession-proof-your-family-life">How to Recession-Proof Your Family Life | Parenting Squad</a> posted at <a href="http://parentingsquad.com/">Parenting Squad</a>.</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>KCLau</strong> presents <a href="http://kclau.com/insurance/car-insurance-claim/">Bad Experience of Car Insurance Claim</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;a story of bad experience with vehicle insurance claim&#8221;</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/free-fico-credit-score.html">How To Get A Free FICO Credit Score</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Paul Piotrowski</strong> presents <a href="http://www.inspiredmoneymaker.com/2009/04/23/the-importance-of-saving-money/">The Importance of Saving Money</a> posted at <a href="http://www.inspiredmoneymaker.com/">Inspired Money Maker</a>.</p>
<p><!-- Carnival Submission --><strong>FIRE Getters</strong> presents <a href="http://firefinance.blogspot.com/2009/04/why-do-we-get-laid-off-complicated.html">Why do we get laid off? A complicated corporate work culture &#8230;.</a> posted at <a href="http://firefinance.blogspot.com/">FIRE Finance</a>.</p>
<p><!-- Carnival Submission --></p>
<p><!-- Carnival Submission --><strong>Finance Tips 101</strong> presents <a href="http://www.financetips101.com/what-you-need-to-know-about-academic-scholarships.php">What You Need to Know about Academic Scholarships</a> posted at <a href="http://www.financetips101.com/">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission --><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/04/24/what-is-a-529-plan/">What is a 529 Plan?</a> posted at <a href="http://www.fivecentnickel.com/">fivecentnickel.com</a>, saying, &#8220;An overview of college savings plans.&#8221;</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/31168">10 Really Fun Things You Can Do Today on the Cheap</a> posted at <a href="http://jackschmidt.bravejournal.com/">SectorMatic Money Journal</a>, saying, &#8220;Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet.&#8221;</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/31169">How To Pick A Profitable Mutual Fund</a>.</p>
<p><!-- Carnival Submission --><strong>Brandon Rowe</strong> presents <a href="http://www.bromoney.com/bank-bonus/fbop-banks-free-160-checking-account-promotion">$160 Checking Bonus at FBOP Banks</a> posted at <a href="http://www.bromoney.com/">Bromoney Internet Banks</a>.</p>
<p><!-- Carnival Submission --><strong>Alison</strong> presents <a href="http://nottheplan.blogspot.com/2009/04/what-does-my-son-know-about-money.html">What Does My Son Know About Money?</a> posted at <a href="http://nottheplan.blogspot.com/">This Wasn&#8217;t in The Plan</a>.</p>
<p><!-- Carnival Submission --><strong>Patrick @ Cash Money Life</strong> presents <a href="http://cashmoneylife.com/2009/04/23/upromise-review-free-money-college/">Upromise Review</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &#8220;Earn free money for college savings with rebates from UPromise. The money can be used for college savings, current college expenses, or repaying student loans.&#8221;</p>
<p><!-- Carnival Submission --><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/04/21/financial-planning-for-military-families/">Financial Planning For Military Families</a> posted at <a href="http://militaryfinancenetwork.com/">Military Finance Network</a>, saying, &#8220;Financial planning tips to help families prepare for emergencies and other life events.&#8221;</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong>Bank Champ</strong> presents <a href="http://bankchamp.com/failed-banks-not-required-to-honor-cd-rates/">Failed Banks Not Required to Honor CD Rates</a> posted at <a href="http://bankchamp.com/">Bank Champ</a>.</p>
<p><!-- Carnival Submission --><strong>sherin</strong> presents <a href="http://www.investinternals.com/2009/04/personal-child-investments-plan.html">My personal plan for creating investment portfolio for kid</a> posted at <a href="http://www.investinternals.com/">THE MONEY MANIAC</a>, saying, &#8220;Sharing my personal experience on creating a portfolio for my kid.&#8221;</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/31391">Sign of the Times: &#8220;Going Out Of Business &#8211; Eat Fast!&#8221;</a></p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/31392">Starting Young: Teaching Teens to Save Money</a>.</p>
<p><!-- Carnival Submission --><strong>Barry</strong> presents <a href="http://associatemoney.com/2009/04/how-to-have-baby-amid-recession.html">How To Have A Baby Amid A Recession?</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/citi-forward-credit-card-review.html">Citi Forward Credit Card Review: Rewarding Responsibility</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong>Dan at Everydayfinance</strong> presents <a href="http://everydayfinance.blogspot.com/2009/04/what-i-learnd-at-park-easy-400-per-day.html">What I Learnd at the Park &#8211; An Easy $400 per Hour!</a> posted at <a href="http://everydayfinance.blogspot.com/">Everyday Finance</a>, saying, &#8220;This article highlights a unique and easy way teenage kids can make Hundreds of Dollars per hour this summer!&#8221;</p>
<p><!-- Carnival Submission --><strong>Ted</strong> presents <a href="http://www.campusgrotto.com/college-advice-100-tips-for-survival.html">College Advice: 100+ Tips for Survival</a> posted at <a href="http://www.campusgrotto.com/">CampusGrotto</a>.</p>
<p><!-- Carnival Submission --><strong>Bank Champ</strong> presents <a href="http://bankchamp.com/i-bond-fixed-rate-announcement-may-november-2009/">I Bond Fixed Rate Announcement (May &#8211; November 2009)</a> posted at <a href="http://bankchamp.com/">Bank Champ</a>.</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong>Jesse Michelsen</strong> presents <a href="http://www.pffirewall.com/moneysaving/shopping-out-of-season/">Shopping Out Of Season</a> posted at <a href="http://www.pffirewall.com/">Personal Finance Firewall</a>.</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong>Patrick @ Cash Money Life</strong> presents <a href="http://cashmoneylife.com/2009/04/27/decide-stay-at-home-mom-working-mom/">How to Decide Whether to Be a Stay at Home Mom or Working Mom</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &#8220;These are some factors to consider when deciding between being a stay at home mom or returning to the work force.&#8221;</p>
<p><!-- Carnival Submission --><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/04/28/25-ways-eat-for-free/">25 Ways to Eat For Free (Really): Get Free Food!</a> posted at <a href="http://militaryfinancenetwork.com/">Military Finance Network</a>, saying, &#8220;How to get free food and save money while eating out at restaurants.&#8221;</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/04/27/the-best-529-plans-2009-edition/">The Best 529 Plans &#8211; 2009 Edition</a> posted at <a href="http://www.fivecentnickel.com/">fivecentnickel.com</a>.</p>
<p><!-- Carnival Submission --><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/31475">Home Improvement Loans &#8211; Transforming Brick and Mortar</a>.</p>
<p><!-- Carnival Submission --><strong>RC</strong> presents <a href="http://www.thinkyourwaytowealth.com/2009/03/11/economic-stimulus-plan-529-funds-can-be-used-for-computers-software-and-peripherals/">From the Economic Stimulus Plan- 529 Funds Can be Used for Computers, Software, and Peripherals</a> posted at <a href="http://www.thinkyourwaytowealth.com/">Think Your Way to Wealth</a>.</p>
<p><strong>Jim DeSantis</strong> presents <a href="http://on-line-tribune-marriage.blogspot.com/2009/04/divorce-what-to-do-about-medical-life.html">Divorce: What To Do About Medical, Life, Homeowners, and Auto Insurance!</a> posted at <a href="http://on-line-tribune-marriage.blogspot.com/">On Line Tribune | Marriage Matters</a><!-- EDIT THIS: the conclusion begins with this paragraph: -->, saying, &#8220;Covering the insurance needs of yourself and your children after a divorce must be considered during pre-divorce settlement negotiations with your soon-to-be ex. This is largely a matter for lawyers but you need to think ahead to protect everyone who depends upon you.&#8221;</p>
<p>That concludes this edition.  Submit your blog article to the next edition of <strong>kids and money</strong> using our <a title="Submit an entry to “kids and money”" href="http://blogcarnival.com/bc/submit_3789.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “kids and money”" href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/kids+and+money">kids and money</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</p>
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		<title>Kids and Money &#8211; April 22, 2009</title>
		<link>http://money-hacks.com/768/kids-and-money-april-22-2009/</link>
		<comments>http://money-hacks.com/768/kids-and-money-april-22-2009/#comments</comments>
		<pubDate>Wed, 22 Apr 2009 18:22:17 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
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		<description><![CDATA[Welcome to the April 22, 2009 edition of Kids and Money. mortgager presents Second Hand Endowment Policies posted at Endowment Policy, saying, &#8220;Read on how to act with second hand endowments easily during crisis.&#8221; Talia presents Bitty Budget &#124; backtobasics-talia.com posted at backtobasics-talia.com. David presents Checking Accounts posted at Personal Finance Ology, saying, &#8220;Learn about [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_769" class="wp-caption alignright" style="width: 160px"><a rel="attachment wp-att-769" href="http://www.money-hacks.com/2009/04/kids-and-money-april-22-2009.html/kids-money-3"><img class="size-thumbnail wp-image-769" title="kids-money-3" src="http://www.money-hacks.com/wp-content/uploads/2009/04/kids-money-3-150x150.jpg" alt="Kids &amp; Money" width="150" height="150" /></a><p class="wp-caption-text">Kids &amp; Money</p></div>
<p>Welcome to the April 22, 2009 edition of Kids and Money.</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>mortgager</strong> presents <a href="http://endowmentpolicy.pl/second-hand-endowment/">Second Hand Endowment Policies</a> posted at <a href="http://endowmentpolicy.pl/">Endowment Policy</a>, saying, &#8220;Read on how to act with second hand endowments easily during crisis.&#8221;</p>
<p><!-- Carnival Submission --><strong>Talia</strong> presents <a href="http://backtobasics-talia.com/?p=38">Bitty Budget |  backtobasics-talia.com</a> posted at <a href="http://backtobasics-talia.com/">backtobasics-talia.com</a>.</p>
<p><!-- Carnival Submission --> <!-- Carnival Submission --><!-- Carnival Submission --><strong>David</strong> presents <a href="http://www.personalfinanceology.com/checking-accounts/">Checking Accounts</a> posted at <a href="http://www.personalfinanceology.com/">Personal Finance Ology</a>, saying, &#8220;Learn about the different types of checking accounts and how to keep more of your money!&#8221;</p>
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<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>Nate Desmond</strong> presents <a href="http://www.debtfreescholar.com/2009/04/giveaway-free-turbotax-online-premier-tax-e-filing/">Giveaway: Free TurboTax Online Premier Tax E-Filing</a> posted at <a href="http://www.debtfreescholar.com/">Debt-free Scholar</a>.</p>
<p><!-- Carnival Submission --><!-- Carnival Submission --><strong>Bank Champ</strong> presents <a href="http://bankchamp.com/bank-promotions-are-taxed/">Bank Promotions Are Taxed</a> posted at <a href="http://bankchamp.com/">Bank Champ</a>.</p>
<p><!-- Carnival Submission --><strong>John Russell</strong> presents <a href="http://bestpickinsurance.com/auto-car-insurance-quote/">14 Auto Insurance Secrets</a> posted at <a href="http://bestpickinsurance.com/">The Low Cost Auto Insurance Guru</a>.</p>
<p><!-- Carnival Submission --><strong>KCLau</strong> presents <a href="http://kclau.com/wealth-management/finances/">5 Ways To Take Charge Of Our Finances</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;Are we doing the right things when it comes to managing our finances? Ask yourself five questions to know if you’re on the right track.&#8221;</p>
<p><!-- Carnival Submission --><strong>Frank Vertin</strong> presents <a href="http://www.500indexfund.com/just-buy-index-funds-directly-11.htm">Just Buy Index Funds Directly</a> posted at <a href="http://www.500indexfund.com/">NO LOAD INDEX FUND</a>, saying, &#8220;Buying an S&amp;P 500 index fund through an investment counselor can substantially increase your initial purchasing costs and and drive up your annual management expense fees. Unfortunately, the vast majority of individual investors buy mutual funds and ETFs through brokers and investment advisers. Rarely do financial advisors recommend that you buy index funds with low fees. This is because low cost, no load mutual funds do not pay them as well as loaded, high fee mutual funds.&#8221;</p>
<p><!-- Carnival Submission --><strong>Larry Russell</strong> presents <a href="http://www.theskilledinvestor.com/wp/most-individual-investors-are-poor-personal-portfolio-managers-15.htm">Most Individual Investors Are Poor Personal Portfolio Managers | Personal Investment Management</a> posted at <a href="http://www.theskilledinvestor.com/wp">THE SKILLED INVESTOR Blog</a>, saying, &#8220;Young investors should learn early about investment efficiency, and they will then know more than most of their parents do about wise investing. Investors more easily understand investment costs that are directly measurable, such as fees deducted on investment statements. However, many investors ignore or are unaware of the opportunity costs of their sub-optimal investment behaviors. Opportunity costs are usually much more difficult to measure directly, but these investment costs can be even higher than more visible investment fees.&#8221;</p>
<p><!-- Carnival Submission --><strong>Walter W. Fouse</strong> presents <a href="http://www.bestnoloadmutualfund.com/the-best-noload-mutual-funds-etfs-13.htm">7 Ways to Pick the Best Noload Mutual Funds and ETFs</a> posted at <a href="http://www.bestnoloadmutualfund.com/">Best No Load Funds</a>, saying, &#8220;The vast body of investment research studies show that there really are better approaches to buying and owning mutual funds and ETFs. You do not need to frantically chase fund performance. Performance chasing simply does not work.&#8221;</p>
<p><!-- Carnival Submission --><strong>Ben Jenkins</strong> presents <a href="http://www.gorillacanyon.com/graduating-from-college-doesnt-mean-you-cant-party/">Graduating From College</a> posted at <a href="http://www.gorillacanyon.com/">Self-Destruction in NYC</a>.</p>
<p><!-- Carnival Submission --><strong>Richard M. Rothschild</strong> presents <a href="http://www.bondmarketindexfund.com/united-states-taxable-bond-mutual-funds-9.htm">The Top 14 Low Cost Taxable United States Bond Mutual Funds (Low Minimum Deposit)</a> posted at <a href="http://www.bondmarketindexfund.com/">Bond Market Index Funds</a>, saying, &#8220;The top 14 low cost taxable US fixed income funds with a $10,000 or lower initial deposit. Low investment management fees are very important with fixed income funds. Simply put, if you pay higher bond mutual fund fees, then these bond management expenses tend just to be a deadweight loss to you. When you pay more in bond mutual fund fees, you are just wasting your money.&#8221;</p>
<p><!-- Carnival Submission --><strong>Ralph Jean-Paul</strong> presents <a href="http://potential2success.com/Building-Self-discipline.html">Building Self-Discipline</a> posted at <a href="http://www.potential2success.com/">Potential 2 Success</a>, saying, &#8220;The most disciplined business people are usually the most organized, efficient and successful. They are also the people that make the most money. Learn to build self-discipline in your personal and professional life and see the difference it will make.&#8221;</p>
<p><!-- Carnival Submission --><strong>Big Cajun Man</strong> presents <a href="http://www.canajunfinances.com/2009/03/25/advice-for-new-grads/">Canadian Personal Finance Blog  » Blog Archive   » Advice for New Grads?</a> posted at <a href="http://www.canajunfinances.com/">Canadian Personal Finance Blog</a>, saying, &#8220;When your kids do finally graduate from college, make sure they keep this in mind.&#8221;</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>Mike Pastore</strong> presents <a href="http://www.mikesmillions.com/blog/2009/03/08/thinking-of-saving-money-for-your-child-%E2%80%98s-college-education-ira-or-529a-plan/">Thinking of saving money for your childs college education? IRA or 529a plan? | Mikes Millions.com</a> posted at <a href="http://www.mikesmillions.com/blog">Mikes Millions.com</a>.</p>
<p><!-- Carnival Submission --><!-- Carnival Submission --><strong>Jeff Rose</strong> presents <a href="http://www.goodfinancialcents.com/529-questions-college-savings-plans/">10 Questions About College Savings Plans</a> posted at <a href="http://www.goodfinancialcents.com/">Jeff Rose</a>.</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/best-student-credit-cards.html">Best Student Credit Cards</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Buck Weber</strong> presents <a href="http://thebucklist.blogspot.com/2009/02/search-for-scholarships.html">Search for Scholarships</a> posted at <a href="http://thebucklist.blogspot.com/">THE BUCK LIST</a>, saying, &#8220;It’s that time of the year again for high school seniors. Testing for the ACT &amp; SAT, filling out the FAFSA, gathering and sending transcripts, college applications and letters of recommendation are all part of the annual hectic last few months of the high school experience.&#8221;</p>
<p><!-- Carnival Submission --><strong>Barry</strong> presents <a href="http://associatemoney.com/2009/04/buying-groceries-from-auctions.html">Buying Groceries From Auctions</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
<p><!-- Carnival Submission --><strong>Madison</strong> presents <a href="http://kidmoney.about.com/od/jobsforkids/tp/Summer-Jobs-for-Kids.htm">Summer Jobs for Kids &#8211; Ideas for Summer Jobs for Kids</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
<p><!-- Carnival Submission --><strong>Verna Morris</strong> presents <a href="http://etfdb.com/2009/five-experts-agree-you-need-a-tips-etf-in-your-retirement-portfolio/">Five Experts Agree: You Need a TIPS ETF In Your Retirement Portfolio</a> posted at <a href="http://etfdb.com/">ETFdb</a>.</p>
<p><!-- Carnival Submission --><strong>One Family</strong> presents <a href="http://www.onefamilysblog.com/2009/04/swagbucks-frugal-take.html">Swagbucks &#8211; A Frugal Take</a> posted at <a href="http://www.onefamilysblog.com/">One Family&#8217;s Blog</a>, saying, &#8220;A review of SwagBucks, a search engine that promises rewards for doing searches.&#8221;<strong></strong></p>
<p><strong>KCLau</strong> presents <a href="http://kclau.com/wealth-management/happy-with-less/">Learning to be Happy with Less</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;How u can be happy with less material things&#8221;<strong></strong></p>
<p><strong>Jim DeSantis</strong> presents <a href="http://on-line-tribune-family-life.blogspot.com/2009/04/3-reasons-that-can-cause-your-family.html">3 Reasons That Can Cause Your Family Budget To Fail</a> posted at <a href="http://on-line-tribune-family-life.blogspot.com/">Free Family Budgeting eBook from On Line Tribune</a>, saying, &#8220;Money is the only tool you have to secure your future and the future of your family and to live a good life today. Unless you get spending under control and start treating your household like the goldmine it really is, you are destined to struggle financially for the rest of your life.&#8221;</p>
<p><strong>Jeremy Ulmer</strong> presents <a href="http://www.coachwithjeremy.com/blog/cold-calling-tip/how-to-cold-call">How To Cold Call Effectively: What To Say First</a> posted at <a href="http://www.coachwithjeremy.com/blog">Sales Coaching | Business Coaching | Life Coaching</a>, saying, &#8220;never too early for kids to start learning some of these skills&#8230;to make money&#8230;&#8221;</p>
<p><!-- Carnival Submission --><strong>Clair Schwan</strong> presents <a href="http://www.frugal-living-freedom.com/money-management.html">Money Management &#8211; Making and Retaining Wealth</a> posted at <a href="http://www.frugal-living-freedom.com/">Frugal Living Freedom</a>, saying, &#8220;This article provides an overview of basic money management concepts with an eye toward accumulating wealth by being more responsible with it.&#8221;</p>
<p><!-- Carnival Submission --><strong>FIRE Getters</strong> presents <a href="http://firefinance.blogspot.com/2009/03/what-is-rule-of-72.html">What is the Rule of 72?</a> posted at <a href="http://firefinance.blogspot.com/">FIRE Finance</a>.</p>
<p><!-- Carnival Submission --><strong>Get800today</strong> presents <a href="http://blog.get800today.com/2009/04/why-not-use-toll-free-at-home-2/">Why Not Use Toll Free at Home?</a> posted at <a href="http://get800today.com/">Get800today.com</a>.</p>
<p><!-- Carnival Submission --><strong>Patrick @ Cash Money Life</strong> presents <a href="http://cashmoneylife.com/2009/04/06/how-much-life-insurance-do-you-need/">How Much Life Insurance Do You Need?</a> posted at <a href="http://cashmoneylife.com/">Cash Money Life</a>, saying, &#8220;This is a question everyone should ask themselves &#8211; particularly if they have a family that relies upon their income.&#8221;</p>
<p><!-- Carnival Submission --><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/02/10/zecco-vs-tradeking-online-stock-brokerage-account-discount-broker-comparison/">Zecco vs TradeKing: Which Online Stock Brokerage Account To Choose?</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;Help your kids invest early by opening their first account with a solid online broker.&#8221;</p>
<p><!-- Carnival Submission --><strong>Finance Tips 101</strong> presents <a href="http://www.financetips101.com/scholarships-come-in-all-shapes-and-sizes.php">Scholarships Come In All Shapes And Sizes</a> posted at <a href="http://www.financetips101.com/">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission --><strong>The Smarter Wallet</strong> presents <a href="http://thesmarterwallet.com/2009/kid-develop-gambling-problem-gambling-addiction/">Can Your Kid Develop A Gambling Problem?</a> posted at <a href="http://thesmarterwallet.com/">The Smarter Wallet</a>, saying, &#8220;Thanks!&#8221;</p>
<p><!-- Carnival Submission --><strong>Summer Munyon</strong> presents <a href="http://blog.manausa.com/2009/04/13/bottom-of-the-real-estate-market/">How To Find The Bottom Of The Real Estate Market</a> posted at <a href="http://blog.manausa.com/">Tallahassee Real Estate Blog</a>, saying, &#8220;If you want to know the beginning of the next phase of the market turn, just keep an eye on the green line in the graph below. You can visit this graph (updated twice per week) at The Market Bulletin.&#8221;</p>
<p><!-- Carnival Submission --><strong>hall monitor</strong> presents <a href="http://www.detentionslip.org/2009/04/two-colts-neck-high-school-students.html">Two Colts Neck High School students accused of counterfeiting money</a> posted at <a href="http://www.detentionslip.org/">DetentionSlip.org</a>, saying, &#8220;To be filed in the &#8220;What NOT to do&#8221; column.&#8221;</p>
<p><!-- Carnival Submission --><strong>Deposit Accounts</strong> presents <a href="http://www.depositaccounts.com/blog/keep-more-of-your-money-tips-for-better-banking.html">Keep More of Your Money: Tips for Better Banking</a> posted at <a href="http://www.depositaccounts.com/">Deposit Accounts</a>.</p>
<p><!-- Carnival Submission --><strong>MatthewPaulson</strong> presents <a href="http://www.finetunedfinances.com/2009/04/money-management-principles-for-children/">Money  Management Principles for Children</a> posted at <a href="http://www.finetunedfinances.com/">Fine-Tuned Finances</a>.</p>
<p><!-- Carnival Submission --><strong>Madison</strong> presents <a href="http://kidmoney.about.com/b/2009/04/15/frugal-ideas-for-prom-season.htm">Frugal Ideas for Prom Season</a> posted at <a href="http://kidmoney.about.com/">Kids and Money</a>.</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->That concludes this edition.  Submit your blog article to the next edition of <strong>Kids and Money</strong> using our <a title="Submit an entry to “kids and money”" href="http://blogcarnival.com/bc/submit_3789.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “kids and money”" href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/kids+and+money">kids and money</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</p>
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		<title>Kids and Money &#8211; April 1, 2009</title>
		<link>http://money-hacks.com/695/kids-and-money-april-1-2009/</link>
		<comments>http://money-hacks.com/695/kids-and-money-april-1-2009/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 20:56:18 +0000</pubDate>
		<dc:creator>billspaced</dc:creator>
				<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.money-hacks.com/?p=695</guid>
		<description><![CDATA[Welcome to the April 1, 2009 edition of Kids and Money. Husni presents The Best Online Payment System posted at Online Payment System, saying, &#8220;Last night somebody introduced me to one of the best online payment systems. Why do I say that it is one of the best? It is integrated with some of the [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to the April 1, 2009 edition of Kids and Money.</p>
<p><!-- Carnival Submission --><strong>Husni</strong> presents <a href="http://thebestonlinepaymentsystem.blogspot.com/2009/03/best-online-payment-system.html">The Best Online Payment System</a> posted at <a href="http://thebestonlinepaymentsystem.blogspot.com/">Online Payment System</a>, saying, &#8220;Last night somebody introduced me to one of the best online payment systems. Why do I say that it is one of the best?</p>
<ol>
<li>It is integrated with some of the best payment gateways like Paypal, 2CheckOut, GoogleCheckout.</li>
<li>It is secured. You don&#8217;t have to worry about people hacking your website and people stealing your digital product.&#8221;</li>
</ol>
<p><!-- Carnival Submission --><strong>Sean Kelly</strong> presents <a href="http://www.become-day-trader.com/daytrading.html">Daytrading Offers Unlimited Income Potential</a> posted at <a href="http://www.become-day-trader.com/">Become a Day Trader</a>, saying, &#8220;Many people want to know the income potential in day trading.&#8221;</p>
<p><!-- Carnival Submission --><strong>Sean Kelly</strong> presents <a href="http://www.become-day-trader.com/trade-for-a-living.html">Trade For A Living? Tell Us Your Story</a> posted at <a href="http://www.become-day-trader.com/index.html">Trade for a Living Blog</a>, saying, &#8220;If you trade for a living, and would like to tell your story, please do.&#8221;</p>
<p><!-- Carnival Submission --><!-- Carnival Submission --><!-- Carnival Submission --><strong>Kumquat</strong> presents <a href="http://kumquatkomputers.info/blog/?p=126">Easily Create, Send and Track Email Newsletters, Surveys, and Autoresponders</a> posted at <a href="http://www.kumquatkomputers.info/">Kumquat Komputers</a>, saying, &#8220;Thank you for reading this&#8221;</p>
<p><!-- Carnival Submission --><strong>various</strong> presents <a href="http://endowmentpolicy.comuf.com/websites-endowment-policy">Endowment Policy Info Blog &#8211; Websites on Endowment Policy</a> posted at <a href="http://endowmentpolicy.comuf.com/">Endowment Policy Info</a>, saying, &#8220;Want to know more about endowments and low rate mortgages? Check this list of articles.&#8221;</p>
<p><!-- Carnival Submission --><strong>kasia</strong> presents <a href="http://endowmentpolicy.pl/category/sell-endowment-policy/">Endowment Life Insurance Policy &#8211; Sell Endowments</a> posted at <a href="http://endowmentpolicy.pl/">Endowment Policy</a>, saying, &#8220;How and when to sell endowment policies&#8221;</p>
<p><!-- Carnival Submission --><strong>endowments</strong> presents <a href="http://endowmentpolicy.pl/traded-endowments/">Endowment Life Insurance Policy UK Traded Endowments</a> posted at <a href="http://endowmentpolicy.pl/">Endowment Policy</a>, saying, &#8220;How to use traded endowments and earn on them ?&#8221;</p>
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<p><!-- Carnival Submission --><strong>ishanbansal</strong> presents <a href="http://savefewbucks.blogspot.com/2009/03/25-tips-to-save-money-on-vacation.html">25 Tips to Save Money on Vacation</a> posted at <a href="http://savefewbucks.blogspot.com/">Save Few Bucks</a>, saying, &#8220;Practical Tips to save money on vacation. Thanks for taking out time to review this.&#8221;</p>
<p><!-- Carnival Submission --><strong>Jody T Fransch</strong> presents <a href="http://jodyfransch.wordpress.com/2008/09/19/tips-to-managing-student-finance/">Tips to Managing Student Finances</a> posted at <a href="http://jodyfransch.wordpress.com/">jody fransch</a>.</p>
<p><!-- Carnival Submission --><strong>Scott</strong> presents <a href="http://www.babycribsinformant.com/mini-crib-bedding/">Mini Crib Bedding | Baby Cribs and Baby Room Decor</a> posted at <a href="http://www.babycribsinformant.com/">Mini Crib Bedding</a>, saying, &#8220;Mini cribs are the latest craze in baby bedding. The small portable cribs are perfect for first time parents and parents that are on the go. Most mini cribs are small enough to fit in any room are beside mom and dad&#8217;s bed so they can keep and eye on there new born.&#8221;</p>
<p><!-- Carnival Submission --><strong>various</strong> presents <a href="http://endowmentpolicy.pl/category/national-endowment-for-arts/">NATIONAL ENDOWMENT FOR ARTS</a> posted at <a href="http://endowmentpolicy.pl/">Endowment Policy</a>, saying, &#8220;NEA aka National Endomwnet For Arts. How and why does it still work good during financial crysis&#8221;</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><!-- Carnival Submission --><strong>Finance Tips 101</strong> presents <a href="http://www.financetips101.com/personal-grants-to-pay-off-debt.php">Personal Grants To Pay Off Debt</a> posted at <a href="http://www.financetips101.com/">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission --><strong>KCLau</strong> presents <a href="http://kclau.com/money-saving-tips/save-money-stupid/">Save money the stupid way</a> posted at <a href="http://kclau.com/">KCLau&#8217;s Money Tips</a>, saying, &#8220;Simple ways to save money&#8221;</p>
<p><!-- Carnival Submission --><strong>Concerning Kids</strong> presents <a href="http://www.concerningkids.com/tips-for-parents-of-picky-eaters.php">Tips For Parents Of Picky Eaters | Concerning Kids</a> posted at <a href="http://www.concerningkids.com/">Concerning Kids</a>.</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>Finance Tips 101</strong> presents <a href="http://www.financetips101.com/discover-how-to-pay-off-debt.php">Discover How To Pay Off Debt</a> posted at <a href="http://www.financetips101.com/">Finance Tips 101</a>.</p>
<p><!-- Carnival Submission --><strong>Pregnancy Hut</strong> presents <a href="http://www.pregnancyhut.com/bringing-home-baby/">Bringing Home Baby &#8211; Preparing for Your First Few Days as a New Mom</a> posted at <a href="http://www.pregnancyhut.com/">Pregnancy Calendar</a>, saying, &#8220;When you are expecting, you will likely spend so much time preparing for your delivery that you forget to plan for the first few days at home.&#8221;</p>
<p><!-- Carnival Submission --><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/best-student-credit-cards.html">Best Student Credit Cards</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --><strong>Barry</strong> presents <a href="http://associatemoney.com/2009/03/letting-kids-earn-their-allowances.html">Letting Kids Earn Their Allowances</a> posted at <a href="http://associatemoney.com/">Associate Money</a>.</p>
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<p><!-- Carnival Submission --><strong>Y Niz</strong> presents <a href="http://ways-for-teen-to-make-money-online.blogspot.com/">Ways For Teens to Make Money Online</a>, saying, &#8220;What ways are there for teens to make money online? Teenagers are always on lookout to make some money.there are plenty of ways for teens to make money online. Here are some quick ways for teens to make money online.&#8221;</p>
<p><!-- Carnival Submission --><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/03/18/save-on-healthcare-cheap-immunizations-at-the-health-department/">Save on Healthcare: Cheap Immunizations at the Health Department</a> posted at <a href="http://www.fivecentnickel.com/">fivecentnickel.com</a>.</p>
<p><!-- Carnival Submission --><strong>Pregnancy Hut</strong> presents <a href="http://www.pregnancyhut.com/how-to-exercise-safely-during-your-pregnancy/">How to Exercise Safely During Your Pregnancy</a> posted at <a href="http://www.pregnancyhut.com/">Pregnancy Calendar</a>, saying, &#8220;Some ideas for exercising safely during pregnancy.&#8221;</p>
<p><!-- Carnival Submission --><strong>Magicpollux</strong> presents <a href="http://charonqc.wordpress.com/2009/03/18/hi-adobe-thank-you-very-much-for-writing-to-me/">Increase Your Income Can Be Fun With Paid Surveys</a> posted at <a href="http://paidsurveysfromhome.weebly.com/paid-surveys-from-home-blog.html">Paid Surveys From Home Blog</a>.</p>
<p><!-- Carnival Submission --><strong>Mark Montgomery</strong> presents <a href="http://greatcollegeadvice.com/new-student-loans-require-payments-while-in-school/">New Student Loans Require Payments While in School</a> posted at <a href="http://greatcollegeadvice.com/">Great College Advice</a>.</p>
<p><!-- Carnival Submission --><strong>Mr. Wizard</strong> presents <a href="http://work-from-home-wizard.com/can-old-dusty-books-make-you-filthy-rich">Can Old Dusty Books Make You Filthy Rich?</a> posted at <a href="http://work-from-home-wizard.com/">The Work From Home Wizard</a>, saying, &#8220;Dave Robus&#8221;</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>Mr. Wizard</strong> presents <a href="http://work-from-home-wizard.com/how-one-georgia-mom-makes-15481996-a-year">How One Georgia Mom Makes $154,819.96 A Year</a> posted at <a href="http://work-from-home-wizard.com/">The Work From Home Wizard</a>, saying, &#8220;Jennifer (a.k.a. PotPieGirl) has put together what seems to be an unbelievable One Week Marketing package! When Jennifer told her husband she was going to start making money online, he thought she was a few french fries short of a Happy Meal.Jennifer had no previous experience with Internet Marketing and she used post it notes to keep track of everything she was doing, hoping she might figure out the confusing Internet Marketing puzzle.Through trial and error Jennifer finally figured out a way to make money online and now she is sharing that knowledge with the whole world!&#8221;</p>
<p><strong><em>I only put this here because it may prompt you to do something about your particular financial situation.</em></strong></p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- Carnival Submission --><strong>mike lesaux</strong> presents <a href="http://all-free-downloads.webs.com/apps/blog/show/667343-is-a-work-at-home-business-opportunity-the-right-thing-for-you-to-do-">All Free Downloads &#8211; Is A Work At Home Business Opportunity The Right Thing For You To Do?</a> posted at <a href="http://all-free-downloads.webs.com/apps/blog/">all-free-downloads</a>.</p>
<p><!-- Carnival Submission --><strong>Jim DeSantis</strong> presents <a href="http://on-line-tribune-money-matters.blogspot.com/2008/06/free-ebook-credit-rescue.html">Free eBook &#8211; Credit Rescue!</a> posted at <a href="http://on-line-tribune-money-matters.blogspot.com/">Emotions and Credit at On Line Tribune</a>, saying, &#8220;How emotions impact credit is a subject that few people think about but more and more therapists are talking about. As a Pastoral Counselor I have long known that there is a powerful link between our emotions and our money. We may think that money is all about our rational selves but, in fact, our emotions very much determine our financial decisions.&#8221;</p>
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<p><!-- Carnival Submission --><strong>Credit Answers</strong> presents <a href="http://www.creditanswers.com/grads-economy-08-08.php">Recent Grads Face Bleak Economy &#8211; Credit Answers Article</a> posted at <a href="http://creditanswers.wordpress.com/">Credit Answers</a>.</p>
<p><!-- Carnival Submission --><strong>retirehappy</strong> presents <a href="http://www.myretirementblog.com/how-to-buy-annuities.html">How To Buy Annuities</a> posted at <a href="http://www.myretirementblog.com/">My Retirement Blog</a>.</p>
<p><!-- Carnival Submission --><strong>John Russell</strong> presents <a href="http://bestpickinsurance.com/gap-insurance/">Gap Insurance &#8211; Should You get It?</a> posted at <a href="http://bestpickinsurance.com/">The Low Cost Auto Insurance Guru</a>, saying, &#8220;Gap insurance is an additional insurance policy that is usually tacked on to your monthly lease payment or (finance payment if you are financing your car). Usually you don&#8221;</p>
<p><!-- Carnival Submission --><strong>Pinyo</strong> presents <a href="http://www.moolanomy.com/1367/new-yorks-529-college-savings-program-adds-international-fund-to-the-direct-plan/">New York’s 529 College Savings Program Adds International Fund To The Direct Plan</a> posted at <a href="http://www.moolanomy.com/">Moolanomy</a>.</p>
<p><!-- Carnival Submission --><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/03/12/hsbc-direct-online-savings-account-review-free-atm-bank-card/">HSBC Direct Online Savings Account Review: With Free ATM Bank Card</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;Open your child&#8217;s first bank account in one of the best online banks out there right now. Your kids can learn how to manage their money using some of the great tools offered by HSBC.&#8221;</p>
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<p><!-- Carnival Submission --><strong>ErinatPlinkPlink</strong> presents <a href="http://www.plinkplink.com/home/2009/3/4/5-steps-to-cutting-costs-of-your-new-baby-essentials.html">5 Steps to Cutting Costs of your New-Baby Essentials</a> posted at <a href="http://www.plinkplink.com/">PlinkPlink: Moms Talking About Money</a>.</p>
<p><!-- Carnival Submission --><strong>The Smarter Wallet</strong> presents <a href="http://thesmarterwallet.com/2009/investing-in-the-stock-market-rules-help-sleep-at-night/">Investing In The Stock Market? Rules To Help You Sleep At Night</a> posted at <a href="http://thesmarterwallet.com/">The Smarter Wallet</a>, saying, &#8220;Teach your kids how to invest in the stock market.&#8221;</p>
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<p><!-- Carnival Submission --><strong>Heidi</strong> presents <a href="http://www.littlepeoplewealth.com/2009/02/diapers-under-5pack-bumgenius-fuzzi.html">Little People Wealth: Diapers Under $5/Pack!  BumGenius &amp; Fuzzi Bunz $11.45/diaper!</a> posted at <a href="http://www.littlepeoplewealth.com/">Little People Wealth</a>, saying, &#8220;Saving money on diapers <img src='http://money-hacks.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> &#8221;</p>
<p><!-- Carnival Submission --><strong>Credit Shout</strong> presents <a href="http://creditshout.com/best-buy-credit-card-review/">Best Buy Credit Card Review</a> posted at <a href="http://creditshout.com/">CreditShout</a>.</p>
<p><!-- Carnival Submission --><strong></strong></p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->That concludes this edition.  Submit your blog article to the next edition of <strong>kids and money</strong> using our <a title="Submit an entry to “kids and money”" href="http://blogcarnival.com/bc/submit_3789.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “kids and money”" href="http://blogcarnival.com/bc/cprof_3789.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/kids+and+money">kids and money</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</p>
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